# Lets talk cars/trucks... debt consolidation

**URL:** <https://forums.speedlife.net/t/lets-talk-cars-trucks-debt-consolidation/227312>\
**Category:** NYSpeed Off Topic\
**Created:** [November 19, 2012, 6:11pm UTC](https://forums.speedlife.net/t/lets-talk-cars-trucks-debt-consolidation/227312 "2012-11-19T18:11:07Z")\
**Posts on this page:** 20\
**Page:** 5

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**Author:** ![LZ1](https://avatars.discourse-cdn.com/v4/letter/l/7ab992/32.png) [@LZ1](https://forums.speedlife.net/u/LZ1)\
**Post date:** [November 27, 2012, 4:28pm UTC](https://forums.speedlife.net/t/lets-talk-cars-trucks-debt-consolidation/227312/81 "2012-11-27T16:28:38Z")

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> [@Beck](#):
>
> $3K/Month on $100,000 isn’t that crazy. Maybe because Florida has such as shittier school system, but still…
> 
> That’s $6k/month on $200,000 here and that’s in the best school district in the area and have the best town service around. Granted, you pay no income tax in FL.

Might want to exchange the word month and year.

And lol @ whoever said 3k a year is a lot in taxes

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**Author:** ![boardjnky4](https://avatars.discourse-cdn.com/v4/letter/b/96bed5/32.png) [@boardjnky4](https://forums.speedlife.net/u/boardjnky4)\
**Post date:** [November 27, 2012, 4:36pm UTC](https://forums.speedlife.net/t/lets-talk-cars-trucks-debt-consolidation/227312/82 "2012-11-27T16:36:21Z")

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Lol my house is over 200 and under 1500/year I’m taxes. Muahaha

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**Author:** ![LZ1](https://avatars.discourse-cdn.com/v4/letter/l/7ab992/32.png) [@LZ1](https://forums.speedlife.net/u/LZ1)\
**Post date:** [November 27, 2012, 4:40pm UTC](https://forums.speedlife.net/t/lets-talk-cars-trucks-debt-consolidation/227312/83 "2012-11-27T16:40:16Z")

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> [@boardjnky4](#):
>
> Lol my house is over 200 and under 1500/year I’m taxes. Muahaha

I can’t wait to move out of this state my house is 140s and taxes with property/school are 5kish

Not sure how people come up with the cost of living in less in Buffalo.

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**Author:** ![Willybeen](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/willybeen/32/7351_2.png) [@Willybeen](https://forums.speedlife.net/u/Willybeen)\
**Post date:** [November 27, 2012, 5:10pm UTC](https://forums.speedlife.net/t/lets-talk-cars-trucks-debt-consolidation/227312/84 "2012-11-27T17:10:32Z")

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I’m not saying what I pay is a lot, its silly cheap. But I’d rather be paying the majority of my monthly housing payment against my loan vs insurance and taxes.

Simply by living in a different county (2 miles south) and buying a house that 5 years newer, may have cost more (house cost) but the monthly payment would be the same. Also, when its paid off, the carrying costs won’t be so high. (Thank goodness for homestead laws down here)

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**Author:** ![boardjnky4](https://avatars.discourse-cdn.com/v4/letter/b/96bed5/32.png) [@boardjnky4](https://forums.speedlife.net/u/boardjnky4)\
**Post date:** [November 27, 2012, 5:27pm UTC](https://forums.speedlife.net/t/lets-talk-cars-trucks-debt-consolidation/227312/85 "2012-11-27T17:27:02Z")

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> [@LZ](#):
>
> I can’t wait to move out of this state my house is 140s and taxes with property/school are 5kish
> 
> Not sure how people come up with the cost of living in less in Buffalo.

It’s at least comparable once all the costs are evened out. Job market here pwns buffalo though.

