# new apartment?

**URL:** <https://forums.speedlife.net/t/new-apartment/22241>\
**Category:** NYSpeed Off Topic\
**Created:** [December 28, 2006, 11:44am UTC](https://forums.speedlife.net/t/new-apartment/22241 "2006-12-28T11:44:57Z")\
**Posts on this page:** 19\
**Page:** 2

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**Author:** ![redrum](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/redrum/32/7398_2.png) [@redrum](https://forums.speedlife.net/u/redrum)\
**Post date:** [December 28, 2006, 1:13pm UTC](https://forums.speedlife.net/t/new-apartment/22241/21 "2006-12-28T13:13:13Z")

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there are a lot of rooms behind where that pic was taken from…

house is going to be in another year or so. there are a lot of factors, but right now I want to just have a steady payment and not have to worry about doing renovations or surprise large house repairs, especially since i want an old house in the elmwood area.

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**Author:** ![zero\_assault](https://avatars.discourse-cdn.com/v4/letter/z/dfb087/32.png) [@zero\_assault](https://forums.speedlife.net/u/zero_assault)\
**Post date:** [December 28, 2006, 1:16pm UTC](https://forums.speedlife.net/t/new-apartment/22241/22 "2006-12-28T13:16:15Z")

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> [@redrum](#):
>
> there are a lot of rooms behind where that pic was taken from…
> 
> house is going to be in another year or so. there are a lot of factors, but right now I want to just have a steady payment and not have to worry about doing renovations or surprise large house repairs, especially since i want an old house in the elmwood area.

Well, if you’re moving into a nicer place for cheaper just for now, then go for it

It looks really really nice :tup:

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**Author:** ![oldford](https://avatars.discourse-cdn.com/v4/letter/o/f17d59/32.png) [@oldford](https://forums.speedlife.net/u/oldford)\
**Post date:** [December 28, 2006, 1:30pm UTC](https://forums.speedlife.net/t/new-apartment/22241/23 "2006-12-28T13:30:55Z")

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Nelson that place is pimp.

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**Author:** ![cooter](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cooter/32/7199_2.png) [@cooter](https://forums.speedlife.net/u/cooter)\
**Post date:** [December 28, 2006, 7:11pm UTC](https://forums.speedlife.net/t/new-apartment/22241/24 "2006-12-28T19:11:34Z")

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I heard JP Losman lives in the Belesario

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**Author:** ![layzie](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/layzie/32/7599_2.png) [@layzie](https://forums.speedlife.net/u/layzie)\
**Post date:** [December 28, 2006, 7:18pm UTC](https://forums.speedlife.net/t/new-apartment/22241/25 "2006-12-28T19:18:57Z")

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id like to see more pictures, i myself am moving out in may

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**Author:** ![Anonymity](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/anonymity/32/7215_2.png) [@Anonymity](https://forums.speedlife.net/u/Anonymity)\
**Post date:** [December 28, 2006, 7:34pm UTC](https://forums.speedlife.net/t/new-apartment/22241/26 "2006-12-28T19:34:42Z")

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> [@Zer0DazE](#):
>
> that is going to cost a small fortune to heat
> 
> but its really nice

that is what i thought. true home owner.

free heated in apartment\< owning house.

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**Author:** ![Paulo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/paulo/32/7328_2.png) [@Paulo](https://forums.speedlife.net/u/Paulo)\
**Post date:** [December 28, 2006, 7:36pm UTC](https://forums.speedlife.net/t/new-apartment/22241/27 "2006-12-28T19:36:04Z")

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i’m reallyl curious as to how much that sets you back. def a pimp place.

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**Author:** ![93dx\_hatch](https://avatars.discourse-cdn.com/v4/letter/9/90ced4/32.png) [@93dx\_hatch](https://forums.speedlife.net/u/93dx_hatch)\
**Post date:** [December 28, 2006, 8:10pm UTC](https://forums.speedlife.net/t/new-apartment/22241/28 "2006-12-28T20:10:26Z")

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> [@fastandcheap](#):
>
> that is what i thought. true home owner.
> 
> free heated in apartment\< owning house.

even though I am all about owning and investing

I would own an apartment if I could. Houses are a lot to maintain, the investment standpoint doesnt matter when your in the early 20s IMO.

plus all the money you have to spend on someone to mow the lawn, plow, fix crap, etc.

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**Author:** ![redrum](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/redrum/32/7398_2.png) [@redrum](https://forums.speedlife.net/u/redrum)\
**Post date:** [December 28, 2006, 10:54pm UTC](https://forums.speedlife.net/t/new-apartment/22241/29 "2006-12-28T22:54:42Z")

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> [@93dx--hatch](#):
>
> even though I am all about owning and investing
> 
> I would own an apartment if I could. Houses are a lot to maintain, the investment standpoint doesnt matter when your in the early 20s IMO.
> 
> plus all the money you have to spend on someone to mow the lawn, plow, fix crap, etc.

^check

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**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\
**Post date:** [December 29, 2006, 1:45am UTC](https://forums.speedlife.net/t/new-apartment/22241/30 "2006-12-29T01:45:44Z")

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> [@cooter](#):
>
> I heard JP Losman lives in the Belesario

I think he lives in the Sidway.

