# NYSpeed is growing up v. Home Purchase
**URL:** https://forums.speedlife.net/t/nyspeed-is-growing-up-v-home-purchase/41531
**Category:** NYSpeed Off Topic
**Created:** [January 9, 2008, 6:35pm UTC](https://forums.speedlife.net/t/nyspeed-is-growing-up-v-home-purchase/41531 "2008-01-09T18:35:19Z")
**Posts on this page:** 20
**Page:** 3
### Author:  [@JaysGreenLX](https://forums.speedlife.net/u/JaysGreenLX)
#### Post date: [January 10, 2008, 7:12pm UTC](https://forums.speedlife.net/t/nyspeed-is-growing-up-v-home-purchase/41531/41 "2008-01-10T19:12:34Z")
BTW if anyone who is looking for a home wants to work with a guy who knows his stuff I can recommend a great agent as well as attorney.
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### Author:  [@bladez](https://forums.speedlife.net/u/bladez)
#### Post date: [January 10, 2008, 7:41pm UTC](https://forums.speedlife.net/t/nyspeed-is-growing-up-v-home-purchase/41531/42 "2008-01-10T19:41:34Z")
congrats!!! I close on my first home in two weeks 🙂
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### Author:  [@Fry](https://forums.speedlife.net/u/Fry)
#### Post date: [January 10, 2008, 8:02pm UTC](https://forums.speedlife.net/t/nyspeed-is-growing-up-v-home-purchase/41531/43 "2008-01-10T20:02:36Z")
> [@bing](#):
>
> that is what i am thinking…
>
> shit… after hearing how little some of the houses in buffalo are by dad wanted to go buy a couple out of boredom…
>
> every one of my siblings pays more in rent in Toronto for shitty apartments than you guys are paying monthly on mortgages for decent homes.
>
> it’s disgusting and i hate everyone of you.
How are the taxes? My escrow payment is roughly +50% on top of my mortgage thanks to NY taxes.
Fuck I’ve never thought of it that way before. :barf:
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### Author:  [@TrueBlue](https://forums.speedlife.net/u/TrueBlue)
#### Post date: [January 10, 2008, 8:02pm UTC](https://forums.speedlife.net/t/nyspeed-is-growing-up-v-home-purchase/41531/44 "2008-01-10T20:02:53Z")
Baller shit Jay! Can’t wait to get in to mine! Nice job and beautiful house :tup:
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### Author:  [@91MR2](https://forums.speedlife.net/u/91MR2)
#### Post date: [January 10, 2008, 11:05pm UTC](https://forums.speedlife.net/t/nyspeed-is-growing-up-v-home-purchase/41531/45 "2008-01-10T23:05:31Z")
> [@Johnnylude](#):
>
> Average home prices in Buffalo/WNY are among the lowest, if not the lowest in the country. I know a few people who have mortgages that are less then my rent:smash2:.
While that may be true in some instances, it’s imporant to know what you’re getting to. I mean, when you factor in closing costs, taxes, repairs, maintenance, responsibilities, etc., you really have a lot extra on your plate, compared to renting. Just giving a potential buyer in this thread something else to think about.
However, I would encourage anyone on here looking to buy a house, to invest in the city. Buffalo needs good people to make the slow turn around it’s starting to make. Some see it, some don’t. I believe in people making the difference. That’s one of the reasons I bought my house. I know it may sound cynical, but I haven’t lost all faith in the human populace just yet.
Here’s a thought to ponder. Usually once a week, after garbage day, I walk down my street with a garbage bag, and pick up trash. You’d be shocked at how many people notice. I mean it takes 15 minutes a weeks TOPS, and it’s funny, I’ve noticed less and less trash out there, every week I’ve done it. Sometimes a little effort goes a long way, especially when others see you going out of your way.
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### Author:  [@9ONA3OOZX](https://forums.speedlife.net/u/9ONA3OOZX)
#### Post date: [January 11, 2008, 12:22am UTC](https://forums.speedlife.net/t/nyspeed-is-growing-up-v-home-purchase/41531/46 "2008-01-11T00:22:30Z")
PT Cruiser FTL
other than that, congrats mang!
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### Author:  [@d3x](https://forums.speedlife.net/u/d3x)
#### Post date: [January 11, 2008, 3:43am UTC](https://forums.speedlife.net/t/nyspeed-is-growing-up-v-home-purchase/41531/47 "2008-01-11T03:43:15Z")
> [@91MR2](#):
>
> While that may be true in some instances, it’s imporant to know what you’re getting to. I mean, when you factor in closing costs, taxes, repairs, maintenance, responsibilities, etc., you really have a lot extra on your plate, compared to renting. Just giving a potential buyer in this thread something else to think about.
