# Need Real Finance Advice?
**URL:** https://forums.speedlife.net/t/need-real-finance-advice/247209
**Category:** Shift518 Off Topic
**Created:** [September 30, 2009, 12:22pm UTC](https://forums.speedlife.net/t/need-real-finance-advice/247209 "2009-09-30T12:22:15Z")
**Posts on this page:** 20
**Page:** 4
### Author:  [@indy440](https://forums.speedlife.net/u/indy440)
#### Post date: [October 1, 2009, 8:41am UTC](https://forums.speedlife.net/t/need-real-finance-advice/247209/61 "2009-10-01T08:41:21Z")
I might have overpaid, but whats done is done, its not like I can tell him to take them back out…
haha
I plan on putting no more money into this place… ever…
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### Author:  [@Wayne64SS](https://forums.speedlife.net/u/Wayne64SS)
#### Post date: [October 1, 2009, 8:42am UTC](https://forums.speedlife.net/t/need-real-finance-advice/247209/62 "2009-10-01T08:42:37Z")
i hear you there. i just always feel like shit when i overpay for something. i was pissed when i saw my neighbors invoice for the $250 a window that he paid $150 for. The dickhead.
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### Author:  [@ninety1two40](https://forums.speedlife.net/u/ninety1two40)
#### Post date: [October 1, 2009, 8:43am UTC](https://forums.speedlife.net/t/need-real-finance-advice/247209/63 "2009-10-01T08:43:38Z")
> [@I have mice](https://forums.speedlife.net/t/i-have-mice/23830/28):
>
> i hear you there. i just always feel like shit when i overpay for something. i was pissed when i saw my neighbors invoice for the $250 a window that he paid $150 for. The dickhead.
oh shit man! That sucks!
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### Author:  [@indy440](https://forums.speedlife.net/u/indy440)
#### Post date: [October 1, 2009, 8:44am UTC](https://forums.speedlife.net/t/need-real-finance-advice/247209/64 "2009-10-01T08:44:23Z")
if I had to guess the guy paid 210 per window, then doubled that for installation…
oh well…
It makes me sick if I think about it… so I dont think about it…
haha
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### Author:  [@Alpine](https://forums.speedlife.net/u/Alpine)
#### Post date: [October 1, 2009, 11:16am UTC](https://forums.speedlife.net/t/need-real-finance-advice/247209/65 "2009-10-01T11:16:57Z")
> [@FS: Honda B series Vtec Valve cover \*yellow\*](https://forums.speedlife.net/t/fs-honda-b-series-vtec-valve-cover-yellow/23743/8):
>
> Disagree. There’s no way you can manage your funds the way the guys that do it 18 hrs a day can.
If you take classes for it I don’t see why not, unless you are earning and spending the monetary values of a large company.
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### Author:  [@Anthony](https://forums.speedlife.net/u/Anthony)
#### Post date: [October 1, 2009, 12:02pm UTC](https://forums.speedlife.net/t/need-real-finance-advice/247209/66 "2009-10-01T12:02:11Z")
I do all this type of work on the side
> [@Attention Slopoke!](https://forums.speedlife.net/t/attention-slopoke/23828/11):
>
> your friends are better than mine then. Im not saying that they wont help with some stuff, because they have before. A few members on here helped with my new driveway a few years ago, but when it comes right down to it I have to plan on doing the whole project solo or hiring someone to do it.
>
> I just had 5 new windows installed yesterday. 2100 bucks OUCH… Plus a new porch roof a few months ago = $1350… plus I’ve been repainting the outside all summer which will probably cost $750 in paint when its done…
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### Author:  [@indy440](https://forums.speedlife.net/u/indy440)
#### Post date: [October 1, 2009, 12:27pm UTC](https://forums.speedlife.net/t/need-real-finance-advice/247209/67 "2009-10-01T12:27:22Z")
do you want to build new stairs for the front of my house? haha
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### Author:  [@Alpine](https://forums.speedlife.net/u/Alpine)
#### Post date: [October 1, 2009, 12:29pm UTC](https://forums.speedlife.net/t/need-real-finance-advice/247209/68 "2009-10-01T12:29:53Z")
> [@OPPPSSSSS I F\*cked up :-P](https://forums.speedlife.net/t/opppsssss-i-f-cked-up-p/23850/16):
>
> do you want to build new stairs for the front of my house? haha
Can I go up/down them on your old bike afterwords? :tongue
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### Author:  [@indy440](https://forums.speedlife.net/u/indy440)
#### Post date: [October 1, 2009, 12:30pm UTC](https://forums.speedlife.net/t/need-real-finance-advice/247209/69 "2009-10-01T12:30:18Z")
you can use the old ones as a jump…
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### Author:  [@Alpine](https://forums.speedlife.net/u/Alpine)
#### Post date: [October 1, 2009, 12:32pm UTC](https://forums.speedlife.net/t/need-real-finance-advice/247209/70 "2009-10-01T12:32:55Z")
Sick.
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### Author:  [@OsoiNA6](https://forums.speedlife.net/u/OsoiNA6)
#### Post date: [October 1, 2009, 12:49pm UTC](https://forums.speedlife.net/t/need-real-finance-advice/247209/71 "2009-10-01T12:49:59Z")
Back on topic here, what are people doing with savings?
Savings Account? CDs? Mutual Funds? Index Funds? Piggy Bank?
or is it more like:
**Savings? WTF is THAT!?@#@** But peep mah ride tho!! ($oN!!)
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### Author:  [@indy440](https://forums.speedlife.net/u/indy440)
#### Post date: [October 1, 2009, 12:57pm UTC](https://forums.speedlife.net/t/need-real-finance-advice/247209/72 "2009-10-01T12:57:37Z")
I keep my savings in a normal savings account, plus I have some in my 401K. I like to keep my assets as liquid as possible, but its difficult because I barely have the discipline to not spend it all on stupid crap.
