# Official home buyer info thread.

**URL:** <https://forums.speedlife.net/t/official-home-buyer-info-thread/78756>\
**Category:** NYSpeed Off Topic\
**Created:** [January 30, 2010, 9:57am UTC](https://forums.speedlife.net/t/official-home-buyer-info-thread/78756 "2010-01-30T09:57:00Z")\
**Posts on this page:** 3\
**Page:** 2

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**Author:** ![ProgRocker](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/progrocker/32/5434_2.png) [@ProgRocker](https://forums.speedlife.net/u/ProgRocker)\
**Post date:** [May 4, 2012, 11:16am UTC](https://forums.speedlife.net/t/official-home-buyer-info-thread/78756/21 "2012-05-04T11:16:58Z")

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It’s not, still an FHA loan (at least for me). Some of these clubs give money that must be payed back when you sell. Not in this case though.

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**Author:** ![livin4hockey](https://avatars.discourse-cdn.com/v4/letter/l/d2c977/32.png) [@livin4hockey](https://forums.speedlife.net/u/livin4hockey)\
**Post date:** [May 4, 2012, 11:49am UTC](https://forums.speedlife.net/t/official-home-buyer-info-thread/78756/22 "2012-05-04T11:49:27Z")

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3.75% is nice. When you initially go to pre-qualify, do they lock the rate in then? Just curious as I think I’ll be looking into getting pre-qualified within the next couple of weeks.

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**Author:** ![ProgRocker](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/progrocker/32/5434_2.png) [@ProgRocker](https://forums.speedlife.net/u/ProgRocker)\
**Post date:** [May 4, 2012, 11:52am UTC](https://forums.speedlife.net/t/official-home-buyer-info-thread/78756/23 "2012-05-04T11:52:18Z")

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No, I don’t believe so. You can opt to get locked in when you are actually applying for the mortgage.

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