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**Author:** ![slo\_ride](https://avatars.discourse-cdn.com/v4/letter/s/49beb7/32.png) [@slo\_ride](https://forums.speedlife.net/u/slo_ride)\
**Post date:** [November 27, 2012, 6:57pm UTC](https://forums.speedlife.net/t/lets-talk-cars-trucks-debt-consolidation/227312/86 "2012-11-27T18:57:18Z")

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Seems like a lot. My taxes are less than 1% of my purchase price and I think my insurance was maybe $600 bucks…

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**Author:** ![Willybeen](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/willybeen/32/7351_2.png) [@Willybeen](https://forums.speedlife.net/u/Willybeen)\
**Post date:** [November 27, 2012, 7:21pm UTC](https://forums.speedlife.net/t/lets-talk-cars-trucks-debt-consolidation/227312/87 "2012-11-27T19:21:50Z")

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My taxes are nearly 3x that.

Homestead laws rule. I need a more expensive house to take advantage of it down the road though. Ha

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**Author:** ![LZ1](https://avatars.discourse-cdn.com/v4/letter/l/7ab992/32.png) [@LZ1](https://forums.speedlife.net/u/LZ1)\
**Post date:** [November 27, 2012, 8:36pm UTC](https://forums.speedlife.net/t/lets-talk-cars-trucks-debt-consolidation/227312/88 "2012-11-27T20:36:19Z")

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> [@slo ride](#):
>
> Seems like a lot. My taxes are less than 1% of my purchase price and I think my insurance was maybe $600 bucks…

What town do you live in?

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**Author:** ![slo\_ride](https://avatars.discourse-cdn.com/v4/letter/s/49beb7/32.png) [@slo\_ride](https://forums.speedlife.net/u/slo_ride)\
**Post date:** [November 28, 2012, 12:27pm UTC](https://forums.speedlife.net/t/lets-talk-cars-trucks-debt-consolidation/227312/89 "2012-11-28T12:27:14Z")

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In PA so I’m sure that is the biggest difference… I know NY is bad but I guess I didn’t realize Florida was too

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**Author:** ![LZ1](https://avatars.discourse-cdn.com/v4/letter/l/7ab992/32.png) [@LZ1](https://forums.speedlife.net/u/LZ1)\
**Post date:** [November 28, 2012, 12:38pm UTC](https://forums.speedlife.net/t/lets-talk-cars-trucks-debt-consolidation/227312/90 "2012-11-28T12:38:43Z")

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Fuck it i’m moving to PA long live Pittspeed

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**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\
**Post date:** [November 28, 2012, 12:42pm UTC](https://forums.speedlife.net/t/lets-talk-cars-trucks-debt-consolidation/227312/91 "2012-11-28T12:42:44Z")

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I’ll gladly pay higher taxes into our school systems so our kids don’t turn out like Pennsyltucky retards.

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**Author:** ![LZ1](https://avatars.discourse-cdn.com/v4/letter/l/7ab992/32.png) [@LZ1](https://forums.speedlife.net/u/LZ1)\
**Post date:** [November 28, 2012, 12:44pm UTC](https://forums.speedlife.net/t/lets-talk-cars-trucks-debt-consolidation/227312/92 "2012-11-28T12:44:21Z")

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> [@Fry](#):
>
> I’ll gladly pay higher taxes into our school systems so our kids don’t turn out like Pennsyltucky retards.

Some how places outside of Erie county produce successful people and outside of NY for that matter.

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**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\
**Post date:** [November 28, 2012, 12:52pm UTC](https://forums.speedlife.net/t/lets-talk-cars-trucks-debt-consolidation/227312/93 "2012-11-28T12:52:28Z")

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Yeah but obviously this must be where awesome people come from. They say the first step to success is to leave WNY, so we can safely assume that success starts in WNY right?

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**Author:** ![Saxon](https://avatars.discourse-cdn.com/v4/letter/s/59ef9b/32.png) [@Saxon](https://forums.speedlife.net/u/Saxon)\
**Post date:** [November 28, 2012, 1:02pm UTC](https://forums.speedlife.net/t/lets-talk-cars-trucks-debt-consolidation/227312/94 "2012-11-28T13:02:58Z")

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> [@Fry](#):
>
> I’ll gladly pay higher taxes into our school systems so our kids don’t turn out like Pennsyltucky retards.

