# Pet Health Insurance **URL:** \ **Category:** NYSpeed Off Topic\ **Created:** [May 27, 2009, 6:58am UTC](https://forums.speedlife.net/t/pet-health-insurance/68348 "2009-05-27T06:58:51Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\ **Post date:** [May 27, 2009, 6:58am UTC](https://forums.speedlife.net/t/pet-health-insurance/68348/1 "2009-05-27T06:58:51Z")
Anyone know anything? Is it like an aftermarket warranty where it’s great until you try to make a claim? My Maltese had a seizure last night. The 24 hour animal hospital said not to bother bringing him in unless he has another one or two in the same night because his blood wouldn’t show anything from just one. My vet this morning said we should have taken him in for bloodwork within 6 hours. :feck: So either way we don’t know what his deal is, but I’m thinking it might be a good idea to get some health insurance for him for like 6 months in case this is the beginning of some sort of chronic condition. ---
**Author:** ![chino](https://avatars.discourse-cdn.com/v4/letter/c/bcef8e/32.png) [@chino](https://forums.speedlife.net/u/chino)\ **Post date:** [May 27, 2009, 7:00am UTC](https://forums.speedlife.net/t/pet-health-insurance/68348/2 "2009-05-27T07:00:11Z")
i’ve heard its legit, and if you can get coverage on a dog you already know you’re going to be opening the wallet for it’s probably a good idea. some of those surgeries get insane expensive and you don’t ever want to have to make that decision not to do it because you simply can’t afford it ☹ ---
**Author:** ![Nikuk](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/nikuk/32/7254_2.png) [@Nikuk](https://forums.speedlife.net/u/Nikuk)\ **Post date:** [May 27, 2009, 7:01am UTC](https://forums.speedlife.net/t/pet-health-insurance/68348/3 "2009-05-27T07:01:34Z")
What we use. We picked it up after paying $1700 to the vet after the fire. [http://www.google.com/search?hl=en&q=VPI+PET+INSURANCE](http://www.google.com/search?hl=en&q=VPI+PET+INSURANCE) Its not like people insurance, will not cover preventative maintenance and stuff. But it covers alot of big stuff. You can read through the coverages et al on site. You pay up front, they reimburse IIRC - but we have never had to use it. I think I pay 8/mo per cat, $12/mo for the shepard. ---
**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\ **Post date:** [May 27, 2009, 7:06am UTC](https://forums.speedlife.net/t/pet-health-insurance/68348/4 "2009-05-27T07:06:05Z")
I was just reading AKC pet insurance. They have plans that will cover routine stuff, but meh. I can cover a couple hundo a year no problem. I’m just thinking it would be worth risking $150 for a year in case this turns into a multi-thousand dollar problem. Knowing my wife, we would go into bankruptcy to fix him if we had to. Hell I probably would too. I like my dogs better than I like most people. :roflpicard: Thanks for the $12/mo reference point. :tup: ---
**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\ **Post date:** [May 27, 2009, 7:07am UTC](https://forums.speedlife.net/t/pet-health-insurance/68348/5 "2009-05-27T07:07:58Z")
I just called the vet. They recommend VPI too. ---
**Author:** ![Jskrapper](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jskrapper/32/7570_2.png) [@Jskrapper](https://forums.speedlife.net/u/Jskrapper)\ **Post date:** [May 27, 2009, 7:09am UTC](https://forums.speedlife.net/t/pet-health-insurance/68348/6 "2009-05-27T07:09:17Z")
> [@Fry](#): > > I like my dogs better than I like most people. :roflpicard: +1 ---
**Author:** ![Spam16v](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/spam16v/32/5287_2.png) [@Spam16v](https://forums.speedlife.net/u/Spam16v)\ **Post date:** [May 27, 2009, 7:09am UTC](https://forums.speedlife.net/t/pet-health-insurance/68348/7 "2009-05-27T07:09:50Z")
been thinking about this for my rescue corgi… ended up finding out it’s an AKC petshop dog after the fact, and lord knows what kind of health issues my dingo will end up with. ---
**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\ **Post date:** [May 27, 2009, 7:10am UTC](https://forums.speedlife.net/t/pet-health-insurance/68348/8 "2009-05-27T07:10:46Z")
Shit. I just realized that the vet tech said she’d put a note in my dog’s record about the seizure when I called an hour ago. Now it’s a pre-existing condition. GODDAMSONOFAMOTHERFUCKINGWHORE!!! :feck: Edit: _Deep Breath_ I may or may not have hypothetically found out through a little birdy somewhere that the vet could potentially accidentally not send that page to the pet health insurance. Or maybe it was a dream… ---
**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\ **Post date:** [May 27, 2009, 7:12am UTC](https://forums.speedlife.net/t/pet-health-insurance/68348/9 "2009-05-27T07:12:08Z")
Call them back and say you realized he was just really cold. ---
**Author:** ![chino](https://avatars.discourse-cdn.com/v4/letter/c/bcef8e/32.png) [@chino](https://forums.speedlife.net/u/chino)\ **Post date:** [May 27, 2009, 7:13am UTC](https://forums.speedlife.net/t/pet-health-insurance/68348/10 "2009-05-27T07:13:28Z")
> [@Fry](#): > > Shit. I just realized that the vet tech said she’d put a note in my dog’s record about the seizure when I called an hour ago. Now it’s a pre-existing condition. > > GODDAMSONOFAMOTHERFUCKINGWHORE!!! :feck: yea… thats why i said if you can still get it ☹ i’d call asap. ---
