# Opinion

**URL:** <https://forums.speedlife.net/t/opinion/122854>\
**Category:** SON240sx Automotive\
**Created:** [March 23, 2009, 7:22am UTC](https://forums.speedlife.net/t/opinion/122854 "2009-03-23T07:22:54Z")\
**Posts on this page:** 1\
**Showing post:** 40

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**Author:** ![Solarian](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/solarian/32/5514_2.png) [@Solarian](https://forums.speedlife.net/u/Solarian)\
**Post date:** [March 23, 2009, 2:06pm UTC](https://forums.speedlife.net/t/opinion/122854/40 "2009-03-23T14:06:08Z")

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> [@My New Toy](https://forums.speedlife.net/t/my-new-toy/20990/10):
>
> Myth: Your rate will go up if you get into an accident.
> 
> Not necessarily. If you cause an accident, it will directly affect your rate. However, keep in mind that if you do see a rate increase at any time, it may not have anything to do with your accident; insurance rates are adjusted periodically to keep up with the statistics that apply to your situation, including inflation, the number of claims in your neighbourhood, **the accident statistics for people with the same car as you** , and many other factors.
> 
> -courtesy of Desjardins

Yea… This is why I pay less insurance for a G35 Coupe than you guys do for S13s. And why I’ll need to sell the G soon as more wankers are buying them. Only 40+ year old women had the car when I bought mine 😃

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