# Just a random, random ferrari insurance question.

**URL:** <https://forums.speedlife.net/t/just-a-random-random-ferrari-insurance-question/46216>\
**Category:** NYSpeed Off Topic\
**Created:** [April 4, 2008, 1:16pm UTC](https://forums.speedlife.net/t/just-a-random-random-ferrari-insurance-question/46216 "2008-04-04T13:16:56Z")\
**Posts on this page:** 20\
**Page:** 1

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**Author:** ![newman](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/newman/32/7569_2.png) [@newman](https://forums.speedlife.net/u/newman)\
**Post date:** [April 4, 2008, 1:16pm UTC](https://forums.speedlife.net/t/just-a-random-random-ferrari-insurance-question/46216/1 "2008-04-04T13:16:56Z")

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Take all this with a grain of salt…

but what could one conceivably expect to pay for insurance on a early 2000 f360? I know that’s an incredibly vague question, as it has a lot to do on the PERSON, but my Elise insurance was cheaper than my STi insurance. That’s the kind of information i’m looking for.

I know that no one here actually HAS a Ferrari, but does anyone have any useful information perhaps?

It would be the only car on the policy.

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**Author:** ![Avatar](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/avatar/32/5076_2.png) [@Avatar](https://forums.speedlife.net/u/Avatar)\
**Post date:** [April 4, 2008, 1:19pm UTC](https://forums.speedlife.net/t/just-a-random-random-ferrari-insurance-question/46216/2 "2008-04-04T13:19:40Z")

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If you have to ask…

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**Author:** ![AfXtc777](https://avatars.discourse-cdn.com/v4/letter/a/a9adbd/32.png) [@AfXtc777](https://forums.speedlife.net/u/AfXtc777)\
**Post date:** [April 4, 2008, 1:20pm UTC](https://forums.speedlife.net/t/just-a-random-random-ferrari-insurance-question/46216/3 "2008-04-04T13:20:57Z")

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Just a thought…

Call your insurance company and ask?  
This is ALMOST as bad as asking a medical question on here.

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**Author:** ![newman](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/newman/32/7569_2.png) [@newman](https://forums.speedlife.net/u/newman)\
**Post date:** [April 4, 2008, 1:21pm UTC](https://forums.speedlife.net/t/just-a-random-random-ferrari-insurance-question/46216/4 "2008-04-04T13:21:21Z")

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> [@Avatar](#):
>
> If you have to ask…

Well, i know it’s going to be expensive, but is it like a 12K a year kinda thing?

Or more like 6K?

I mean, i pay almost 4K now…

I guess i don’t mind wasting my time and nyspeeder’s time, but i don’t want to bug Diane like some sort of dreamer…

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**Author:** ![Avatar](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/avatar/32/5076_2.png) [@Avatar](https://forums.speedlife.net/u/Avatar)\
**Post date:** [April 4, 2008, 1:23pm UTC](https://forums.speedlife.net/t/just-a-random-random-ferrari-insurance-question/46216/5 "2008-04-04T13:23:22Z")

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I saw this article after a brief search:  
[http://www.flickergaming.net/issues-concerning-insuring-a-ferrari.html](http://www.flickergaming.net/issues-concerning-insuring-a-ferrari.html)

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**Author:** ![Cavi\_Mike](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cavi_mike/32/5217_2.png) [@Cavi\_Mike](https://forums.speedlife.net/u/Cavi_Mike)\
**Post date:** [April 4, 2008, 1:25pm UTC](https://forums.speedlife.net/t/just-a-random-random-ferrari-insurance-question/46216/6 "2008-04-04T13:25:07Z")

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> [@newman](#):
>
> I mean, i pay almost 4K now…

What the fuck?! Even when I didn’t have a license my insurance wasn’t that high and I had 30+ points at one point in time!

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**Author:** ![brent\_strong](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/brent_strong/32/7203_2.png) [@brent\_strong](https://forums.speedlife.net/u/brent_strong)\
**Post date:** [April 4, 2008, 1:25pm UTC](https://forums.speedlife.net/t/just-a-random-random-ferrari-insurance-question/46216/7 "2008-04-04T13:25:51Z")

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> [@Cavi Mike](#):
>
> What the fuck?! Even when I didn’t have a license my insurance wasn’t that high and I had 30+ points at one point in time!

