# Loan Rates? **URL:** \ **Category:** NYSpeed Automotive\ **Created:** [December 29, 2008, 12:27pm UTC](https://forums.speedlife.net/t/loan-rates/60440 "2008-12-29T12:27:50Z")\ **Posts on this page:** 20\ **Page:** 3
**Author:** ![TORQDSS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/torqdss/32/5125_2.png) [@TORQDSS](https://forums.speedlife.net/u/TORQDSS)\ **Post date:** [March 10, 2009, 8:33pm UTC](https://forums.speedlife.net/t/loan-rates/60440/41 "2009-03-10T20:33:12Z")
loan rates will depend on year of the car your financing and how much in relation to it’s value so there is more to the equation. with that small of a loan for that short of a time period the amoun of interest paid will be minimal so don’t worry too much… if it is a reasonable rate, go with it. ---
**Author:** ![Penfold](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/penfold/32/5007_2.png) [@Penfold](https://forums.speedlife.net/u/Penfold)\ **Post date:** [March 10, 2009, 8:45pm UTC](https://forums.speedlife.net/t/loan-rates/60440/42 "2009-03-10T20:45:49Z")
I just got 5.99% on my used car at 60 months. 🙂 ---
**Author:** ![newman](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/newman/32/7569_2.png) [@newman](https://forums.speedlife.net/u/newman)\ **Post date:** [March 11, 2009, 5:35am UTC](https://forums.speedlife.net/t/loan-rates/60440/43 "2009-03-11T05:35:53Z")
5.25% for vehicle loans currently [http://westerndivision.org/](http://westerndivision.org/) ---
**Author:** ![yamba6](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/yamba6/32/5161_2.png) [@yamba6](https://forums.speedlife.net/u/yamba6)\ **Post date:** [March 11, 2009, 6:27am UTC](https://forums.speedlife.net/t/loan-rates/60440/44 "2009-03-11T06:27:16Z")
ive been looking myself, and it seems like all are going up. no one i went to would even do a 5yrs for a 2004 and the only one i did find the lowest they offered was 7.9% with state farm. hsbc is 5 year 7.44% ---
**Author:** ![newman](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/newman/32/7569_2.png) [@newman](https://forums.speedlife.net/u/newman)\ **Post date:** [March 11, 2009, 6:28am UTC](https://forums.speedlife.net/t/loan-rates/60440/45 "2009-03-11T06:28:16Z")
try a credit union! ---
**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\ **Post date:** [March 11, 2009, 6:30am UTC](https://forums.speedlife.net/t/loan-rates/60440/46 "2009-03-11T06:30:30Z")
> [@yeamabu](#): > > ive been looking myself, and it seems like all are going up. no one i went to would even do a 5yrs for a 2004 and the only one i did find the lowest they offered was 7.9% with state farm. > > hsbc is 5 year 7.44% how did you get a quote from HSBC? We shut down Auto months ago… ---
**Author:** ![yamba6](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/yamba6/32/5161_2.png) [@yamba6](https://forums.speedlife.net/u/yamba6)\ **Post date:** [March 11, 2009, 6:34am UTC](https://forums.speedlife.net/t/loan-rates/60440/47 "2009-03-11T06:34:26Z")
some girl that works at the one on broadway right next to tops. i asked her what rates they had for 5 years, she told me 7.44%. i didnt try to see if i would get accepted but yeah. ---
**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\ **Post date:** [March 11, 2009, 6:38am UTC](https://forums.speedlife.net/t/loan-rates/60440/48 "2009-03-11T06:38:43Z")
ah that rate was probably for people who still have pre-approvals lingering. I was gonna say, we’re not initiating any new car loans unless you already started the process. ---
**Author:** ![Blue\_Eyed\_Devil](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blue_eyed_devil/32/7292_2.png) [@Blue\_Eyed\_Devil](https://forums.speedlife.net/u/Blue_Eyed_Devil)\ **Post date:** [March 11, 2009, 6:39am UTC](https://forums.speedlife.net/t/loan-rates/60440/49 "2009-03-11T06:39:01Z")
Anyone try State Farm I think they do auto loans, maybe? ---
**Author:** ![yamba6](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/yamba6/32/5161_2.png) [@yamba6](https://forums.speedlife.net/u/yamba6)\ **Post date:** [March 11, 2009, 6:42am UTC](https://forums.speedlife.net/t/loan-rates/60440/50 "2009-03-11T06:42:57Z")
i just got a quote from state farm for a 2004 for 5 years at 7.9% edit: thats with if im not mistaken perfect credit or close to perfect. ---
