# Need Real Finance Advice?

**URL:** https://forums.speedlife.net/t/need-real-finance-advice/247209
**Category:** Shift518 Off Topic
**Created:** [September 30, 2009, 12:22pm UTC](https://forums.speedlife.net/t/need-real-finance-advice/247209 "2009-09-30T12:22:15Z")
**Posts on this page:** 1
**Showing post:** 49

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### Author: ![Hang\_Your\_Cross](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/hang_your_cross/32/6381_2.png) [@Hang\_Your\_Cross](https://forums.speedlife.net/u/Hang_Your_Cross)
#### Post date: [October 1, 2009, 7:34am UTC](https://forums.speedlife.net/t/need-real-finance-advice/247209/49 "2009-10-01T07:34:44Z")

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> [@Sabres games streaming anywhere?](https://forums.speedlife.net/t/sabres-games-streaming-anywhere/23170/61):
>
> How are u guys coming up w 20% down on houses? I work two jobs and I’m still strugglin to save massive amounts of money lol

yeah im not sure why they are going with 20% down. in fact if you look up your monthly payment, whether we put down 5k, 10k, 15k, 20k on a $140k house it really didn’t matter. putting down 20k over 5k made us save like $20/mo. we would much rather have that $15k in the bank for the future…and the lower downpayment didn’t hurt use with APR, as we were getting 5.25% APR (the lowest at the time).

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