# Mortgages
**URL:** https://forums.speedlife.net/t/mortgages/158053
**Category:** NYSpeed Off Topic
**Created:** [July 19, 2010, 9:31am UTC](https://forums.speedlife.net/t/mortgages/158053 "2010-07-19T09:31:12Z")
**Posts on this page:** 9
**Page:** 4
### Author:  [@boardjnky4](https://forums.speedlife.net/u/boardjnky4)
#### Post date: [July 29, 2010, 9:13am UTC](https://forums.speedlife.net/t/mortgages/158053/61 "2010-07-29T09:13:13Z")
pay cash or go home
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### Author:  [@ProgRocker](https://forums.speedlife.net/u/ProgRocker)
#### Post date: [July 29, 2010, 10:55am UTC](https://forums.speedlife.net/t/mortgages/158053/62 "2010-07-29T10:55:48Z")
I am buying a house at 22 so S my D.
Actually I’m not :(. Possibly at 23 though
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### Author:  [@TsiTalon](https://forums.speedlife.net/u/TsiTalon)
#### Post date: [July 29, 2010, 11:14am UTC](https://forums.speedlife.net/t/mortgages/158053/63 "2010-07-29T11:14:19Z")
meh
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### Author:  [@ultradriver10000](https://forums.speedlife.net/u/ultradriver10000)
#### Post date: [July 29, 2010, 11:36am UTC](https://forums.speedlife.net/t/mortgages/158053/64 "2010-07-29T11:36:53Z")
550+whp C5 at 20 house at 23 🙂
Houses for everyone!!! Congrats!
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### Author:  [@slo\_ride](https://forums.speedlife.net/u/slo_ride)
#### Post date: [July 30, 2010, 10:05pm UTC](https://forums.speedlife.net/t/mortgages/158053/65 "2010-07-30T22:05:44Z")
it all depends on the terms of the loan… on the first house i bought it was 100% financing without any PMI
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### Author:  [@ryanmcell](https://forums.speedlife.net/u/ryanmcell)
#### Post date: [July 31, 2010, 8:20pm UTC](https://forums.speedlife.net/t/mortgages/158053/66 "2010-07-31T20:20:50Z")
I just did mine through SunTrust and got 4.375/fixed 30 year with no pts and no pmi.
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### Author:  [@Joe](https://forums.speedlife.net/u/Joe)
#### Post date: [August 1, 2010, 2:05am UTC](https://forums.speedlife.net/t/mortgages/158053/67 "2010-08-01T02:05:48Z")
I owned a house at 22 in a trust in my name until i turned 25… then i actually bought the house at 24 and a half to get my 8k. OBAMA PRESIDENT NOW.
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### Author:  [@Carnut](https://forums.speedlife.net/u/Carnut)
#### Post date: [August 1, 2010, 12:12pm UTC](https://forums.speedlife.net/t/mortgages/158053/68 "2010-08-01T12:12:56Z")
> [@slo ride](#):
>
> it all depends on the terms of the loan… on the first house i bought it was 100% financing without any PMI
> [@ryanmcell](#):
>
> I just did mine through SunTrust and got 4.375/fixed 30 year with no pts and no pmi.
Anyone who was offering that was charging up front for it and including it in the total that was financed. Depending on when you bought might also have something to do with it. The loan officer was saying there were a lot of reforms going through. Ryan, perhaps it has to do with what state you are in as well.
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### Author:  [@jay\_g](https://forums.speedlife.net/u/jay_g)
#### Post date: [August 27, 2010, 9:59am UTC](https://forums.speedlife.net/t/mortgages/158053/69 "2010-08-27T09:59:02Z")
:bump:
Found a house and working with Hunt Mortgage.
Timeline-
6/24 pre-approved for mortgage
8/10 made offer on house and signed papers
8/14 signed mortgage papers locked in @4.75% (fixed 30 year) for 75 days. I guess the 75 days is just in case anything happens to push closing day back
8/22 commitment letter of approval has been issued
Closing date is 10/15. So far everything is cruising right along. I am the only person on the loan so it makes things easy. I was expecting at least another week before underwriting was finished.
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