**Author:** ![justa4door](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/justa4door/32/7259_2.png) [@justa4door](https://forums.speedlife.net/u/justa4door)\ **Post date:** [May 27, 2009, 7:13am UTC](https://forums.speedlife.net/t/pet-health-insurance/68348/11 "2009-05-27T07:13:48Z")
> [@Fry](#): > > Shit. I just realized that the vet tech said she’d put a note in my dog’s record about the seizure when I called an hour ago. Now it’s a pre-existing condition. > > GODDAMSONOFAMOTHERFUCKINGWHORE!!! :feck: ask how there per ex works … if its like people or diff … if your dog has not been seen for this they can not prove its a pre ex issue … just saying … you are not a vet and can not diag a dog ---
**Author:** ![Eazy716](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/eazy716/32/7443_2.png) [@Eazy716](https://forums.speedlife.net/u/Eazy716)\ **Post date:** [May 27, 2009, 7:14am UTC](https://forums.speedlife.net/t/pet-health-insurance/68348/12 "2009-05-27T07:14:50Z")
> [@Fry](#): > > Shit. I just realized that the vet tech said she’d put a note in my dog’s record about the seizure when I called an hour ago. Now it’s a pre-existing condition. > > GODDAMSONOFAMOTHERFUCKINGWHORE!!! :feck: I was just gonna ask if they were going to screw you for already mentioning it. That sucks. ---
**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\ **Post date:** [May 27, 2009, 7:21am UTC](https://forums.speedlife.net/t/pet-health-insurance/68348/13 "2009-05-27T07:21:37Z")
Check the edit. \<3 Grand Island Animal Kingdom ---
**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\ **Post date:** [May 27, 2009, 7:22am UTC](https://forums.speedlife.net/t/pet-health-insurance/68348/14 "2009-05-27T07:22:39Z")
> [@justa4door](#): > > you are not a vet and can not diag a dog Brilliant! No, seriously. Good point. I can tell you do this shit for a living. ---
**Author:** ![Blue\_Eyed\_Devil](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blue_eyed_devil/32/7292_2.png) [@Blue\_Eyed\_Devil](https://forums.speedlife.net/u/Blue_Eyed_Devil)\ **Post date:** [May 27, 2009, 7:24am UTC](https://forums.speedlife.net/t/pet-health-insurance/68348/15 "2009-05-27T07:24:22Z")
I had some topsoil delivered last week and I got talking to the driver and he was telling me about all of the dogs he has shot over the years because they were sick. That sounds cheaper than insurance. Edit: I am not sure where you live, there may being laws against firing weapons.:uhh: ---
**Author:** ![justa4door](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/justa4door/32/7259_2.png) [@justa4door](https://forums.speedlife.net/u/justa4door)\ **Post date:** [May 27, 2009, 7:25am UTC](https://forums.speedlife.net/t/pet-health-insurance/68348/16 "2009-05-27T07:25:08Z")
not at all … It fucking sucks did you find out how their shit works?? is it just like people … ie. if your dog has not been seen for X condition with a diag in the past 6 months there is no pre ex… ?? ---
**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\ **Post date:** [May 27, 2009, 7:28am UTC](https://forums.speedlife.net/t/pet-health-insurance/68348/17 "2009-05-27T07:28:01Z")
> [@Blue Eyed Devil](#): > > I had some topsoil delivered last week and I got talking to the driver and he was telling me about all of the dogs he has shot over the years because they were sick. That sounds cheaper than insurance. > > Edit: I am not sure where you live, there may being laws against firing weapons.:uhh: > [@Fry](#): > > I like my dogs better than I like most people. :roflpicard: Private coverage will do until that universal pet healthcare bill Obama snuck through via executive order goes active. :tup: Plus, if coverage is $144/year and I paid $800 for this dog 5 years ago so it’d probably cost $1k now, that’s going to be about 7 years before I break even. If I only get 5 years out of the next one, then it’s actually cheaper to get pet health insurance than to shoot it. :gtfo: ---
**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\ **Post date:** [May 27, 2009, 7:29am UTC](https://forums.speedlife.net/t/pet-health-insurance/68348/18 "2009-05-27T07:29:54Z")
> [@justa4door](#): > > not at all … It fucking sucks > > did you find out how their shit works?? is it just like people … ie. if your dog has not been seen for X condition with a diag in the past 6 months there is no pre ex… ?? It just says anything on the vet’s records prior to the date the coverage began. There are a couple of breed specific exclusions too, but all in all it looks pretty good. ---
**Author:** ![justa4door](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/justa4door/32/7259_2.png) [@justa4door](https://forums.speedlife.net/u/justa4door)\ **Post date:** [May 27, 2009, 7:31am UTC](https://forums.speedlife.net/t/pet-health-insurance/68348/19 "2009-05-27T07:31:22Z")
just let me know if you have questions … im sure its all about the same …2 legs or 4 legs ---
**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\ **Post date:** [May 27, 2009, 7:31am UTC](https://forums.speedlife.net/t/pet-health-insurance/68348/20 "2009-05-27T07:31:34Z")
> [@Fry](#): > > Private coverage will do until that universal pet healthcare bill Obama snuck through via executive order goes active. psh, it’s not even universal either. Only for those pets making less than $250,000 a year. Air Bud and the Eight Below dogs got told to GTFO. [Next page](https://forums.speedlife.net/t/pet-health-insurance/68348.md?page=2)