# New ride (FAIL! More Info On Page 3.) **URL:** \ **Category:** NYSpeed Off Topic\ **Created:** [June 12, 2008, 10:41pm UTC](https://forums.speedlife.net/t/new-ride-fail-more-info-on-page-3/49928 "2008-06-12T22:41:48Z")\ **Posts on this page:** 20\ **Page:** 9
**Author:** ![cky89](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cky89/32/4945_2.png) [@cky89](https://forums.speedlife.net/u/cky89)\ **Post date:** [June 14, 2008, 11:47pm UTC](https://forums.speedlife.net/t/new-ride-fail-more-info-on-page-3/49928/161 "2008-06-14T23:47:22Z")
39/40 people don’t fully know/understand the situation, but I know where you’re coming from. I’m keeping the gaygti for now. as soon as i can get rid of it and be payment free I am going to do so. ---
**Author:** ![Bovice](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bovice/32/5084_2.png) [@Bovice](https://forums.speedlife.net/u/Bovice)\ **Post date:** [June 15, 2008, 12:14am UTC](https://forums.speedlife.net/t/new-ride-fail-more-info-on-page-3/49928/162 "2008-06-15T00:14:11Z")
wat? :gotme: best part of this thread is newman talking about “reflective cocks” ---
**Author:** ![fiend540](https://avatars.discourse-cdn.com/v4/letter/f/bcef8e/32.png) [@fiend540](https://forums.speedlife.net/u/fiend540)\ **Post date:** [June 15, 2008, 6:49am UTC](https://forums.speedlife.net/t/new-ride-fail-more-info-on-page-3/49928/163 "2008-06-15T06:49:41Z")
> [@cky89](#): > > grow up. Take your own advice ---
**Author:** ![ineedacar](https://avatars.discourse-cdn.com/v4/letter/i/48db29/32.png) [@ineedacar](https://forums.speedlife.net/u/ineedacar)\ **Post date:** [June 15, 2008, 7:08am UTC](https://forums.speedlife.net/t/new-ride-fail-more-info-on-page-3/49928/164 "2008-06-15T07:08:33Z")
> [@cky89](#): > > 39/40 people don’t fully know/understand the situation really? looks to me that you’re an irresponsible 18 year old that would rather have a car he **thinks** is “cool” or gonna score him some chicks or whatnot, than drive something within his means. the 1 or 2 corny overly-trendy, mis-informed girls you are hoping to, but only _may_ come across that will be like OMGSH an AUDI UR COOLZ may be enough for you, but banks don’t put “do you only wan’t this car because you think it will raise your social status somehow?” on the loan application for a reason homie. People like you get repo’d after a few months because they can’t afford being so cool anymore. and PS I got approved for a 13k loan with NO down payment @ about 3.5% when I was 18 so :gotme: I guess the bank does approve for people that can actually afford it ---
**Author:** ![IanK](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/iank/32/5016_2.png) [@IanK](https://forums.speedlife.net/u/IanK)\ **Post date:** [June 15, 2008, 7:59am UTC](https://forums.speedlife.net/t/new-ride-fail-more-info-on-page-3/49928/165 "2008-06-15T07:59:59Z")
^ I think with steve its more of driving Exactly what he wants, more that being cool, it still is no justification for spending this kinda money on cars at this age, I dont have a new car, and that becasue I cant afford what I want and neither would I try, I play withy steves toys…lol thanks pal, be happy with the GTI its a super nice car for your age. ---
**Author:** ![Smaefer](https://avatars.discourse-cdn.com/v4/letter/s/e79b87/32.png) [@Smaefer](https://forums.speedlife.net/u/Smaefer)\ **Post date:** [June 15, 2008, 8:38am UTC](https://forums.speedlife.net/t/new-ride-fail-more-info-on-page-3/49928/166 "2008-06-15T08:38:12Z")
> [@gotdubd](#): > > i dont DIAF > > of that list 4 were purchased in the past 6 weeks. > :fry: wrong!!! I’ve had my B6 for over 6 months now and have owned Audi’s a hell of allot longer then anyone on that list…:gay2: ---
**Author:** ![ineedacar](https://avatars.discourse-cdn.com/v4/letter/i/48db29/32.png) [@ineedacar](https://forums.speedlife.net/u/ineedacar)\ **Post date:** [June 15, 2008, 8:47am UTC](https://forums.speedlife.net/t/new-ride-fail-more-info-on-page-3/49928/167 "2008-06-15T08:47:06Z")
> [@IKSHO89](#): > > be happy with the GTI its **far more than sufficient** for your age. fixed ---
