# Not at Fault Accident. Insurance ? **URL:** \ **Category:** PittSpeed Automotive\ **Created:** [January 9, 2009, 10:22am UTC](https://forums.speedlife.net/t/not-at-fault-accident-insurance/201416 "2009-01-09T10:22:36Z")\ **Posts on this page:** 1\ **Showing post:** 4
**Author:** ![00si2](https://avatars.discourse-cdn.com/v4/letter/0/839c29/32.png) [@00si2](https://forums.speedlife.net/u/00si2)\ **Post date:** [January 9, 2009, 10:46am UTC](https://forums.speedlife.net/t/not-at-fault-accident-insurance/201416/4 "2009-01-09T10:46:42Z")
> [@Thoughts on Dodge RAM pickups?](https://forums.speedlife.net/t/thoughts-on-dodge-ram-pickups/39335/12): > > They will cover the replacement value of the car if it was stock. if you wanted them to cover all the accessories you would have had to pay a higher premium Does it make a difference if its not my insurance covering it? I would understand if i was at fault and my insurance would only cover the value of what i have insured. > [@To those who rant about cops...](https://forums.speedlife.net/t/to-those-who-rant-about-cops/39300/59): > > If they are going to total it, you may be better off buying it back if it has as much put into it as you say it does. This is prob what ill end up doing. But they gave me a ridiculously low offer first go around. --- _[View the full topic](https://forums.speedlife.net/t/not-at-fault-accident-insurance/201416)._