# Insuring a G2 Driver?

**URL:** <https://forums.speedlife.net/t/insuring-a-g2-driver/134722>\
**Category:** Canada Nissan Automotive\
**Created:** [November 2, 2007, 6:24am UTC](https://forums.speedlife.net/t/insuring-a-g2-driver/134722 "2007-11-02T06:24:23Z")\
**Posts on this page:** 20\
**Page:** 1

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**Author:** ![Ricerz](https://avatars.discourse-cdn.com/v4/letter/r/a8b319/32.png) [@Ricerz](https://forums.speedlife.net/u/Ricerz)\
**Post date:** [November 2, 2007, 6:24am UTC](https://forums.speedlife.net/t/insuring-a-g2-driver/134722/1 "2007-11-02T06:24:23Z")

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Hey! I have had my G2 for about 2 years now. Kinda lazy to get G but I was just curious…

I am planning on getting a 240sx or a 300zx in the summer. I just wanted to know… if you are a G2 driver, what do you pay for your insurance? who are you insured with? do you have any tickets?

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**Author:** ![JDMG](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jdmg/32/5686_2.png) [@JDMG](https://forums.speedlife.net/u/JDMG)\
**Post date:** [November 2, 2007, 8:22am UTC](https://forums.speedlife.net/t/insuring-a-g2-driver/134722/2 "2007-11-02T08:22:48Z")

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Just an example, i was getting quotes not too long ago for my JDM Silvia. im 20, G license for about a year now, no tickets or accidents ever and i got quoted by Zehr insurance $287/Month full coverage for a 240sx (only comparable car). Now idunno if the guy hooked me up but thats what he quoted me on a stock 240sx. Maybe you should try them.

Zehr Insurance  
1-800-667-1802

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**Author:** ![JOHNYSLEEPERB15](https://avatars.discourse-cdn.com/v4/letter/j/b77776/32.png) [@JOHNYSLEEPERB15](https://forums.speedlife.net/u/JOHNYSLEEPERB15)\
**Post date:** [November 2, 2007, 8:34am UTC](https://forums.speedlife.net/t/insuring-a-g2-driver/134722/3 "2007-11-02T08:34:47Z")

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DEPENDS on age and yeah history of driving…call a broker…they will find best price for you…

try  
breckly insurance broker…call can’t hurt…416-292-2020 ask for quote

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**Author:** ![pcproa](https://avatars.discourse-cdn.com/v4/letter/p/c5a1d2/32.png) [@pcproa](https://forums.speedlife.net/u/pcproa)\
**Post date:** [November 2, 2007, 10:22am UTC](https://forums.speedlife.net/t/insuring-a-g2-driver/134722/4 "2007-11-02T10:22:59Z")

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> [@DVD ripping program?](https://forums.speedlife.net/t/dvd-ripping-program/2414/28):
>
> Hey! I have had my G2 for about 2 years now. Kinda lazy to get G but I was just curious…
> 
> I am planning on getting a 240sx or a 300zx in the summer. I just wanted to know… if you are a G2 driver, what do you pay for your insurance? who are you insured with? do you have any tickets?

Don’t be lazy. Get your G. It dropped my insurance premium significantly.  
_My tester took me on the road for 5 minutes. When he told me to drive back I thought for sure I failed. He quickly checked down a whole bunch of mistakes for things that I didn’t even attempt to do, and then told me I passed. I went in to register and I overheard him saying he was FINALLY going home…_

That was irrelevant to this thread, but it changed the premium on my 300ZX from $350/month to $150/month.

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**Author:** ![JOHNYSLEEPERB15](https://avatars.discourse-cdn.com/v4/letter/j/b77776/32.png) [@JOHNYSLEEPERB15](https://forums.speedlife.net/u/JOHNYSLEEPERB15)\
**Post date:** [November 2, 2007, 10:24am UTC](https://forums.speedlife.net/t/insuring-a-g2-driver/134722/5 "2007-11-02T10:24:16Z")

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PCPROA\<— HE’S RIGHT… DO IT get the G and save$$$$$

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**Author:** ![Cal-SoY](https://avatars.discourse-cdn.com/v4/letter/c/91b2a8/32.png) [@Cal-SoY](https://forums.speedlife.net/u/Cal-SoY)\
**Post date:** [November 2, 2007, 10:25am UTC](https://forums.speedlife.net/t/insuring-a-g2-driver/134722/6 "2007-11-02T10:25:13Z")

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i’m paying 2400 a month on a G2 but i’m in waterloo so if i was in GTA it would be roughly 2700, first driver, owner but no full coverage., This is with 2 tickets and an at fault collision

