# next car.... **URL:** \ **Category:** SON240sx Automotive\ **Created:** [September 3, 2009, 1:17pm UTC](https://forums.speedlife.net/t/next-car/127743 "2009-09-03T13:17:44Z")\ **Posts on this page:** 1\ **Showing post:** 40
**Author:** ![duckJAI](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/duckjai/32/5553_2.png) [@duckJAI](https://forums.speedlife.net/u/duckJAI)\ **Post date:** [September 7, 2009, 8:10pm UTC](https://forums.speedlife.net/t/next-car/127743/40 "2009-09-07T20:10:00Z")
> [@NBC Heroes](https://forums.speedlife.net/t/nbc-heroes/20762/52): > > I fucked my credit up when I was 18, it’s taken me close to 10 years to rebuild it. I started with a 500 limt on a card and charger everything and paif it off as soon as I got home. Then a small cash loan and paid it off within a year. I kep getting as much as possible and paid it all as soon as possible and always on time. I’m still NOT at GOOD credit, I’m only at OKAY. it’s been 10 years too. Yoa Ronnie, how did that fuck up your credit rating? Paying on time and shit. Not trying to stick my nose in your personal affairs. I admit I do have a lot of credit, just because the way I do business and all, I don’t pay it off all at once but I have a good enough rating to work at a Bank. I should consolidate all my shit together under one roof, too much credit is definitely bad. **I remember reading that it only effects your credit rating if you miss 2 consecutive payments. Is this true?** * * * On another note, it all started with the S14, getting a LOC to fund my toys. WORST mistake ever. $50 seems like $5, $500 seems like $20. When you buy shit on credit, money becomes no object and you’re like ohhh shit a 2way for $1200, that’s CHEAP (Nismo GT-PRO retails for $1500 USD). Oh damn Stance coils for $1200 new, when retail goes for $1350 or whatever. You find great deals everywhere and it seems so cheap, but you start spending like a mofo. I was REAL good at not spending money, until all my friends around me started to mod their s14s and I was the only one left at stock. It was all because of a Bride seat, I got a LOC for it. It was only $600. _sigh_ --- _[View the full topic](https://forums.speedlife.net/t/next-car/127743)._