But you probably drove shitty cars.

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**Author:** ![newman](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/newman/32/7569_2.png) [@newman](https://forums.speedlife.net/u/newman)\
**Post date:** [April 4, 2008, 1:26pm UTC](https://forums.speedlife.net/t/just-a-random-random-ferrari-insurance-question/46216/8 "2008-04-04T13:26:04Z")

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> [@Avatar](#):
>
> I saw this article after a brief search:  
> [http://www.flickergaming.net/issues-concerning-insuring-a-ferrari.html](http://www.flickergaming.net/issues-concerning-insuring-a-ferrari.html)

> For example, an experienced male driver with a clean driving record wishing to insure a $100,000 Ferrari with full coverage might expect an insurance premium in the $5,000 range.

hmm. i’d guess i’d probably be in the 5-7K range. based on that…

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**Author:** ![Avatar](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/avatar/32/5076_2.png) [@Avatar](https://forums.speedlife.net/u/Avatar)\
**Post date:** [April 4, 2008, 1:28pm UTC](https://forums.speedlife.net/t/just-a-random-random-ferrari-insurance-question/46216/9 "2008-04-04T13:28:34Z")

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Well, I don’t know the date of the article and the article mentions that insurance on exotic vehicles can be highly customized to the individual owner.

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**Author:** ![newman](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/newman/32/7569_2.png) [@newman](https://forums.speedlife.net/u/newman)\
**Post date:** [April 4, 2008, 1:29pm UTC](https://forums.speedlife.net/t/just-a-random-random-ferrari-insurance-question/46216/10 "2008-04-04T13:29:57Z")

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i suppose at some point i should just call.

i wonder how much insurance rates vary by state.

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**Author:** ![AfXtc777](https://avatars.discourse-cdn.com/v4/letter/a/a9adbd/32.png) [@AfXtc777](https://forums.speedlife.net/u/AfXtc777)\
**Post date:** [April 4, 2008, 1:37pm UTC](https://forums.speedlife.net/t/just-a-random-random-ferrari-insurance-question/46216/11 "2008-04-04T13:37:20Z")

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Then again I looked into this last year when I was considering a similar purchase(only a 1998) It would have been from what I remember $2800 annually that was set at 5000 miles per year with the 100/300 and the lowest deduct possible.

pretty sure I used LeLand west for the quote.

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**Author:** ![Avatar](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/avatar/32/5076_2.png) [@Avatar](https://forums.speedlife.net/u/Avatar)\
**Post date:** [April 4, 2008, 1:37pm UTC](https://forums.speedlife.net/t/just-a-random-random-ferrari-insurance-question/46216/12 "2008-04-04T13:37:49Z")

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It is an interesting question. I read through a couple Ferrari forums and found that a restricted mileage policy can be surprisingly cheap. Ex. \<$500/year

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**Author:** ![Blue\_Eyed\_Devil](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blue_eyed_devil/32/7292_2.png) [@Blue\_Eyed\_Devil](https://forums.speedlife.net/u/Blue_Eyed_Devil)\
**Post date:** [April 4, 2008, 1:39pm UTC](https://forums.speedlife.net/t/just-a-random-random-ferrari-insurance-question/46216/13 "2008-04-04T13:39:21Z")

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Get a 20 year old Ferrari and pay $200(classic) a year.

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**Author:** ![JayS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jays/32/15375_2.png) [@JayS](https://forums.speedlife.net/u/JayS)\
**Post date:** [April 4, 2008, 1:39pm UTC](https://forums.speedlife.net/t/just-a-random-random-ferrari-insurance-question/46216/14 "2008-04-04T13:39:36Z")

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:lol:

I tried adding it to my Geico policy under the “I’m thinking about making changes and need a quote” section but Ferrari isn’t even an option in the dropdown.