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**Author:** ![D\_Fresh](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/d_fresh/32/5542_2.png) [@D\_Fresh](https://forums.speedlife.net/u/D_Fresh)\
**Post date:** [November 2, 2007, 10:29am UTC](https://forums.speedlife.net/t/insuring-a-g2-driver/134722/7 "2007-11-02T10:29:59Z")

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I have a s13 and only my g2. Im insured with pafco and i pay roughly 350 a month

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**Author:** ![JOHNYSLEEPERB15](https://avatars.discourse-cdn.com/v4/letter/j/b77776/32.png) [@JOHNYSLEEPERB15](https://forums.speedlife.net/u/JOHNYSLEEPERB15)\
**Post date:** [November 2, 2007, 10:33am UTC](https://forums.speedlife.net/t/insuring-a-g2-driver/134722/8 "2007-11-02T10:33:32Z")

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> [@WTB: UB accounting text book](https://forums.speedlife.net/t/wtb-ub-accounting-text-book/2422/11):
>
> i’m paying 2400 a month on a G2 but i’m in waterloo so if i was in GTA it would be roughly 2700, first driver, owner but no full coverage., This is with 2 tickets and an at fault collision

HOLD UP…hold up…$2,400.00 a month!!! guy get teh g license and drop that fee a lil… but still that is a heafty fee…

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**Author:** ![Ricerz](https://avatars.discourse-cdn.com/v4/letter/r/a8b319/32.png) [@Ricerz](https://forums.speedlife.net/u/Ricerz)\
**Post date:** [November 2, 2007, 11:00am UTC](https://forums.speedlife.net/t/insuring-a-g2-driver/134722/9 "2007-11-02T11:00:10Z")

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> [@WTB: UB accounting text book](https://forums.speedlife.net/t/wtb-ub-accounting-text-book/2422/11):
>
> i’m paying 2400 a month on a G2 but i’m in waterloo so if i was in GTA it would be roughly 2700, first driver, owner but no full coverage., This is with 2 tickets and an at fault collision

> [@WTB: UB accounting text book](https://forums.speedlife.net/t/wtb-ub-accounting-text-book/2422/10):
>
> That was irrelevant to this thread, but it changed the premium on my 300ZX from $350/month to $150/month.

who are you guys insured with?

I think ill get my G in the winter…

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**Author:** ![XuperXero](https://avatars.discourse-cdn.com/v4/letter/x/ea5d25/32.png) [@XuperXero](https://forums.speedlife.net/u/XuperXero)\
**Post date:** [November 2, 2007, 2:26pm UTC](https://forums.speedlife.net/t/insuring-a-g2-driver/134722/10 "2007-11-02T14:26:22Z")

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Get your G asap. Or you’ll get screwed like me by insurance and popo.

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**Author:** ![Cal-SoY](https://avatars.discourse-cdn.com/v4/letter/c/91b2a8/32.png) [@Cal-SoY](https://forums.speedlife.net/u/Cal-SoY)\
**Post date:** [November 2, 2007, 10:36pm UTC](https://forums.speedlife.net/t/insuring-a-g2-driver/134722/11 "2007-11-02T22:36:07Z")

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oops not a month i mean a year! shiet my bad! getting a G wont matter on my policy. Apparently if i’m owner and primary G and G2 makes 0 dollar difference

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**Author:** ![Ricerz](https://avatars.discourse-cdn.com/v4/letter/r/a8b319/32.png) [@Ricerz](https://forums.speedlife.net/u/Ricerz)\
**Post date:** [November 3, 2007, 6:10am UTC](https://forums.speedlife.net/t/insuring-a-g2-driver/134722/12 "2007-11-03T06:10:23Z")

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who are you insured with?

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**Author:** ![Cal-SoY](https://avatars.discourse-cdn.com/v4/letter/c/91b2a8/32.png) [@Cal-SoY](https://forums.speedlife.net/u/Cal-SoY)\
**Post date:** [November 3, 2007, 9:21pm UTC](https://forums.speedlife.net/t/insuring-a-g2-driver/134722/13 "2007-11-03T21:21:29Z")

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The personal. (some corporate company) I’m listed as an occasional. and i am since i dont winterdrive the s13. Shouldve asked me about it today when i met you.

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**Author:** ![blitz](https://avatars.discourse-cdn.com/v4/letter/b/bbe5ce/32.png) [@blitz](https://forums.speedlife.net/u/blitz)\
**Post date:** [November 3, 2007, 9:40pm UTC](https://forums.speedlife.net/t/insuring-a-g2-driver/134722/14 "2007-11-03T21:40:37Z")

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insuring G2 as primary driver is bank account suicide.

