# newb credit question :|

**URL:** <https://forums.speedlife.net/t/newb-credit-question/42126>\
**Category:** NYSpeed Off Topic\
**Created:** [January 19, 2008, 5:57pm UTC](https://forums.speedlife.net/t/newb-credit-question/42126 "2008-01-19T17:57:59Z")\
**Posts on this page:** 1\
**Showing post:** 8

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**Author:** ![Hass](https://avatars.discourse-cdn.com/v4/letter/h/51bf81/32.png) [@Hass](https://forums.speedlife.net/u/Hass)\
**Post date:** [January 19, 2008, 8:19pm UTC](https://forums.speedlife.net/t/newb-credit-question/42126/8 "2008-01-19T20:19:56Z")

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> [@Viper966](#):
>
> you have to keep a small balance on it… dont just keep it open with 0%…  
> and if your worried about 10% of 200 over a year (20 bux) then you need to seriously reconsider life

That’s $240 over the year.  
Which = one class.  
Or three books.  
Or 1/3 year of gas.

I see what you’re saying though.  
I’ll probably do that.  
Maybe not as much at the start though.  
I want to get the hang of this whole credit card business.

thanks =]

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