Last I knew pa public schooling was ranked higher than ny state 🙂

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**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\
**Post date:** [November 28, 2012, 1:28pm UTC](https://forums.speedlife.net/t/lets-talk-cars-trucks-debt-consolidation/227312/95 "2012-11-28T13:28:30Z")

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jesus fucking christ you twat monkeys I was making fun of Pennsylvania in general and Pittspeed in particular by suggesting that their education systems are lacking. I did this by satirically combinging the name of Pennsylvania with the name of Kentucky, a state that typically carries an uneducated redneck type of image amongst northerners, thereby suggesting that they are similar in education if not culture to a lesser respected state.

You fucking dick slaps.

---------- Post added at 04:27 PM ---------- Previous post was at 04:26 PM ----------

🙂

---------- Post added at 04:28 PM ---------- Previous post was at 04:27 PM ----------

I guess the next time I want to get a laugh on here I’ll just kick a fish.

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<div class="post-metadata">

**Author:** ![boardjnky4](https://avatars.discourse-cdn.com/v4/letter/b/96bed5/32.png) [@boardjnky4](https://forums.speedlife.net/u/boardjnky4)\
**Post date:** [November 28, 2012, 1:32pm UTC](https://forums.speedlife.net/t/lets-talk-cars-trucks-debt-consolidation/227312/96 "2012-11-28T13:32:54Z")

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Classic fry

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<div class="post-metadata">

**Author:** ![slo\_ride](https://avatars.discourse-cdn.com/v4/letter/s/49beb7/32.png) [@slo\_ride](https://forums.speedlife.net/u/slo_ride)\
**Post date:** [November 28, 2012, 7:43pm UTC](https://forums.speedlife.net/t/lets-talk-cars-trucks-debt-consolidation/227312/97 "2012-11-28T19:43:06Z")

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As a WNY native there certainly are a bunch of stump jumpin hicks down here… but some of the schools are also very good…it can be pretty hit and miss

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**Author:** ![bing](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bing/32/7211_2.png) [@bing](https://forums.speedlife.net/u/bing)\
**Post date:** [December 5, 2012, 10:34am UTC](https://forums.speedlife.net/t/lets-talk-cars-trucks-debt-consolidation/227312/98 "2012-12-05T10:34:21Z")

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lol @ pennsyltucky

on another note, i was out with some friends last night and we were talking about property taxes paid… this dude i used to work with pays almost as much in property tax as i do on my entire mortgage in a year… HOLY EFF what up with that shit?

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**Author:** ![Willybeen](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/willybeen/32/7351_2.png) [@Willybeen](https://forums.speedlife.net/u/Willybeen)\
**Post date:** [December 6, 2012, 9:12am UTC](https://forums.speedlife.net/t/lets-talk-cars-trucks-debt-consolidation/227312/99 "2012-12-06T09:12:47Z")

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My neighbor has a house very close to value of mine… he says he pays less than 1000 for insurance. (I’m 3x that)

Having a house built in 2005 \> 1990… ughhh

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<div class="post-metadata">

**Author:** ![boardjnky4](https://avatars.discourse-cdn.com/v4/letter/b/96bed5/32.png) [@boardjnky4](https://forums.speedlife.net/u/boardjnky4)\
**Post date:** [December 6, 2012, 9:31am UTC](https://forums.speedlife.net/t/lets-talk-cars-trucks-debt-consolidation/227312/100 "2012-12-06T09:31:49Z")

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> [@Willybeen](#):
>
> My neighbor has a house very close to value of mine… he says he pays less than 1000 for insurance. (I’m 3x that)
> 
> Having a house built in 2005 \> 1990… ughhh

15 years shouldn’t make a big difference in the rates. Have you tried getting other quotes?

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