# loans for bad credit?

**URL:** <https://forums.speedlife.net/t/loans-for-bad-credit/26944>\
**Category:** NYSpeed Off Topic\
**Created:** [April 2, 2007, 10:01am UTC](https://forums.speedlife.net/t/loans-for-bad-credit/26944 "2007-04-02T10:01:42Z")\
**Posts on this page:** 1\
**Showing post:** 26

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**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\
**Post date:** [April 2, 2007, 11:14am UTC](https://forums.speedlife.net/t/loans-for-bad-credit/26944/26 "2007-04-02T11:14:52Z")

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So he still owes creditors/collectors money. The loan would only be for a year. The loan would be for something totally unnecessary. The hard pull would hurt his already poor score, albeit slightly. The motorcycle itself will depreciate.

But installment debt doesn’t typically damage your FICO score so he should do it?

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