# Need cash? Gary Coleman has a 99.25% APR loan for you!

**URL:** <https://forums.speedlife.net/t/need-cash-gary-coleman-has-a-99-25-apr-loan-for-you/32870>\
**Category:** NYSpeed Off Topic\
**Created:** [July 24, 2007, 7:33am UTC](https://forums.speedlife.net/t/need-cash-gary-coleman-has-a-99-25-apr-loan-for-you/32870 "2007-07-24T07:33:08Z")\
**Posts on this page:** 1\
**Showing post:** 4

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**Author:** ![JayS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jays/32/15375_2.png) [@JayS](https://forums.speedlife.net/u/JayS)\
**Post date:** [July 24, 2007, 7:40am UTC](https://forums.speedlife.net/t/need-cash-gary-coleman-has-a-99-25-apr-loan-for-you/32870/4 "2007-07-24T07:40:32Z")

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[quote=“AWDrifter,post:3,topic:32870"”]

Illegal rates.

[/quote]

That’s exactly what we though. We’ve got tons of experience with banking regulation stuff here at work, and none of us can figure out how they can do this legally.

Interesting fine print here:  
“Loans made to residents of California, Idaho, Nevada, New Mexico, and Utah will be underwritten and funded by CashCall. Loans made to residents of all other states (excluding Iowa, Massachusetts, Minnesota, New Jersey, New York, West Virginia and Wisconsin) will be underwritten and funded by First Bank of Delaware (Member FDIC).”

So they don’t give loans in NY and some other states at all, and in some states they have to personally float the loan.

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