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**Author:** ![newman](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/newman/32/7569_2.png) [@newman](https://forums.speedlife.net/u/newman)\
**Post date:** [April 4, 2008, 1:39pm UTC](https://forums.speedlife.net/t/just-a-random-random-ferrari-insurance-question/46216/15 "2008-04-04T13:39:46Z")

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this would be a daily driver. year round. not in buffalo.

> [@JayS](#):
>
> :lol:
> 
> I tried adding it to my Geico policy under the “I’m thinking about making changes and need a quote” section but Ferrari isn’t even an option in the dropdown.

i tried doing the same on geico/prog/allstate/esurance

all said i had to call.

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**Author:** ![Nikuk](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/nikuk/32/7254_2.png) [@Nikuk](https://forums.speedlife.net/u/Nikuk)\
**Post date:** [April 4, 2008, 1:45pm UTC](https://forums.speedlife.net/t/just-a-random-random-ferrari-insurance-question/46216/16 "2008-04-04T13:45:55Z")

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> [@newman](#):
>
> this would be a daily driver. year round. not in buffalo.
> 
> i tried doing the same on geico/prog/allstate/esurance
> 
> all said i had to call.

well, there goes my suggestion.

🤣

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<div class="post-metadata">

**Author:** ![AfXtc777](https://avatars.discourse-cdn.com/v4/letter/a/a9adbd/32.png) [@AfXtc777](https://forums.speedlife.net/u/AfXtc777)\
**Post date:** [April 4, 2008, 1:58pm UTC](https://forums.speedlife.net/t/just-a-random-random-ferrari-insurance-question/46216/17 "2008-04-04T13:58:23Z")

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> [@AWDrifter](#):
>
> Get a 20 year old Ferrari and pay $200(classic) a year.

This is what I decided to to, 2010 I’m buying a 348 which was my “dream car” when I was growing up.

Also spending $45k\>120ish at this point in my life seems to make much more sense.  
Only the quote was more around $750 per year.

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**Author:** ![Viper966](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/viper966/32/7268_2.png) [@Viper966](https://forums.speedlife.net/u/Viper966)\
**Post date:** [April 4, 2008, 2:03pm UTC](https://forums.speedlife.net/t/just-a-random-random-ferrari-insurance-question/46216/18 "2008-04-04T14:03:33Z")

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you can get collector car insurance on the car if your over 25 and have a primary vehicle…

[haggerty.com](http://haggerty.com) and grundy will do it with any year vehicle and no mileage restrictions…

its CHEAP 2

and its not an f360 … its a 360 modena…

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**Author:** ![Jam](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jam/32/7235_2.png) [@Jam](https://forums.speedlife.net/u/Jam)\
**Post date:** [April 4, 2008, 2:05pm UTC](https://forums.speedlife.net/t/just-a-random-random-ferrari-insurance-question/46216/19 "2008-04-04T14:05:43Z")

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![http://nmxs-images.forbesautos.com/streamer/editorial/advice/toptens/tv_cars/TSDMAPI_UV003_H?WID=336](http://nmxs-images.forbesautos.com/streamer/editorial/advice/toptens/tv_cars/TSDMAPI_UV003_H?WID=336)

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**Author:** ![LXIFLYBY](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/lxiflyby/32/7399_2.png) [@LXIFLYBY](https://forums.speedlife.net/u/LXIFLYBY)\
**Post date:** [April 4, 2008, 2:16pm UTC](https://forums.speedlife.net/t/just-a-random-random-ferrari-insurance-question/46216/20 "2008-04-04T14:16:06Z")

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> [@newman"](#):
>
> Take all this with a grain of salt…
> 
> but what could one conceivably expect to pay for insurance on a early 2000 f360? I know that’s an incredibly vague question, as it has a lot to do on the PERSON, but my Elise insurance was cheaper than my STi insurance. That’s the kind of information i’m looking for.
> 
> I know that no one here actually HAS a Ferrari, but does anyone have any useful information perhaps?
> 
> It would be the only car on the policy.

Just get the F350 instead, its cheaper, bigger, tougher, and cheaper to insure. Plus if you get the diesel, black sooty smoke is pretty cool

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