**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\ **Post date:** [March 11, 2009, 6:46am UTC](https://forums.speedlife.net/t/loan-rates/60440/51 "2009-03-11T06:46:09Z")
If you have decent credit, here ya go. > **[106 Autos Deals, Sales, Coupons & Discounts from $1 to $2000+](https://slickdeals.net/deals/auto/)** > > Save $$$ and get the best Autos prices with Slickdeals. From Amazon, Walmart, Advance Auto Parts, Sears, Home Depot, Costco Wholesale, Newegg, Costway, and more, get the latest discounts, coupons, sales and shipping offers. Compare deals on Autos now... 3.99%. New or used. up to 60 months. New origination or refinance. Nationwide credit union. ---
**Author:** ![yamba6](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/yamba6/32/5161_2.png) [@yamba6](https://forums.speedlife.net/u/yamba6)\ **Post date:** [March 11, 2009, 6:49am UTC](https://forums.speedlife.net/t/loan-rates/60440/52 "2009-03-11T06:49:14Z")
sooo, if i find a better interest rate than what i am going to have, what i already signed papers for, can i get approved somewhere else and have them pay off the company i have the loan currently threw and then have it turn into their loan then? i dont deal with interest or loans all that much. ---
**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\ **Post date:** [March 11, 2009, 6:50am UTC](https://forums.speedlife.net/t/loan-rates/60440/53 "2009-03-11T06:50:14Z")
Yes. ---
**Author:** ![cougarspeed](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cougarspeed/32/7468_2.png) [@cougarspeed](https://forums.speedlife.net/u/cougarspeed)\ **Post date:** [March 11, 2009, 6:52am UTC](https://forums.speedlife.net/t/loan-rates/60440/54 "2009-03-11T06:52:55Z")
Thanks Joe I am looking at grabbing another vehicle right now and was going to take 5.49% ---
**Author:** ![Geehee](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/geehee/32/7238_2.png) [@Geehee](https://forums.speedlife.net/u/Geehee)\ **Post date:** [March 11, 2009, 6:55am UTC](https://forums.speedlife.net/t/loan-rates/60440/55 "2009-03-11T06:55:36Z")
> [@cougarspeed](#): > > Thanks Joe I am looking at grabbing another vehicle right now and was going to take 5.49% :picard: ---
**Author:** ![cougarspeed](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cougarspeed/32/7468_2.png) [@cougarspeed](https://forums.speedlife.net/u/cougarspeed)\ **Post date:** [March 11, 2009, 6:59am UTC](https://forums.speedlife.net/t/loan-rates/60440/56 "2009-03-11T06:59:38Z")
> [@evolve](#): > > :picard: Dont worry brodawg it is not a range rover. ---
**Author:** ![Geehee](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/geehee/32/7238_2.png) [@Geehee](https://forums.speedlife.net/u/Geehee)\ **Post date:** [March 11, 2009, 7:02am UTC](https://forums.speedlife.net/t/loan-rates/60440/57 "2009-03-11T07:02:18Z")
well, good. i guess. ---
**Author:** ![cougarspeed](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cougarspeed/32/7468_2.png) [@cougarspeed](https://forums.speedlife.net/u/cougarspeed)\ **Post date:** [March 11, 2009, 7:04am UTC](https://forums.speedlife.net/t/loan-rates/60440/58 "2009-03-11T07:04:29Z")
> [@evolve](#): > > well, good. i guess. Don’t worry just another burnout machine. Only prob is the fggt that is supposed to buy my one BMW got denied since he filled his income on the loan app from last year when he was a student. :io: So he is going to try to fix the situation so i can buy another sweet burnout machine. ---
**Author:** ![Geehee](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/geehee/32/7238_2.png) [@Geehee](https://forums.speedlife.net/u/Geehee)\ **Post date:** [March 11, 2009, 7:07am UTC](https://forums.speedlife.net/t/loan-rates/60440/59 "2009-03-11T07:07:51Z")
as long as we can do hairy burnouts while blasting disturbed and blowing lines off of some hookers ass while shotgunning beers and running from the cops…I approve. ---
**Author:** ![cougarspeed](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cougarspeed/32/7468_2.png) [@cougarspeed](https://forums.speedlife.net/u/cougarspeed)\ **Post date:** [March 11, 2009, 7:09am UTC](https://forums.speedlife.net/t/loan-rates/60440/60 "2009-03-11T07:09:47Z")
> [@evolve](#): > > as long as we can do hairy burnouts while blasting disturbed and blowing lines off of some hookers ass while shotgunning beers and running from the cops…I approve. Yes and I will have TWO cars to do it in! So you can drive one! [Previous page](https://forums.speedlife.net/t/loan-rates/60440.md?page=2) [Next page](https://forums.speedlife.net/t/loan-rates/60440.md?page=4)