# Paypal Buyer Credit..
**URL:** https://forums.speedlife.net/t/paypal-buyer-credit/67620
**Category:** NYSpeed Off Topic
**Created:** [May 11, 2009, 1:11pm UTC](https://forums.speedlife.net/t/paypal-buyer-credit/67620 "2009-05-11T13:11:58Z")
**Posts on this page:** 11
**Page:** 1
### Author:  [@Bsp\_TC](https://forums.speedlife.net/u/Bsp_TC)
#### Post date: [May 11, 2009, 1:11pm UTC](https://forums.speedlife.net/t/paypal-buyer-credit/67620/1 "2009-05-11T13:11:58Z")
Anyone use it…
Pro’s
Con’s
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### Author:  [@theblue](https://forums.speedlife.net/u/theblue)
#### Post date: [May 11, 2009, 1:24pm UTC](https://forums.speedlife.net/t/paypal-buyer-credit/67620/2 "2009-05-11T13:24:10Z")
lets ask this first…
what is your reason for wanting to use this / finding it desirable vs. any credit card etc?
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### Author:  [@Bsp\_TC](https://forums.speedlife.net/u/Bsp_TC)
#### Post date: [May 11, 2009, 1:27pm UTC](https://forums.speedlife.net/t/paypal-buyer-credit/67620/3 "2009-05-11T13:27:20Z")
i was just wondering about it, i dont have a credit card, i had one and paid it off and closed it.
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### Author:  [@theblue](https://forums.speedlife.net/u/theblue)
#### Post date: [May 11, 2009, 1:28pm UTC](https://forums.speedlife.net/t/paypal-buyer-credit/67620/4 "2009-05-11T13:28:35Z")
the reason I ask is because this is really just another credit card / credit line… so you need to weight your needs against the benefits (rewards, 0% for one year type stuff, apr %, etc)
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### Author:  [@Bsp\_TC](https://forums.speedlife.net/u/Bsp_TC)
#### Post date: [May 11, 2009, 1:29pm UTC](https://forums.speedlife.net/t/paypal-buyer-credit/67620/5 "2009-05-11T13:29:42Z")
and also the auction i want to buy he only accepts paypal.
i understand this is essentially a credit card, i was just wondering if anyone used it and what they thought about it.
and i was wondering about the finance options and such.
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### Author:  [@Viper966](https://forums.speedlife.net/u/Viper966)
#### Post date: [May 11, 2009, 1:50pm UTC](https://forums.speedlife.net/t/paypal-buyer-credit/67620/6 "2009-05-11T13:50:59Z")
its a credit card… it has 30% interest…
i have an open line of like 750 with them only because they gave me no interest on an large item i bought way back when
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### Author:  [@theblue](https://forums.speedlife.net/u/theblue)
#### Post date: [May 11, 2009, 1:51pm UTC](https://forums.speedlife.net/t/paypal-buyer-credit/67620/7 "2009-05-11T13:51:02Z")
you can use any credit card with paypal. but as viper said… it’s a tool to be used as long as it fits the need.
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### Author:  [@Bsp\_TC](https://forums.speedlife.net/u/Bsp_TC)
#### Post date: [May 11, 2009, 1:55pm UTC](https://forums.speedlife.net/t/paypal-buyer-credit/67620/8 "2009-05-11T13:55:36Z")
eek 30%
they talk about no interest and no payment options but i dont see the options on the auction or know how to use it.
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### Author:  [@travisn](https://forums.speedlife.net/u/travisn)
#### Post date: [May 11, 2009, 3:30pm UTC](https://forums.speedlife.net/t/paypal-buyer-credit/67620/9 "2009-05-11T15:30:46Z")
its not 30%, mine is 20.8%. High none-the-less. I pay it off then find something else I cant afford.
avoid it if you can. i can almost guarantee the auction doesnt require paypal buyer credit, just paypal. might wanna double check
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### Author:  [@Bsp\_TC](https://forums.speedlife.net/u/Bsp_TC)
#### Post date: [May 11, 2009, 4:03pm UTC](https://forums.speedlife.net/t/paypal-buyer-credit/67620/10 "2009-05-11T16:03:46Z")
it said just paypal, but i tossed around the option of using buyer credit, after reading about it i think im gonna stay away from it.
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### Author:  [@Penfold](https://forums.speedlife.net/u/Penfold)
#### Post date: [May 12, 2009, 4:51am UTC](https://forums.speedlife.net/t/paypal-buyer-credit/67620/11 "2009-05-12T04:51:47Z")
> [@Viper966](#):
>
> its a credit card… it has 30% interest…
>
> i have an open line of like 750 with them only because they gave me no interest on an large item i bought way back when
ditto