>
> However, I would encourage anyone on here looking to buy a house, to invest in the city. Buffalo needs good people to make the slow turn around it’s starting to make. Some see it, some don’t. I believe in people making the difference. That’s one of the reasons I bought my house. I know it may sound cynical, but I haven’t lost all faith in the human populace just yet.
>
> Here’s a thought to ponder. Usually once a week, after garbage day, I walk down my street with a garbage bag, and pick up trash. You’d be shocked at how many people notice. I mean it takes 15 minutes a weeks TOPS, and it’s funny, I’ve noticed less and less trash out there, every week I’ve done it. Sometimes a little effort goes a long way, especially when others see you going out of your way.
i lost all faith in Buffalo when some crackhead watched me leave for work at the same time everyday and robbed me while i was at work. i didnt work many many many hours to pay for something just so some scumbag can take it from me. so now im in the stiqs where no crackhead wants to be.
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### Author:  [@JaysGreenLX](https://forums.speedlife.net/u/JaysGreenLX)
#### Post date: [January 11, 2008, 3:45am UTC](https://forums.speedlife.net/t/nyspeed-is-growing-up-v-home-purchase/41531/48 "2008-01-11T03:45:32Z")
> [@90NA300ZX](#):
>
> PT Cruiser FTL
>
> other than that, congrats mang!
Thanks and…
> [@JaysGreenLX](#):
>
> It belongs to the woman who used to own the house.
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### Author:  [@91MR2](https://forums.speedlife.net/u/91MR2)
#### Post date: [January 11, 2008, 4:51am UTC](https://forums.speedlife.net/t/nyspeed-is-growing-up-v-home-purchase/41531/49 "2008-01-11T04:51:31Z")
> [@d3x](#):
>
> i lost all faith in Buffalo when some crackhead watched me leave for work at the same time everyday and robbed me while i was at work. i didnt work many many many hours to pay for something just so some scumbag can take it from me. so now im in the stiqs where no crackhead wants to be.
Ok, that’s tough, but you know what? You have insurance for a reason. Not that that completely softens the blow, but it’s something in return.
But honestly, if good people keep leaving the city, what/who do you think will be left? Just food for thought…that’s all I’m saying. If we want this city to turn around, WE have to do it.
Sorry for the hijack.
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### Author:  [@bing](https://forums.speedlife.net/u/bing)
#### Post date: [January 11, 2008, 4:56am UTC](https://forums.speedlife.net/t/nyspeed-is-growing-up-v-home-purchase/41531/50 "2008-01-11T04:56:21Z")
Fry, i’m not sure how excrow payments work, but i could buy 4 houses in Buffalo for the price i just paid for mine in Hamilton. Hamilton has the cheapest real estate in the GTA.
to give you an example, Joe’s (91MR2) house in a similar neighbourhood in Toronto would be over $600,000 on account of his garage.
we also have highe property taxes, sales taxes, income taxes etc.
$200 a month for health insurance in the US just balances it out…
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### Author:  [@chino](https://forums.speedlife.net/u/chino)
#### Post date: [January 11, 2008, 5:10am UTC](https://forums.speedlife.net/t/nyspeed-is-growing-up-v-home-purchase/41531/51 "2008-01-11T05:10:50Z")
Joe’s house is not really a clear representation of the cost of houses in buffalo though bing, he bought it from a friend and such…
also, i’d be curious to see the taxes in your area compared to NYS, there are some rather pricey areas in buffalo. Snyder for example, property taxes you are easily looking at 7-8K a year for an average sized plot of land.
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### Author:  [@91MR2](https://forums.speedlife.net/u/91MR2)
#### Post date: [January 11, 2008, 5:23am UTC](https://forums.speedlife.net/t/nyspeed-is-growing-up-v-home-purchase/41531/52 "2008-01-11T05:23:11Z")
Yeah, but still, I didn’t get a “deal” really, I mean, I paid the going rate. Either way, you’re right, except that Snyder might as well be a suburb. It’s damn nice in snyder and sure looks the part of a suburb.
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### Author:  [@Nikuk](https://forums.speedlife.net/u/Nikuk)
#### Post date: [January 11, 2008, 5:49am UTC](https://forums.speedlife.net/t/nyspeed-is-growing-up-v-home-purchase/41531/53 "2008-01-11T05:49:03Z")
welcome to the club Jay.
Nice looking place, smart investment.
And, +1 on 1 project at a time. We didn’t _need_ to do anything more then paint our palce when we bought it. Then the ideas started becoming trips to Home Depot & True Value… lol, oy.