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**Author:** ![RED\_LINE](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/red_line/32/5656_2.png) [@RED\_LINE](https://forums.speedlife.net/u/RED_LINE)\
**Post date:** [November 3, 2007, 9:59pm UTC](https://forums.speedlife.net/t/insuring-a-g2-driver/134722/15 "2007-11-03T21:59:16Z")

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I’m currently 19, full G  
no tickets or claims,  
primary driver…

89’ 240sx…

257/mnth  
BEL AIR DIRECT

they offer discounts such  
as if ur a student, training certificate, etc…

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**Author:** ![Cal-SoY](https://avatars.discourse-cdn.com/v4/letter/c/91b2a8/32.png) [@Cal-SoY](https://forums.speedlife.net/u/Cal-SoY)\
**Post date:** [November 3, 2007, 10:03pm UTC](https://forums.speedlife.net/t/insuring-a-g2-driver/134722/16 "2007-11-03T22:03:14Z")

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> [@blitz"](#):
>
> insuring G2 as primary driver is bank account suicide.

Be smart about how you search, how to handle tickets, claims, clean off your record as much as possible, when you start a policy make sure you only get covered for as much as you need and drive and it wont be overkill.

I’m not saying that its cheap either, you just gotta make the effort to make it cheap.

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**Author:** ![pcproa](https://avatars.discourse-cdn.com/v4/letter/p/c5a1d2/32.png) [@pcproa](https://forums.speedlife.net/u/pcproa)\
**Post date:** [November 4, 2007, 12:07am UTC](https://forums.speedlife.net/t/insuring-a-g2-driver/134722/17 "2007-11-04T00:07:06Z")

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> [@Z4 ///M coupe.](https://forums.speedlife.net/t/z4-m-coupe/2383/28):
>
> who are you guys insured with?
> 
> I think ill get my G in the winter…

I’m with TD Insurance.  
BTW, forgot the mention that 1 speeding ticket with a G2 _can_ dismiss your license and you are forced to go back through the process beginning with a G1.  
G2 is a fancy way of saying “Learners permit”. If you get a ticket that means you did not learn properly. The cop may dismiss your Learners Permit at his or her discretion.

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**Author:** ![blitz](https://avatars.discourse-cdn.com/v4/letter/b/bbe5ce/32.png) [@blitz](https://forums.speedlife.net/u/blitz)\
**Post date:** [November 4, 2007, 9:44am UTC](https://forums.speedlife.net/t/insuring-a-g2-driver/134722/18 "2007-11-04T09:44:31Z")

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> [@Is it Halloween already?](https://forums.speedlife.net/t/is-it-halloween-already/2448/10):
>
> Pat’s right, I lucked out, I got one when I had my G2, but she dropped it down to 15 over, so I didn’t get points, just paid the fine and moved on, but I could’ve lost my license.
> 
> Driving school is worth every penny as far as insurance goes though… I’m 22, clean record (now), one accident (I need to get the police report so it’ll come off, since I wasn’t at fault) full G, and I’m paying $115/month with BelAir. If I didn’t have the accident on there, I’d be at about $98, IIRC.

bel air won’t insure my car because it’s over 20 years old… so the next cheapest is state farm

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**Author:** ![pcproa](https://avatars.discourse-cdn.com/v4/letter/p/c5a1d2/32.png) [@pcproa](https://forums.speedlife.net/u/pcproa)\
**Post date:** [November 4, 2007, 10:40am UTC](https://forums.speedlife.net/t/insuring-a-g2-driver/134722/19 "2007-11-04T10:40:47Z")

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> [@Is it Halloween already?](https://forums.speedlife.net/t/is-it-halloween-already/2448/10):
>
> Driving school is worth every penny as far as insurance goes though… I’m 22, clean record (now), one accident (I need to get the police report so it’ll come off, since I wasn’t at fault) full G, and I’m paying $115/month with BelAir. If I didn’t have the accident on there, I’d be at about $98, IIRC.

When you move to Thornhill those rates are gonna change.  
Enjoy the cheap rates right now. Enjoy

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**Author:** ![pcproa](https://avatars.discourse-cdn.com/v4/letter/p/c5a1d2/32.png) [@pcproa](https://forums.speedlife.net/u/pcproa)\
**Post date:** [November 4, 2007, 10:43am UTC](https://forums.speedlife.net/t/insuring-a-g2-driver/134722/20 "2007-11-04T10:43:45Z")

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> [@duramax 6600... what yall think??](https://forums.speedlife.net/t/duramax-6600-what-yall-think/2454/5):
>
> Yeah but it still won’t go up that astronomically. I’ve already checked around. The most I’ll be up to is about $150/month, and I’m contemplating keeping my car insured at my parent’s address anyway.

Very good Idea

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