# LOAN ?

**URL:** https://forums.speedlife.net/t/loan/182863
**Category:** PittSpeed Off Topic
**Created:** [June 15, 2006, 4:59am UTC](https://forums.speedlife.net/t/loan/182863 "2006-06-15T04:59:40Z")
**Posts on this page:** 4
**Page:** 1

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### Author: ![MONTE\_SS](https://avatars.discourse-cdn.com/v4/letter/m/8797f3/32.png) [@MONTE\_SS](https://forums.speedlife.net/u/MONTE_SS)
#### Post date: [June 15, 2006, 4:59am UTC](https://forums.speedlife.net/t/loan/182863/1 "2006-06-15T04:59:40Z")

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got approved for subsidised and an unsubsidised loan for whats the difference?

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### Author: ![bics56](https://avatars.discourse-cdn.com/v4/letter/b/47e85d/32.png) [@bics56](https://forums.speedlife.net/u/bics56)
#### Post date: [June 15, 2006, 6:49am UTC](https://forums.speedlife.net/t/loan/182863/2 "2006-06-15T06:49:06Z")

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I take it is for school? Most are.

Subsidized is when you are not charged interest until you strt repaying the loan. The govt. subsidized the interest.

Un suubsidized id when you pay interst on the loan strting the day you take it out. The interest will be capitalized and added onto the principal (balance remaining) and future intest calculation will be from that amount

So get as much as you can in subsidized loans as you can.

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### Author: ![MONTE\_SS](https://avatars.discourse-cdn.com/v4/letter/m/8797f3/32.png) [@MONTE\_SS](https://forums.speedlife.net/u/MONTE_SS)
#### Post date: [June 15, 2006, 7:18am UTC](https://forums.speedlife.net/t/loan/182863/3 "2006-06-15T07:18:07Z")

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thx

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### Author: ![bics56](https://avatars.discourse-cdn.com/v4/letter/b/47e85d/32.png) [@bics56](https://forums.speedlife.net/u/bics56)
#### Post date: [June 15, 2006, 7:20am UTC](https://forums.speedlife.net/t/loan/182863/4 "2006-06-15T07:20:10Z")

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🆒