# Member VS member thread is closed and moved. **URL:** \ **Category:** Shift518 Off Topic\ **Created:** [December 5, 2008, 8:04pm UTC](https://forums.speedlife.net/t/member-vs-member-thread-is-closed-and-moved/240603 "2008-12-05T20:04:50Z")\ **Posts on this page:** 20\ **Page:** 12
**Author:** ![Alpine](https://avatars.discourse-cdn.com/v4/letter/a/4da419/32.png) [@Alpine](https://forums.speedlife.net/u/Alpine)\ **Post date:** [December 6, 2008, 1:43pm UTC](https://forums.speedlife.net/t/member-vs-member-thread-is-closed-and-moved/240603/221 "2008-12-06T13:43:50Z")
> [@EJ257FTW](#): > > i had coverage on it… insurance said because it was modded they would not pay for it. i thought i covered this 3 months ago? Bullshit… they would still give you the value of the car. Just not the $ for the mods. Phail. ---
**Author:** ![Auto0utcast](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/auto0utcast/32/6281_2.png) [@Auto0utcast](https://forums.speedlife.net/u/Auto0utcast)\ **Post date:** [December 6, 2008, 1:44pm UTC](https://forums.speedlife.net/t/member-vs-member-thread-is-closed-and-moved/240603/222 "2008-12-06T13:44:36Z")
try telling that to e-surance ---
**Author:** ![PJB](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/pjb/32/6389_2.png) [@PJB](https://forums.speedlife.net/u/PJB)\ **Post date:** [December 6, 2008, 1:44pm UTC](https://forums.speedlife.net/t/member-vs-member-thread-is-closed-and-moved/240603/223 "2008-12-06T13:44:50Z")
> [@EJ257FTW](#): > > i had coverage on it… insurance said because it was modded they would not pay for it. i thought i covered this 3 months ago? First time I read that. Did they really need to know it was modded? Chances are they wouldnt have known if everything was melted anyway. ---
**Author:** ![SSmokinn\_SS](https://avatars.discourse-cdn.com/v4/letter/s/ec9cab/32.png) [@SSmokinn\_SS](https://forums.speedlife.net/u/SSmokinn_SS)\ **Post date:** [December 6, 2008, 1:46pm UTC](https://forums.speedlife.net/t/member-vs-member-thread-is-closed-and-moved/240603/224 "2008-12-06T13:46:05Z")
> [@chris88z24](#): > > Bullshit… they would still give you the value of the car. Just not the $ for the mods. > > Phail. this is true… when I bought my SS and went to go get insurance pictures taken I had to fill out a extra sheet for “modifications”…filled the sheet out. When I handed it to the lady she said any mods I do to the car after the pictures unless I call and add them to my insurance plan, they wont be covered but the cost of the car would. ---
**Author:** ![Alpine](https://avatars.discourse-cdn.com/v4/letter/a/4da419/32.png) [@Alpine](https://forums.speedlife.net/u/Alpine)\ **Post date:** [December 6, 2008, 1:47pm UTC](https://forums.speedlife.net/t/member-vs-member-thread-is-closed-and-moved/240603/225 "2008-12-06T13:47:02Z")
> [@SSmokinn SS](#): > > this is true… > > when I bought my SS and went to go get insurance pictures taken I had to fill out a extra sheet for “modifications”…filled the sheet out. When I handed it to the lady she said any mods I do to the car after the pictures unless I call and add them to my insurance plan, they wont be covered but the cost of the car would. :nod Didn’t Travis even say he didn’t have insurance on it at the time of the inferno? Someone search for the old thread, I am almost positive that was the case. ---
**Author:** ![PJB](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/pjb/32/6389_2.png) [@PJB](https://forums.speedlife.net/u/PJB)\ **Post date:** [December 6, 2008, 1:47pm UTC](https://forums.speedlife.net/t/member-vs-member-thread-is-closed-and-moved/240603/226 "2008-12-06T13:47:15Z")
> [@chris88z24](#): > > Bullshit… they would still give you the value of the car. Just not the $ for the mods. > > Phail. Thats how I thought it worked. My insurance company has no clue my car isnt stock and they dont have a reason to know its not. They havent seen my car in over 2 years and alot has changed since then and more is changing real soon. ---
**Author:** ![Auto0utcast](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/auto0utcast/32/6281_2.png) [@Auto0utcast](https://forums.speedlife.net/u/Auto0utcast)\ **Post date:** [December 6, 2008, 1:47pm UTC](https://forums.speedlife.net/t/member-vs-member-thread-is-closed-and-moved/240603/227 "2008-12-06T13:47:25Z")
e-surance apparently didnt work like that… had gap on the loan too… soo who knows/cares ---
