# Proof of Insurance question **URL:** \ **Category:** PittSpeed Off Topic\ **Created:** [April 4, 2009, 6:04am UTC](https://forums.speedlife.net/t/proof-of-insurance-question/202432 "2009-04-04T06:04:12Z")\ **Posts on this page:** 13\ **Page:** 1
**Author:** ![BigMack\_Srt8](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bigmack_srt8/32/6025_2.png) [@BigMack\_Srt8](https://forums.speedlife.net/u/BigMack_Srt8)\ **Post date:** [April 4, 2009, 6:04am UTC](https://forums.speedlife.net/t/proof-of-insurance-question/202432/1 "2009-04-04T06:04:12Z")
Im going to buy a new car finally. I got approved for my loan last night right as the bank was closing and as soon as i was done i called my insurance company. They were closed and are not opened until monday. I am under my mothers policy on my old car and i just recently got a quote from a women there for my new car i was going to be purchasing in my name . The quote is there as well as my current insurance through my mother. I need proof of insurance to take the car home today and if even i have proof i dont want to take the car home and maybe get into an accident and then not be covered. I talked my to car dealer guy and told him my dilemma and he said since the quote is there if i call the office and and leave a message on there answering machine saying im picking it up today and want to start coverage its a legally binding contract and so i will be covered. Is this true? ---
**Author:** ![Blackbelt](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blackbelt/32/5998_2.png) [@Blackbelt](https://forums.speedlife.net/u/Blackbelt)\ **Post date:** [April 4, 2009, 7:25am UTC](https://forums.speedlife.net/t/proof-of-insurance-question/202432/2 "2009-04-04T07:25:48Z")
A quote is not an acceptance. I would not risk it. Just wait until Monday, and then go get the car. Once you have a policy, you can buy any car and it will automatically have coverage, and you have 7 days to notify your insurance company. But since you do not currently have your own policy, they COULD refuse a claim, based on the fact that your policy request had not been accepted by them. Up to you, but for a few days difference, i would not risk it. ---
**Author:** ![tom\_vito](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/tom_vito/32/6000_2.png) [@tom\_vito](https://forums.speedlife.net/u/tom_vito)\ **Post date:** [April 4, 2009, 8:31am UTC](https://forums.speedlife.net/t/proof-of-insurance-question/202432/3 "2009-04-04T08:31:24Z")
If a quote is proof of insurance I currently got insurance at about 12 agents. I would risk it. It maybe true, but why take a chance for a day??? ---
**Author:** ![BigMack\_Srt8](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bigmack_srt8/32/6025_2.png) [@BigMack\_Srt8](https://forums.speedlife.net/u/BigMack_Srt8)\ **Post date:** [April 4, 2009, 10:58am UTC](https://forums.speedlife.net/t/proof-of-insurance-question/202432/4 "2009-04-04T10:58:26Z")
Im not saying the quote was the proof. Im saying by me calling and leaving a message on there answering machine stating i want the insurance to start that is would be sufficient according to the car dealer. I didnt think that was right thats why i asked on here. ive decided to wait until monday based on what you guys said. Thanks. ---
**Author:** ![Klinkb](https://avatars.discourse-cdn.com/v4/letter/k/ecb155/32.png) [@Klinkb](https://forums.speedlife.net/u/Klinkb)\ **Post date:** [April 4, 2009, 11:00am UTC](https://forums.speedlife.net/t/proof-of-insurance-question/202432/5 "2009-04-04T11:00:35Z")
What are you getting? ---
**Author:** ![BigMack\_Srt8](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bigmack_srt8/32/6025_2.png) [@BigMack\_Srt8](https://forums.speedlife.net/u/BigMack_Srt8)\ **Post date:** [April 4, 2009, 11:11am UTC](https://forums.speedlife.net/t/proof-of-insurance-question/202432/6 "2009-04-04T11:11:31Z")
A boat of a chrysler also known as a 300c srt8 ---
