# More house mods +20hp minimum

**URL:** <https://forums.speedlife.net/t/more-house-mods-20hp-minimum/265476>\
**Category:** Shift518 Off Topic\
**Created:** [November 11, 2012, 6:08pm UTC](https://forums.speedlife.net/t/more-house-mods-20hp-minimum/265476 "2012-11-11T18:08:16Z")\
**Posts on this page:** 1\
**Showing post:** 11

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**Author:** ![pitman](https://avatars.discourse-cdn.com/v4/letter/p/4da419/32.png) [@pitman](https://forums.speedlife.net/u/pitman)\
**Post date:** [November 16, 2012, 8:52am UTC](https://forums.speedlife.net/t/more-house-mods-20hp-minimum/265476/11 "2012-11-16T08:52:00Z")

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> [@\*\*\*\*\*Official: Mighty Meet Thread\*\*\*\*\*](https://forums.speedlife.net/t/official-mighty-meet-thread/10918/3979):
>
> I’m debating having the house re-appraised to try to get rid of the mortgage insurance payment. I think they said that I no longer have to pay it once the loan is below 80% of the value (or the value of the house goes up). But I’m not sure if it’s worth it since the taxes will go up due to the higher appraisal… lol.

insurance is expensive but worth it imo. you dont want to pay a house off then remove the insurance. the insurance protects the buyer or owner. thats why the bank makes you get it because it protects their investment.

but at the same time if you pay $5k a year for flood insurance and live in the desert it might not be the best thing to do. but you never know what could happen

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