# question for anybody that has gotten a loan through Western Division

**URL:** <https://forums.speedlife.net/t/question-for-anybody-that-has-gotten-a-loan-through-western-division/64495>\
**Category:** NYSpeed Automotive\
**Created:** [March 14, 2009, 3:13pm UTC](https://forums.speedlife.net/t/question-for-anybody-that-has-gotten-a-loan-through-western-division/64495 "2009-03-14T15:13:35Z")\
**Posts on this page:** 3\
**Page:** 1

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**Author:** ![Garick](https://avatars.discourse-cdn.com/v4/letter/g/8797f3/32.png) [@Garick](https://forums.speedlife.net/u/Garick)\
**Post date:** [March 14, 2009, 3:13pm UTC](https://forums.speedlife.net/t/question-for-anybody-that-has-gotten-a-loan-through-western-division/64495/1 "2009-03-14T15:13:35Z")

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How did they get the funds to you? I’m approved for an auto loan but I haven’t gone in to sign the final stuff yet.

Is it a typical thing where they give you a blank check and you fill in the seller and VIN? Or they give you a check pre-filled in with this info? Something different?

just trying to figure out some plans and obviously they are closed for the weekend.

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**Author:** ![ryanmcell](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ryanmcell/32/7510_2.png) [@ryanmcell](https://forums.speedlife.net/u/ryanmcell)\
**Post date:** [March 14, 2009, 4:31pm UTC](https://forums.speedlife.net/t/question-for-anybody-that-has-gotten-a-loan-through-western-division/64495/2 "2009-03-14T16:31:13Z")

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Everytime I’ve gotten an auto loan through any bank the check is cut to me, then I just sign it over to the seller or cash it for them.

I would assume this would be the same thing.

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**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\
**Post date:** [March 14, 2009, 4:49pm UTC](https://forums.speedlife.net/t/question-for-anybody-that-has-gotten-a-loan-through-western-division/64495/3 "2009-03-14T16:49:51Z")

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> [@ryanmcell](#):
>
> Everytime I’ve gotten an auto loan through any bank the check is cut to me, then I just sign it over to the seller or cash it for them.
> 
> I would assume this would be the same thing.

x2.

And most banks or FCU’s will cut the check based on the kbb for the car, and not a penny more.

Case in point: I was researching the k20 jdm front end teg for sale a few years back (uncle bens), and was only allowed the kbb value of the car based on the vin and mileage… which was obviously a grossly inaccurate, and low number.