# Need Real Finance Advice?

**URL:** <https://forums.speedlife.net/t/need-real-finance-advice/247209>\
**Category:** Shift518 Off Topic\
**Created:** [September 30, 2009, 12:22pm UTC](https://forums.speedlife.net/t/need-real-finance-advice/247209 "2009-09-30T12:22:15Z")\
**Posts on this page:** 1\
**Showing post:** 87

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**Author:** ![indy440](https://avatars.discourse-cdn.com/v4/letter/i/b5ac83/32.png) [@indy440](https://forums.speedlife.net/u/indy440)\
**Post date:** [October 1, 2009, 4:57pm UTC](https://forums.speedlife.net/t/need-real-finance-advice/247209/87 "2009-10-01T16:57:35Z")

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> [@Nyspeed Dictionary](https://forums.speedlife.net/t/nyspeed-dictionary/23862/16):
>
> Say a person has $1M. Say the deflation rate is 3.5% per year. For each day that that person does nothing at all, they lose almost $96. Yea, the bank account will still say $1M, but the worth of the $1M goes down.

Thats depressing… I’d feel better about it if I had a million dollars in the bank though… haha

without looking at a statement I’d say I have 15% of my savings in a 401K. The other 85% is liquid in a normal savings account…

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