# new from schenectady

**URL:** <https://forums.speedlife.net/t/new-from-schenectady/256525>\
**Category:** Shift518 Off Topic\
**Created:** [January 19, 2011, 11:29pm UTC](https://forums.speedlife.net/t/new-from-schenectady/256525 "2011-01-19T23:29:11Z")\
**Posts on this page:** 1\
**Showing post:** 35

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**Author:** ![KrazyKid](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/krazykid/32/6371_2.png) [@KrazyKid](https://forums.speedlife.net/u/KrazyKid)\
**Post date:** [January 20, 2011, 8:24am UTC](https://forums.speedlife.net/t/new-from-schenectady/256525/35 "2011-01-20T08:24:09Z")

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> [@Top 10 resale brands](https://forums.speedlife.net/t/top-10-resale-brands/38808/34):
>
> That’s a load of bullshit, the other guys insurance HAS to pay for your parts… aftermarket or not.

actually no. Your vehicle is insured for its stock value… unless otherwise specified. And its not the other guys insurance that pays. Its your insurance that pays. then your insurance co takes the other insurance company on and attempts to seek repayment if fault is determined to be theirs. And its not yep they did it here is all the money back, its usually a settlement and both parties have some “money” invested in the repairs all said and done. Family friend is a claims agent for Allstate.

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