**Author:** ![tom\_vito](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/tom_vito/32/6000_2.png) [@tom\_vito](https://forums.speedlife.net/u/tom_vito)\ **Post date:** [April 4, 2009, 11:40am UTC](https://forums.speedlife.net/t/proof-of-insurance-question/202432/7 "2009-04-04T11:40:43Z")
> [@Michael Vick in trouble (or The Misadventures of Ron Mexico)](https://forums.speedlife.net/t/michael-vick-in-trouble-or-the-misadventures-of-ron-mexico/32852/216): > > Im not saying the quote was the proof. Im saying by me calling and leaving a message on there answering machine stating i want the insurance to start that is would be sufficient according to the car dealer. I didnt think that was right thats why i asked on here. ive decided to wait until monday based on what you guys said. Thanks. THat souns like what I would do. And don’t forget you are talking about a car salesman, they would never tell you something that want true.:eek2: ---
**Author:** ![8Grand](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/8grand/32/5940_2.png) [@8Grand](https://forums.speedlife.net/u/8Grand)\ **Post date:** [April 4, 2009, 11:45am UTC](https://forums.speedlife.net/t/proof-of-insurance-question/202432/8 "2009-04-04T11:45:23Z")
When i bought the SRT years back the dealer refused to release the car with out my insurance company faxin over proof i had insurance. They probably should have told you this already, but every dealer is different ---
**Author:** ![brokeasskorean](https://avatars.discourse-cdn.com/v4/letter/b/e19b73/32.png) [@brokeasskorean](https://forums.speedlife.net/u/brokeasskorean)\ **Post date:** [April 4, 2009, 12:15pm UTC](https://forums.speedlife.net/t/proof-of-insurance-question/202432/9 "2009-04-04T12:15:32Z")
a quote is not a binding contract. its just that, a quote. you didnt sign anything. also to do the title work you must have a active insurance account that is under your name to get the title in your name. ---
**Author:** ![BigMack\_Srt8](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bigmack_srt8/32/6025_2.png) [@BigMack\_Srt8](https://forums.speedlife.net/u/BigMack_Srt8)\ **Post date:** [April 4, 2009, 12:20pm UTC](https://forums.speedlife.net/t/proof-of-insurance-question/202432/10 "2009-04-04T12:20:55Z")
not doing the title work yet. There sending it to my credit union and then after they get it i have to go sign it over ---
**Author:** ![Bswaptcivic](https://avatars.discourse-cdn.com/v4/letter/b/b782af/32.png) [@Bswaptcivic](https://forums.speedlife.net/u/Bswaptcivic)\ **Post date:** [April 4, 2009, 3:07pm UTC](https://forums.speedlife.net/t/proof-of-insurance-question/202432/11 "2009-04-04T15:07:43Z")
mike alls ya gotta do if you are going to go with that insurance company is get the VIN# call them up and put insurance on it, then call the insurance company and have them fax your card to the dealership. It only takes about 5 minutes to put insurance on the car (you can pay with your card over the phone) good luck and send me a pic when you get it! ---
**Author:** ![BigMack\_Srt8](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bigmack_srt8/32/6025_2.png) [@BigMack\_Srt8](https://forums.speedlife.net/u/BigMack_Srt8)\ **Post date:** [April 4, 2009, 3:29pm UTC](https://forums.speedlife.net/t/proof-of-insurance-question/202432/12 "2009-04-04T15:29:13Z")
ya monday it will be easy. I was just trying for saturday and erie insurance was closed. 2 more days isnt going to kill me i guess. I waited 3 years haha. ---
**Author:** ![brokeasskorean](https://avatars.discourse-cdn.com/v4/letter/b/e19b73/32.png) [@brokeasskorean](https://forums.speedlife.net/u/brokeasskorean)\ **Post date:** [April 5, 2009, 3:36am UTC](https://forums.speedlife.net/t/proof-of-insurance-question/202432/13 "2009-04-05T03:36:38Z")
> [@BUFFALO #7 in the COUNTRY for highest gas prices](https://forums.speedlife.net/t/buffalo-7-in-the-country-for-highest-gas-prices/40030/11): > > ya monday it will be easy. I was just trying for saturday and erie insurance was closed. 2 more days isnt going to kill me i guess. I waited 3 years haha. i had the same problem when i bought my car, waiting sucks! haha