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**Author:** ![ryanmcell](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ryanmcell/32/7510_2.png) [@ryanmcell](https://forums.speedlife.net/u/ryanmcell)\
**Post date:** [December 29, 2006, 4:54am UTC](https://forums.speedlife.net/t/new-apartment/22241/31 "2006-12-29T04:54:21Z")

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that is awesome bro! Whats up with your current place? Just need a change?

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**Author:** ![Anonymity](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/anonymity/32/7215_2.png) [@Anonymity](https://forums.speedlife.net/u/Anonymity)\
**Post date:** [December 29, 2006, 5:20am UTC](https://forums.speedlife.net/t/new-apartment/22241/32 "2006-12-29T05:20:38Z")

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> [@93dx--hatch](#):
>
> even though I am all about owning and investing
> 
> I would own an apartment if I could. Houses are a lot to maintain, the investment standpoint doesnt matter when your in the early 20s IMO.
> 
> plus all the money you have to spend on someone to mow the lawn, plow, fix crap, etc.

i bought my 1st home at 21, going to buy my 2nd one next year. and rent out the 1st one. dont get me wrong i like the apartment. but spending 900+ on a apartment for this area is not my thing in this area.IMO

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**Author:** ![JustinH](https://avatars.discourse-cdn.com/v4/letter/j/9fc29f/32.png) [@JustinH](https://forums.speedlife.net/u/JustinH)\
**Post date:** [December 29, 2006, 6:10am UTC](https://forums.speedlife.net/t/new-apartment/22241/33 "2006-12-29T06:10:55Z")

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From a financial standpoint. Owning a house is the thing to do. Tax wise, investment wise.

But when your 20 something, just getting your feet wet with a decent job, its nice to have a maintained apt, where you don’t have to worry about anything except advancing in your career track.

As for me, I’m not staying in this area for very long. I rent month to month, and can bounce any time I would like to with 30 days written notice.

When I move to AZ I’ll buy a nice house, but for now I pay 435 for a nice apartment in the suburbs, so I’ll stick with that.

But paying 900 a month for anything in this area is almost stupid.

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**Author:** ![JoesTypeS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joestypes/32/7190_2.png) [@JoesTypeS](https://forums.speedlife.net/u/JoesTypeS)\
**Post date:** [December 29, 2006, 7:12am UTC](https://forums.speedlife.net/t/new-apartment/22241/34 "2006-12-29T07:12:25Z")

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I would totally rent that apt

## If I had like 5 rental properties paying for it

I would def. buy a condo around here if the association fees weren’t equal to a small mortgage

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**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\
**Post date:** [December 29, 2006, 8:05am UTC](https://forums.speedlife.net/t/new-apartment/22241/35 "2006-12-29T08:05:29Z")

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If you’re staying in this area for more than a couple of years (long enough to offset the closing costs through appreciation and whatever value you place on greater quality of life) you’d be a fool to pay $900/month in rent when you can get a mortgage on a decent place for that.

Renting a place at $1k/month in Buffalo does not mean you’re baller. It means the guy profiting off of you is baller.

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**Author:** ![redrum](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/redrum/32/7398_2.png) [@redrum](https://forums.speedlife.net/u/redrum)\
**Post date:** [December 29, 2006, 8:53am UTC](https://forums.speedlife.net/t/new-apartment/22241/36 "2006-12-29T08:53:27Z")

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Everyones input is appreciated, but I know what I’m doing… I work at a bank as a financial analyst, and am well aware of the financial implications of buying vs. renting. Right now with the housing market sliding, it is a good time to buy, but only if you are going to hold onto the house longer than the near term. If I were to buy a house this spring, I wouldn’t be able to afford exactly what I wanted (I’ve been following the local housing for quite a while now, and am very specific), but I will be able to in a few years.

Just because $900 would be an ok mortgage, dont forget utilities, repairs, renovations, taxes, etc. etc. This is how a lot of people get in over their heads with houses they can’t afford. Additionally, jumping into the housing market right now with the intentions to sell or flip in a year or two is retarded. You could be sitting on a house you dont want for one, two, or more years trying to sell, or lose your shirt on the asking price. Things arent what they were a year ago. With an apartment that is easily affordable, I can plan to be out and on the housing market at a specific time, and not have to worry about unloading a house that I didnt want to buy in the first place.

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**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\
**Post date:** [December 29, 2006, 9:02am UTC](https://forums.speedlife.net/t/new-apartment/22241/37 "2006-12-29T09:02:19Z")

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Sounds reasonable. :tup:

Nice place. I think you said heat’s included? Roommate?

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**Author:** ![redrum](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/redrum/32/7398_2.png) [@redrum](https://forums.speedlife.net/u/redrum)\
**Post date:** [December 29, 2006, 9:17am UTC](https://forums.speedlife.net/t/new-apartment/22241/38 "2006-12-29T09:17:06Z")

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Yeah, I’d be with a roommate if I made the move. Thats my one sticking point. If I could live there on my own I’d already be there. Cool guy though, it would definitely be a good time.

Heat is included, along with being able to watch all the security cameras on your tv, empire zone electric rates, dry cleaning delivery, and concierges to deliver groceries.

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**Author:** ![JustinH](https://avatars.discourse-cdn.com/v4/letter/j/9fc29f/32.png) [@JustinH](https://forums.speedlife.net/u/JustinH)\
**Post date:** [December 29, 2006, 12:57pm UTC](https://forums.speedlife.net/t/new-apartment/22241/39 "2006-12-29T12:57:39Z")

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I’m pretty sure for around 900 a month you could get a new house in wheatfield.

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