**Author:** ![IanK](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/iank/32/5016_2.png) [@IanK](https://forums.speedlife.net/u/IanK)\ **Post date:** [June 15, 2008, 9:02am UTC](https://forums.speedlife.net/t/new-ride-fail-more-info-on-page-3/49928/168 "2008-06-15T09:02:30Z")
WTF do you care anyway, its not your finances ---
**Author:** ![ineedacar](https://avatars.discourse-cdn.com/v4/letter/i/48db29/32.png) [@ineedacar](https://forums.speedlife.net/u/ineedacar)\ **Post date:** [June 15, 2008, 11:32am UTC](https://forums.speedlife.net/t/new-ride-fail-more-info-on-page-3/49928/169 "2008-06-15T11:32:03Z")
at the end of the day no one really does care. people can offer the advice and its up to whoever what they want to do with it ---
**Author:** ![Bovice](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bovice/32/5084_2.png) [@Bovice](https://forums.speedlife.net/u/Bovice)\ **Post date:** [June 15, 2008, 11:45am UTC](https://forums.speedlife.net/t/new-ride-fail-more-info-on-page-3/49928/170 "2008-06-15T11:45:15Z")
take it to dr. phil…im sure he can offer some life lessons :cjerk: lol ---
**Author:** ![dubbin91](https://avatars.discourse-cdn.com/v4/letter/d/ecccb3/32.png) [@dubbin91](https://forums.speedlife.net/u/dubbin91)\ **Post date:** [June 15, 2008, 12:40pm UTC](https://forums.speedlife.net/t/new-ride-fail-more-info-on-page-3/49928/171 "2008-06-15T12:40:25Z")
All i know is that if you don’t learn and understand finances, your future will be :angryhump: the way you re going with your money. Please, instead of wasting any more money on cars, please go get an education or at least take a few financial/accounting classes. ---
**Author:** ![cky89](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cky89/32/4945_2.png) [@cky89](https://forums.speedlife.net/u/cky89)\ **Post date:** [June 15, 2008, 4:33pm UTC](https://forums.speedlife.net/t/new-ride-fail-more-info-on-page-3/49928/172 "2008-06-15T16:33:13Z")
I’m going to school for business… and ineedalife, everyone who told me you suck is obviously right. The girl that likes me could give a fuck what I drive. If I wanted to drive a car to be cool why would I be driving a VW OR an audi? I had a car for 8 months before I totaled it and I could also afford to mod it as well. That was MORE than 350 a month and I had no problems handling it. I like working for what I own and if thats all I got then I can be grateful and enjoy it. ---
**Author:** ![cky89](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cky89/32/4945_2.png) [@cky89](https://forums.speedlife.net/u/cky89)\ **Post date:** [June 15, 2008, 4:38pm UTC](https://forums.speedlife.net/t/new-ride-fail-more-info-on-page-3/49928/173 "2008-06-15T16:38:35Z")
I know everyone is telling me what to do and such for my own good. I realize that. I want a car that I like, is classy, and will have less police attention. No matter how you look at it my current car will always be a target to a police officer. I’ve been driving so retardedly conservative to get as many MPG’s as possible so asshat driving isn’t the problem, it’s just the image the car gives. Sure I love the car, but when I went back to the dealer I was hoping to find an audi, which I did not. I settled for my car and, as with any kid I got stupidly bored with the DSG rather quickly. I’m just going to suck up, make the best of it for now and focus on school and all the other IMPORTANT parts of my life. I’m a fucking kid, I’m 18. What 18 year old isn’t scatter-brained? honestly. We all want so much that we can’t have, I’m just openly over indecisive at times and yes it sucks and it gets me a verbal e-beating but whatever, this is the fucking internet, and a gay website that doesn’t matter worth a shit in real life. 'nuff said. Close this fucking thread. ---
**Author:** ![boardjnky4](https://avatars.discourse-cdn.com/v4/letter/b/96bed5/32.png) [@boardjnky4](https://forums.speedlife.net/u/boardjnky4)\ **Post date:** [June 15, 2008, 4:40pm UTC](https://forums.speedlife.net/t/new-ride-fail-more-info-on-page-3/49928/174 "2008-06-15T16:40:47Z")
over 350 a month for the gti?? Geez, I steered away from the 08 sti at 350/month. ---
**Author:** ![cky89](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cky89/32/4945_2.png) [@cky89](https://forums.speedlife.net/u/cky89)\ **Post date:** [June 15, 2008, 4:42pm UTC](https://forums.speedlife.net/t/new-ride-fail-more-info-on-page-3/49928/175 "2008-06-15T16:42:08Z")
Srsly? They’re that cheap? LOL. I \<3 GTi’s, I don’t know why. They’re just so comfy and such for how much you pay. EDIT: my old car wasn’t 350 a month, it was 250, plus all the money I dumped into it… Usually equaling over 350 a month. ---