**Author:** ![SSmokinn\_SS](https://avatars.discourse-cdn.com/v4/letter/s/ec9cab/32.png) [@SSmokinn\_SS](https://forums.speedlife.net/u/SSmokinn_SS)\ **Post date:** [December 6, 2008, 1:47pm UTC](https://forums.speedlife.net/t/member-vs-member-thread-is-closed-and-moved/240603/228 "2008-12-06T13:47:49Z")
> [@chris88z24](#): > > :nod > > Didn’t Travis even say he didn’t have insurance on it at the time of the inferno? Someone search for the old thread, I am almost positive that was the case. I read it only had liability which is ALL you need to have a car on the road. ---
**Author:** ![K20power](https://avatars.discourse-cdn.com/v4/letter/k/41988e/32.png) [@K20power](https://forums.speedlife.net/u/K20power)\ **Post date:** [December 6, 2008, 1:48pm UTC](https://forums.speedlife.net/t/member-vs-member-thread-is-closed-and-moved/240603/229 "2008-12-06T13:48:12Z")
> [@SSmokinn SS](#): > > if I were the bank I would just come after his manhood…and I mean cut his penis off lol :rofl > [@EJ257FTW](#): > > yes, im a former parts clerk at a temporary summer job… that wasnt permanent and i knew it going into it. jerrys a good guy and i never stole shit… so before you get into any libel (read up on that) issues, watch what you say joey. > > people change jobs all the time brother…you are 17… you havent experienced life yet. im glad you have 3 jobs… more power to ya… i personally would rather work one and have free time to come and go as i please I don’t need to watch what I say to you, you’re some trash, piece of shit who no one has respect for. Also, on the “libel issues” comment, you should be the one worried, I’m not going to go further into that though. :aww ---
**Author:** ![Alpine](https://avatars.discourse-cdn.com/v4/letter/a/4da419/32.png) [@Alpine](https://forums.speedlife.net/u/Alpine)\ **Post date:** [December 6, 2008, 1:48pm UTC](https://forums.speedlife.net/t/member-vs-member-thread-is-closed-and-moved/240603/230 "2008-12-06T13:48:26Z")
> [@SSmokinn SS](#): > > I read it only had liability which is ALL you need to have a car on the road. Even then, after it burned down, wouldn’t they (obviously) total it out and give him the value of the car? ---
**Author:** ![kramerbuccs24](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/kramerbuccs24/32/6397_2.png) [@kramerbuccs24](https://forums.speedlife.net/u/kramerbuccs24)\ **Post date:** [December 6, 2008, 1:48pm UTC](https://forums.speedlife.net/t/member-vs-member-thread-is-closed-and-moved/240603/231 "2008-12-06T13:48:41Z")
> [@EJ257FTW](#): > > people change jobs all the time brother…you are 17… you havent experienced life yet. im glad you have 3 jobs… more power to ya… i personally would rather work one and have free time to come and go as i please 26 y/o’s don’t change jobs too often, and when they do it’s normally a promotion. I haven’t experienced life yet? Your life, no, I haven’t, and I don’t plan to. And I have PLENTY of free time, I’m not working 50hrs/week at each job… Anything else you have on me besides being young (since when is youth a bad thing?) and for being stupid for donating money to you?? BTW, I’m leaving right now to go to work and pick up a paycheck… irony? ---
**Author:** ![SSmokinn\_SS](https://avatars.discourse-cdn.com/v4/letter/s/ec9cab/32.png) [@SSmokinn\_SS](https://forums.speedlife.net/u/SSmokinn_SS)\ **Post date:** [December 6, 2008, 1:49pm UTC](https://forums.speedlife.net/t/member-vs-member-thread-is-closed-and-moved/240603/232 "2008-12-06T13:49:51Z")
> [@chris88z24](#): > > Even then, after it burned down, wouldn’t they (obviously) total it out and give him the value of the car? I think that only falls under a accident situation… not sure tho ---
**Author:** ![PJB](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/pjb/32/6389_2.png) [@PJB](https://forums.speedlife.net/u/PJB)\ **Post date:** [December 6, 2008, 1:50pm UTC](https://forums.speedlife.net/t/member-vs-member-thread-is-closed-and-moved/240603/233 "2008-12-06T13:50:43Z")
> [@chris88z24](#): > > Even then, after it burned down, wouldn’t they (obviously) total it out and give him the value of the car? No, liability only covers other people’s property. Comprehensive is needed for fire. ---