I need to start some type of CD I think…
I dont have a lot either, maybe enough to live for 6 months if I lost my job or something…
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### Author:  [@Anthony](https://forums.speedlife.net/u/Anthony)
#### Post date: [October 1, 2009, 12:59pm UTC](https://forums.speedlife.net/t/need-real-finance-advice/247209/73 "2009-10-01T12:59:56Z")
lol I am actually starting a job next week building redoing stairs in Rotterdam
> [@OPPPSSSSS I F\*cked up :-P](https://forums.speedlife.net/t/opppsssss-i-f-cked-up-p/23850/16):
>
> do you want to build new stairs for the front of my house? haha
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### Author:  [@indy440](https://forums.speedlife.net/u/indy440)
#### Post date: [October 1, 2009, 1:00pm UTC](https://forums.speedlife.net/t/need-real-finance-advice/247209/74 "2009-10-01T13:00:03Z")
> [@NYSpeed chat!](https://forums.speedlife.net/t/nyspeed-chat/13918/92):
>
> **Savings? WTF is THAT!?@#@** But peep mah ride tho!! ($oN!!)
HAHAHAHA
that cracked me up.
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### Author:  [@OsoiNA6](https://forums.speedlife.net/u/OsoiNA6)
#### Post date: [October 1, 2009, 1:05pm UTC](https://forums.speedlife.net/t/need-real-finance-advice/247209/75 "2009-10-01T13:05:22Z")
> [@OFFICIAL Buffalo Sabres Thread](https://forums.speedlife.net/t/official-buffalo-sabres-thread/25170/2474):
>
> I keep my savings in a normal savings account, plus I have some in my 401K. I like to keep my assets as liquid as possible, but its difficult because I barely have the discipline to not spend it all on stupid crap.
>
> I need to start some type of CD I think…
>
> I dont have a lot either, maybe enough to live for 6 months if I lost my job or something…
Six month cushion is great… I’ve read that if you have a 3-6 month “emergency fund” set aside, that’s a good thing.
You can use that instead of taking out loans / racking up CC bills to deal with an emergency situation (something big breaks on car / house)
As for discipline, well I hear ya man but if you have discipline to put aside 6 months worth of living expenses I’m sure you know when an expense is a MUST and when it’s not.
HOWEVER if you are a hobo in the 518 area (who stole internet access and joined Shift) and $200 represents 6 months worth of living expenses ignore the above sentence… :lol
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### Author:  [@indy440](https://forums.speedlife.net/u/indy440)
#### Post date: [October 1, 2009, 1:07pm UTC](https://forums.speedlife.net/t/need-real-finance-advice/247209/76 "2009-10-01T13:07:34Z")
hahaha
I wish I could live for 6 months on 200 dollars. I’ll burn through that spending one day on the lake with the boat.
This would be 6 months supporting my family of 4. I’m the only income in the household.
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### Author:  [@OsoiNA6](https://forums.speedlife.net/u/OsoiNA6)
#### Post date: [October 1, 2009, 1:08pm UTC](https://forums.speedlife.net/t/need-real-finance-advice/247209/77 "2009-10-01T13:08:27Z")
> [@February 7th, Wed nite, Dragonfly, Benny Benassi](https://forums.speedlife.net/t/february-7th-wed-nite-dragonfly-benny-benassi/22816/28):
>
> This would be 6 months supporting my family of 4. I’m the only income in the household.
Similar situation here, four in my house, soon to be five… Single income.
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### Author:  [@indy440](https://forums.speedlife.net/u/indy440)
#### Post date: [October 1, 2009, 1:09pm UTC](https://forums.speedlife.net/t/need-real-finance-advice/247209/78 "2009-10-01T13:09:58Z")
> [@Who has the best price on Kerosene in the City of Buffalo?](https://forums.speedlife.net/t/who-has-the-best-price-on-kerosene-in-the-city-of-buffalo/23851/3):
>
> Similar situation here, four in my house, soon to be five… Single income.
we drew the line at 4 (4 total, 2 kids), I made that shit permanent… haha…:thumbup
My wife went back to school to get another degree, she has 3 more semesters and then we’ll have two incomes again. Then maybe I can convince her we really need a boat with two engines…
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### Author:  [@OsoiNA6](https://forums.speedlife.net/u/OsoiNA6)
#### Post date: [October 1, 2009, 1:14pm UTC](https://forums.speedlife.net/t/need-real-finance-advice/247209/79 "2009-10-01T13:14:51Z")
> [@Who has the best price on Kerosene in the City of Buffalo?](https://forums.speedlife.net/t/who-has-the-best-price-on-kerosene-in-the-city-of-buffalo/23851/4):
>
> we drew the line at 4, I made that shit permanent… haha…:thumbup
>
> My wife went back to school to get another degree, she has 3 more semesters and then we’ll have two incomes again. Then maybe I can convince her we really need a boat with two engines…
My situation is a bit different… One kid, and my brother is also staying with us in the meantime 'cause he is a full time college student and can work only limited hours for now. One on the way though. :thumb
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### Author:  [@Anthony](https://forums.speedlife.net/u/Anthony)
#### Post date: [October 1, 2009, 1:15pm UTC](https://forums.speedlife.net/t/need-real-finance-advice/247209/80 "2009-10-01T13:15:11Z")
Man i really wish the best for everybody
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