**Author:** ![boardjnky4](https://avatars.discourse-cdn.com/v4/letter/b/96bed5/32.png) [@boardjnky4](https://forums.speedlife.net/u/boardjnky4)\ **Post date:** [June 15, 2008, 4:43pm UTC](https://forums.speedlife.net/t/new-ride-fail-more-info-on-page-3/49928/176 "2008-06-15T16:43:53Z")
its all in the down payment brother. 250 a month isn’t bad though. ---
**Author:** ![cky89](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cky89/32/4945_2.png) [@cky89](https://forums.speedlife.net/u/cky89)\ **Post date:** [June 15, 2008, 4:47pm UTC](https://forums.speedlife.net/t/new-ride-fail-more-info-on-page-3/49928/177 "2008-06-15T16:47:03Z")
This will be my last new-er car for some time. I hate making payments now, lol. ---
**Author:** ![Jim1234664](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jim1234664/32/7438_2.png) [@Jim1234664](https://forums.speedlife.net/u/Jim1234664)\ **Post date:** [June 15, 2008, 5:55pm UTC](https://forums.speedlife.net/t/new-ride-fail-more-info-on-page-3/49928/178 "2008-06-15T17:55:47Z")
wait, i thought you were going to mcc for auto tech? ---
**Author:** ![cky89](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cky89/32/4945_2.png) [@cky89](https://forums.speedlife.net/u/cky89)\ **Post date:** [June 15, 2008, 6:26pm UTC](https://forums.speedlife.net/t/new-ride-fail-more-info-on-page-3/49928/179 "2008-06-15T18:26:58Z")
Dropped out, went to ecc for auto, dropped that and now going for 1 semester of all the general bs classes I’m required to take, then going into business and HOPEFULLY transferring to UB after 2 years at ecc. ---
**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\ **Post date:** [June 15, 2008, 9:51pm UTC](https://forums.speedlife.net/t/new-ride-fail-more-info-on-page-3/49928/180 "2008-06-15T21:51:45Z")
> [@cky89](#): > > FAIL. > > Well it’s a really long, and extremely depressing story but I found out today I can’t get it. > I had everything set up and ready to go for tomorrow at noon to pick it up. Well turns out they had to switch lenders for the loan so that my payment would stay manageable for me. Well the next best lender turns out to be VW credit. They won’t allow me to dump the remaining equity into a new loan, even though the remainder is extremely minimal. They claim it’s state law that they can’t roll that much into the new payment without the payment going up insanely. Long story short I’d have to come up with 2300 more dollars on top of my down payment to keep my payment where I need it to be. > > As unfortunate as this is I will see what my options are and see if it’s still possible for me to move myself into an audi of some sort. > > Until then I’m going to drive the GTi as little as possible. If this doesn’t end up working out for me within the next few months I’m going to keep saving money, buy a cheap honda and keep the GTi in storage for a few years. I just don’t feel like driving it anymore. It reminds me too much of my other car which, almost none of you know, had a ton of sentimental value to me. Long story behind that but I kick myself every day that it’s gone. I hated it openly, but inside I LOVED that car like you wouldn’t believe. > > I just need to settle down, mature and worry about my life. I’m sick of dealing with fast cars and all that BS. I almost hate visiting this site now, I make it on for about an hour a day now and I hope to be down to 0 hours a day soon. > > Thanks for the kind words everyone, I really appreciate it. I just need to make some smart moves in the next few months, reevaluate the situation and see where I can go from there. > > -Steve Dude you seem like a real nice kid so I’m not going to get all high and mighty on you, but you really need to reconsider the financial decisions you’re making. Oh, and you weren’t rolling over “equity” you were rolling over “debt.” Good luck! [Previous page](https://forums.speedlife.net/t/new-ride-fail-more-info-on-page-3/49928.md?page=8) [Next page](https://forums.speedlife.net/t/new-ride-fail-more-info-on-page-3/49928.md?page=10)