# Insuring 20+ y/o vehicle

**URL:** <https://forums.speedlife.net/t/insuring-20-y-o-vehicle/123673>\
**Category:** SON240sx Automotive\
**Created:** [April 18, 2009, 11:51am UTC](https://forums.speedlife.net/t/insuring-20-y-o-vehicle/123673 "2009-04-18T11:51:10Z")\
**Posts on this page:** 19\
**Page:** 1

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**Author:** ![DoneDreamin](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/donedreamin/32/5678_2.png) [@DoneDreamin](https://forums.speedlife.net/u/DoneDreamin)\
**Post date:** [April 18, 2009, 11:51am UTC](https://forums.speedlife.net/t/insuring-20-y-o-vehicle/123673/1 "2009-04-18T11:51:10Z")

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Hey guys,  
So attempted to go through belair , but they will not insure 20+ (1989) .  
Any advice on another broker , bare-minimum i paid 205$ through belair on a 93’

19 , M , One ticket.

Any feedback much appreciated, Thanks.

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**Author:** ![kollo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/kollo/32/5661_2.png) [@kollo](https://forums.speedlife.net/u/kollo)\
**Post date:** [April 18, 2009, 12:43pm UTC](https://forums.speedlife.net/t/insuring-20-y-o-vehicle/123673/2 "2009-04-18T12:43:08Z")

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dejardin there ok i fined there prices a little high but i did them with my 88 sentra

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**Author:** ![DoneDreamin](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/donedreamin/32/5678_2.png) [@DoneDreamin](https://forums.speedlife.net/u/DoneDreamin)\
**Post date:** [April 18, 2009, 1:07pm UTC](https://forums.speedlife.net/t/insuring-20-y-o-vehicle/123673/3 "2009-04-18T13:07:55Z")

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I went through , TD 220/month.

Meh i’m excited for this pre-inspection though … :noes:

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**Author:** ![Dolph\_KYAS13](https://avatars.discourse-cdn.com/v4/letter/d/c2a13f/32.png) [@Dolph\_KYAS13](https://forums.speedlife.net/u/Dolph_KYAS13)\
**Post date:** [April 18, 2009, 1:36pm UTC](https://forums.speedlife.net/t/insuring-20-y-o-vehicle/123673/4 "2009-04-18T13:36:09Z")

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Im through belaire… student … young drivers no tickets 90’ hatch … $78 a month … insured at home in ottawa

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**Author:** ![Dolph\_KYAS13](https://avatars.discourse-cdn.com/v4/letter/d/c2a13f/32.png) [@Dolph\_KYAS13](https://forums.speedlife.net/u/Dolph_KYAS13)\
**Post date:** [April 18, 2009, 1:36pm UTC](https://forums.speedlife.net/t/insuring-20-y-o-vehicle/123673/5 "2009-04-18T13:36:42Z")

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oh yea im 22

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**Author:** ![zudeck](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/zudeck/32/5752_2.png) [@zudeck](https://forums.speedlife.net/u/zudeck)\
**Post date:** [April 18, 2009, 2:38pm UTC](https://forums.speedlife.net/t/insuring-20-y-o-vehicle/123673/6 "2009-04-18T14:38:38Z")

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Sorry to thread jack, but how are 240’s on insurance anyways? Are they higher than Civics and Integra’s or way cheaper?

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**Author:** ![simplemind7](https://avatars.discourse-cdn.com/v4/letter/s/0ea827/32.png) [@simplemind7](https://forums.speedlife.net/u/simplemind7)\
**Post date:** [April 18, 2009, 4:14pm UTC](https://forums.speedlife.net/t/insuring-20-y-o-vehicle/123673/7 "2009-04-18T16:14:11Z")

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my 4 door '93 civic was more than my 240s, i imagine a 2 door civic is even higher.