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### Author:  [@Zer0DazE](https://forums.speedlife.net/u/Zer0DazE)
#### Post date: [January 11, 2008, 5:49am UTC](https://forums.speedlife.net/t/nyspeed-is-growing-up-v-home-purchase/41531/54 "2008-01-11T05:49:40Z")
> [@chino](#):
>
> Joe’s house is not really a clear representation of the cost of houses in buffalo though bing, he bought it from a friend and such…
>
> also, i’d be curious to see the taxes in your area compared to NYS, there are some rather pricey areas in buffalo. Snyder for example, property taxes you are easily looking at 7-8K a year for an average sized plot of land.
they aren’t that high. 3500-5500 depending on the house.
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### Author:  [@Nikuk](https://forums.speedlife.net/u/Nikuk)
#### Post date: [January 11, 2008, 5:52am UTC](https://forums.speedlife.net/t/nyspeed-is-growing-up-v-home-purchase/41531/55 "2008-01-11T05:52:17Z")
> [@chino](#):
>
> Snyder for example, property taxes you are easily looking at 7-8K a year for an average sized plot of land.
You have anything to back that up?
I ask because a family member has a 4ksq ft 400k house in that area and doesn’t pay that much in taxes.
:gotme:
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### Author:  [@Blue\_Eyed\_Devil](https://forums.speedlife.net/u/Blue_Eyed_Devil)
#### Post date: [January 11, 2008, 6:17am UTC](https://forums.speedlife.net/t/nyspeed-is-growing-up-v-home-purchase/41531/56 "2008-01-11T06:17:23Z")
> [@Nikuk](#):
>
> You have anything to back that up?
>
> I ask because a family member has a 4ksq ft 400k house in that area and doesn’t pay that much in taxes.
>
> :gotme:
[www.buffaloniagarahomes.com](http://www.buffaloniagarahomes.com) has real eastate listing that include taxes.
[http://property.buffaloniagarahomes.com/property/detail.cfm?mlnum=296751&property\_type=1](http://property.buffaloniagarahomes.com/property/detail.cfm?mlnum=296751&property_type=1)
$12,097.
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### Author:  [@93dx\_hatch](https://forums.speedlife.net/u/93dx_hatch)
#### Post date: [January 11, 2008, 6:29am UTC](https://forums.speedlife.net/t/nyspeed-is-growing-up-v-home-purchase/41531/57 "2008-01-11T06:29:34Z")
Bing, you are comparing the GTA area to Buffalo. You have to look at the big picture. How many more good paying jobs are there in the GTA compared to Buffalo?
If Buffalo had a good economy the housing would be expensive too.
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### Author:  [@camarojoe](https://forums.speedlife.net/u/camarojoe)
#### Post date: [January 11, 2008, 6:36am UTC](https://forums.speedlife.net/t/nyspeed-is-growing-up-v-home-purchase/41531/58 "2008-01-11T06:36:49Z")
> [@93dx--hatch](#):
>
> If Buffalo had a good economy the housing would be expensive too.
Exactly. If the city actually turns around, you can expect the cost of housing to jump. I’m addicted to the Sell My House, Flip My House, etc shows on tv. I love seeing that a house that is comparable in size to mine sells for $600-800k in other areas. Now if local government and upstate got their heads out of their asses, we can possibly do something to this area. And people will come back.
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### Author:  [@Blue\_Eyed\_Devil](https://forums.speedlife.net/u/Blue_Eyed_Devil)
#### Post date: [January 11, 2008, 6:57am UTC](https://forums.speedlife.net/t/nyspeed-is-growing-up-v-home-purchase/41531/59 "2008-01-11T06:57:47Z")
> [@camarojoe](#):
>
> Exactly. If the city actually turns around, you can expect the cost of housing to jump. I’m addicted to the Sell My House, Flip My House, etc shows on tv. I love seeing that a house that is comparable in size to mine sells for $600-800k in other areas. Now if local government and upstate got their heads out of their asses, we can possibly do something to this area. And people will come back.
:word:
I love it when they say,“What a big back yard” and the backyard is like 10’x20’.
I have 15 acres and 3x the house and mine isn’t worth 1/2 of what they are.:smash2:
Locatio, location, location.
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### Author:  [@bing](https://forums.speedlife.net/u/bing)
#### Post date: [January 11, 2008, 7:20am UTC](https://forums.speedlife.net/t/nyspeed-is-growing-up-v-home-purchase/41531/60 "2008-01-11T07:20:57Z")
i’ll be paying around $3k cdn in property tax
by the end of 2008 that will be $4k USD…
unless you guys vote a dem into office, then it will take until 2009 to be $4k usd.
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