**Author:** ![Alpine](https://avatars.discourse-cdn.com/v4/letter/a/4da419/32.png) [@Alpine](https://forums.speedlife.net/u/Alpine)\ **Post date:** [December 6, 2008, 1:51pm UTC](https://forums.speedlife.net/t/member-vs-member-thread-is-closed-and-moved/240603/234 "2008-12-06T13:51:21Z")
But… if he had a loan on the car, don’t you need comprehensive? I thought you couldn’t have the basic insurance if you have a loan out on the car. ---
**Author:** ![SSmokinn\_SS](https://avatars.discourse-cdn.com/v4/letter/s/ec9cab/32.png) [@SSmokinn\_SS](https://forums.speedlife.net/u/SSmokinn_SS)\ **Post date:** [December 6, 2008, 1:51pm UTC](https://forums.speedlife.net/t/member-vs-member-thread-is-closed-and-moved/240603/235 "2008-12-06T13:51:36Z")
> [@PJB](#): > > No, liability only covers other people’s property. Comprehensive is needed for fire. yah thats it! ---
**Author:** ![SSmokinn\_SS](https://avatars.discourse-cdn.com/v4/letter/s/ec9cab/32.png) [@SSmokinn\_SS](https://forums.speedlife.net/u/SSmokinn_SS)\ **Post date:** [December 6, 2008, 1:52pm UTC](https://forums.speedlife.net/t/member-vs-member-thread-is-closed-and-moved/240603/236 "2008-12-06T13:52:02Z")
> [@chris88z24](#): > > But… if he had a loan on the car, don’t you need comprehensive? I thought you couldn’t have the basic insurance if you have a loan out on the car. no, you only need liability. ---
**Author:** ![Auto0utcast](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/auto0utcast/32/6281_2.png) [@Auto0utcast](https://forums.speedlife.net/u/Auto0utcast)\ **Post date:** [December 6, 2008, 1:53pm UTC](https://forums.speedlife.net/t/member-vs-member-thread-is-closed-and-moved/240603/237 "2008-12-06T13:53:23Z")
> [@K20powerz](#): > > :rofl > > I don’t need to watch what I say to you, you’re some trash, piece of shit who no one has respect for. Also, on the “libel issues” comment, you should be the one worried, I’m not going to go further into that though. :aww hahaha… no really joey… please… go further in depth…im dying to hear what you have to say. ---
**Author:** ![Jersey\_Fresh](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jersey_fresh/32/6418_2.png) [@Jersey\_Fresh](https://forums.speedlife.net/u/Jersey_Fresh)\ **Post date:** [December 6, 2008, 1:53pm UTC](https://forums.speedlife.net/t/member-vs-member-thread-is-closed-and-moved/240603/238 "2008-12-06T13:53:45Z")
> [@SSmokinn SS](#): > > I read it only had liability which is ALL you need to have a car on the road. Ok, im not sure if the law is the same here as it is in NJ, but if you buy a car with a bank loan and the bank is holding the title untill the loan is paid back, then it is the LAW that you must have the maximum full coverage insurance on the car untill the loan is paid… ---
**Author:** ![PJB](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/pjb/32/6389_2.png) [@PJB](https://forums.speedlife.net/u/PJB)\ **Post date:** [December 6, 2008, 1:54pm UTC](https://forums.speedlife.net/t/member-vs-member-thread-is-closed-and-moved/240603/239 "2008-12-06T13:54:23Z")
> [@chris88z24](#): > > But… if he had a loan on the car, don’t you need comprehensive? I thought you couldn’t have the basic insurance if you have a loan out on the car. Usually you need collision and full coverage. I know I need it on my Hyundai because Ive got a loan out on it. ---
**Author:** ![Alpine](https://avatars.discourse-cdn.com/v4/letter/a/4da419/32.png) [@Alpine](https://forums.speedlife.net/u/Alpine)\ **Post date:** [December 6, 2008, 1:55pm UTC](https://forums.speedlife.net/t/member-vs-member-thread-is-closed-and-moved/240603/240 "2008-12-06T13:55:54Z")
> [@JerseyCantSaveMe](#): > > Ok, im not sure if the law is the same here as it is in NJ, but if you buy a car with a bank loan and the bank is holding the title untill the loan is paid back, then it is the LAW that you must have the maximum full coverage insurance on the car untill the loan is paid… ya that’s what I thought, because technically the bank owns the car, not you. [Previous page](https://forums.speedlife.net/t/member-vs-member-thread-is-closed-and-moved/240603.md?page=11) [Next page](https://forums.speedlife.net/t/member-vs-member-thread-is-closed-and-moved/240603.md?page=13)