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**Author:** ![zudeck](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/zudeck/32/5752_2.png) [@zudeck](https://forums.speedlife.net/u/zudeck)\
**Post date:** [April 18, 2009, 5:32pm UTC](https://forums.speedlife.net/t/insuring-20-y-o-vehicle/123673/8 "2009-04-18T17:32:09Z")

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Yeah, I know civics are high. I was just worried how high 240’s were. I guess I should call my insurance and get a quote before buying one.

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**Author:** ![RED\_LINE](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/red_line/32/5656_2.png) [@RED\_LINE](https://forums.speedlife.net/u/RED_LINE)\
**Post date:** [April 18, 2009, 5:48pm UTC](https://forums.speedlife.net/t/insuring-20-y-o-vehicle/123673/9 "2009-04-18T17:48:03Z")

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civics and all that honda stuff is higher since the accidents and tickets rate for people that drive them is much more than a 240 driver.

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**Author:** ![rex\_thugs](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/rex_thugs/32/5598_2.png) [@rex\_thugs](https://forums.speedlife.net/u/rex_thugs)\
**Post date:** [April 19, 2009, 10:35am UTC](https://forums.speedlife.net/t/insuring-20-y-o-vehicle/123673/10 "2009-04-19T10:35:39Z")

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my 240 was about 150 full coverage my acura 04 mdx was around the same. i was with economical i find them to be better then td my premium went down by over 1000 after a year. when i was with td it didnt go down by much at all.

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**Author:** ![Sato\_Tatsuya](https://avatars.discourse-cdn.com/v4/letter/s/e36b37/32.png) [@Sato\_Tatsuya](https://forums.speedlife.net/u/Sato_Tatsuya)\
**Post date:** [April 19, 2009, 11:28am UTC](https://forums.speedlife.net/t/insuring-20-y-o-vehicle/123673/11 "2009-04-19T11:28:55Z")

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^^ how old are you? And is the 240 under your own name, or your parents name?

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**Author:** ![zudeck](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/zudeck/32/5752_2.png) [@zudeck](https://forums.speedlife.net/u/zudeck)\
**Post date:** [April 19, 2009, 11:36am UTC](https://forums.speedlife.net/t/insuring-20-y-o-vehicle/123673/12 "2009-04-19T11:36:34Z")

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> [@FS: 91 Acura Integra](https://forums.speedlife.net/t/fs-91-acura-integra/21499/12):
>
> Hey guys,  
> So attempted to go through belair , but they will not insure 20+ (1989) .  
> Any advice on another broker , bare-minimum i paid 205$ through belair on a 93’
> 
> 19 , M , One ticket.
> 
> Any feedback much appreciated, Thanks.

My 1st time insuring a vehicle in Canada was with TD Meloche Monnex and they insured my 1988 Benz, I was about 23 with a g2. $215 a month. A year later they bumped it up to 240 for no reason…no tickets nothing.

Then Kingsway insured my 1988 VW Cabriolet last year with a G2 as well…$220. I really should go get my G.

Talk to a broker and see what options you have.

Too bad nobody accepts my 9 years of driving experience in 2 different countries, both RHD and LHD.

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**Author:** ![eccentric](https://avatars.discourse-cdn.com/v4/letter/e/f9ae1b/32.png) [@eccentric](https://forums.speedlife.net/u/eccentric)\
**Post date:** [April 19, 2009, 11:43am UTC](https://forums.speedlife.net/t/insuring-20-y-o-vehicle/123673/13 "2009-04-19T11:43:55Z")

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> [@FS: 91 Acura Integra](https://forums.speedlife.net/t/fs-91-acura-integra/21499/12):
>
> Hey guys,  
> So attempted to go through belair , but they will not insure 20+ (1989) .  
> Any advice on another broker , bare-minimum i paid 205$ through belair on a 93’
> 
> 19 , M , One ticket.
> 
> Any feedback much appreciated, Thanks.

