# lightning sucks!!!!!!!!!!

**URL:** <https://forums.speedlife.net/t/lightning-sucks/33407>\
**Category:** NYSpeed Off Topic\
**Created:** [August 3, 2007, 4:04pm UTC](https://forums.speedlife.net/t/lightning-sucks/33407 "2007-08-03T16:04:57Z")\
**Posts on this page:** 1\
**Showing post:** 59

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**Author:** ![Nikuk](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/nikuk/32/7254_2.png) [@Nikuk](https://forums.speedlife.net/u/Nikuk)\
**Post date:** [August 7, 2007, 5:26am UTC](https://forums.speedlife.net/t/lightning-sucks/33407/59 "2007-08-07T05:26:07Z")

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[quote=“HYBOOST,post:47,topic:33407"”]

I though ins replaced what you had, not only if you buy the exact same replacement items?

[/quote]

Depends on wether or not they bought a ‘replacement’ value rider. If people buy the cheapest policy available, then they prolly didn’t have that option.

Replacement value:  
$1k toolbox that is 4 yrs old maybe worth $600 cash. So you get $600 cash.  
If you submit a receipt for a new toolbox (to replace the lost one) @ $900, you will receive a check for $300.

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