Try using Kanetix.ca

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**Author:** ![Sato\_Tatsuya](https://avatars.discourse-cdn.com/v4/letter/s/e36b37/32.png) [@Sato\_Tatsuya](https://forums.speedlife.net/u/Sato_Tatsuya)\
**Post date:** [April 19, 2009, 12:08pm UTC](https://forums.speedlife.net/t/insuring-20-y-o-vehicle/123673/14 "2009-04-19T12:08:01Z")

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^^ wow, great site, I just went there just now. It’s very informative and a great online quoting system…though they don’t offer any accurate quotes for vehicles 1993 and prior. Either way, thanks for sharing!

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**Author:** ![Soulitude](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/soulitude/32/5644_2.png) [@Soulitude](https://forums.speedlife.net/u/Soulitude)\
**Post date:** [April 19, 2009, 6:15pm UTC](https://forums.speedlife.net/t/insuring-20-y-o-vehicle/123673/15 "2009-04-19T18:15:26Z")

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I’d recommend Calling around, I’m with Desjardin and im paying 221 with 1 cancellation and no tickets on file, which is actually still pretty good for someone under 25. I’m 24 now too so insurance will be dropping in 3 months for me but yeah, Belair wont insure a car older beyond 19 years old so Dolph, you should keep an eye on your insurance info in the mail because they may cancel you based on that alone.

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**Author:** ![GT-101](https://avatars.discourse-cdn.com/v4/letter/g/898d66/32.png) [@GT-101](https://forums.speedlife.net/u/GT-101)\
**Post date:** [April 21, 2009, 9:19pm UTC](https://forums.speedlife.net/t/insuring-20-y-o-vehicle/123673/16 "2009-04-21T21:19:06Z")

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> [@951 winter progress](https://forums.speedlife.net/t/951-winter-progress/19571/75):
>
> my 240 was about 150 full coverage my acura 04 mdx was around the same. i was with economical i find them to be better then td my premium went down by over 1000 after a year. when i was with td it didnt go down by much at all.

Yeah, Economical is awesome. And in case you accumulate a few too many tickets they will switch you to their sister company and switch you back when your tickets are off your record.

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**Author:** ![Sato\_Tatsuya](https://avatars.discourse-cdn.com/v4/letter/s/e36b37/32.png) [@Sato\_Tatsuya](https://forums.speedlife.net/u/Sato_Tatsuya)\
**Post date:** [April 21, 2009, 10:00pm UTC](https://forums.speedlife.net/t/insuring-20-y-o-vehicle/123673/17 "2009-04-21T22:00:07Z")

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> [@Songs that are really fucking doing it right now](https://forums.speedlife.net/t/songs-that-are-really-fucking-doing-it-right-now/21621/39):
>
> Yeah, Economical is awesome. And in case you accumulate a few too many tickets they will switch you to their sister company and switch you back when your tickets are off your record.

Economical insure a car no matter the year, right? Because I am trying to find a good insurance company to go with for my 1989 240SX, and also providing all the necessary coverages.

What kind of coverages do you have on your 240?

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**Author:** ![GT-101](https://avatars.discourse-cdn.com/v4/letter/g/898d66/32.png) [@GT-101](https://forums.speedlife.net/u/GT-101)\
**Post date:** [April 22, 2009, 3:26am UTC](https://forums.speedlife.net/t/insuring-20-y-o-vehicle/123673/18 "2009-04-22T03:26:45Z")

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I’ve insured a few cars with them. I go through a broker and have never had any problems with them. I only get basic coverage. Mind you I had a few tickets so they put me with Perth, and once the tickets were gone I was back with Economical. Just call up Hunter Insurance Brokers and talk to Helen. They are in Streetsville on Queen St. They’ll give you a good price.

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**Author:** ![touge8](https://avatars.discourse-cdn.com/v4/letter/t/d6d6ee/32.png) [@touge8](https://forums.speedlife.net/u/touge8)\
**Post date:** [May 2, 2009, 1:26am UTC](https://forums.speedlife.net/t/insuring-20-y-o-vehicle/123673/19 "2009-05-02T01:26:12Z")

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how much is economical roughly?
