# really complex question **URL:** \ **Category:** Canada Nissan Automotive\ **Created:** [October 29, 2006, 1:23pm UTC](https://forums.speedlife.net/t/really-complex-question/144918 "2006-10-29T13:23:23Z")\ **Posts on this page:** 11\ **Page:** 1
**Author:** ![Evan\_Mcclleland](https://avatars.discourse-cdn.com/v4/letter/e/41988e/32.png) [@Evan\_Mcclleland](https://forums.speedlife.net/u/Evan_Mcclleland)\ **Post date:** [October 29, 2006, 1:23pm UTC](https://forums.speedlife.net/t/really-complex-question/144918/1 "2006-10-29T13:23:23Z")
ok so here is my deal… i have a silvia that when i insured it i had to have an appraisal done. but i want to insure a winter beater, so i would swap the insurance onto that. but when summer rolls around, if i put the insureance back on my car, do i have to reapraise it? is the insureance company stupid like that? PS. its an ALL BLACK silvia! HAHAHHAHHAHAHAHA ---
**Author:** ![kouki240](https://avatars.discourse-cdn.com/v4/letter/k/8dc957/32.png) [@kouki240](https://forums.speedlife.net/u/kouki240)\ **Post date:** [October 29, 2006, 2:08pm UTC](https://forums.speedlife.net/t/really-complex-question/144918/2 "2006-10-29T14:08:32Z")
You don’t do any “swapping” of insurance. You have to keep fire & theft on it while its parked during the winter (or at least that makes the most sense). Its like 20 bucks a year or something stupid like that. ---
**Author:** ![TyPhOOn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/typhoon/32/5800_2.png) [@TyPhOOn](https://forums.speedlife.net/u/TyPhOOn)\ **Post date:** [October 29, 2006, 2:33pm UTC](https://forums.speedlife.net/t/really-complex-question/144918/3 "2006-10-29T14:33:19Z")
yeah make cars are always insured ---
**Author:** ![Ca\_Silvia](https://avatars.discourse-cdn.com/v4/letter/c/5f8ce5/32.png) [@Ca\_Silvia](https://forums.speedlife.net/u/Ca_Silvia)\ **Post date:** [October 29, 2006, 5:27pm UTC](https://forums.speedlife.net/t/really-complex-question/144918/4 "2006-10-29T17:27:58Z")
Whats wrong Evan, today was enough of a taste of winter to make you change your mind about driving your Sil? ---
**Author:** ![TyPhOOn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/typhoon/32/5800_2.png) [@TyPhOOn](https://forums.speedlife.net/u/TyPhOOn)\ **Post date:** [October 30, 2006, 9:23am UTC](https://forums.speedlife.net/t/really-complex-question/144918/5 "2006-10-30T09:23:29Z")
I hope you made it back south on those rear tires dude ---
**Author:** ![Evan\_Mcclleland](https://avatars.discourse-cdn.com/v4/letter/e/41988e/32.png) [@Evan\_Mcclleland](https://forums.speedlife.net/u/Evan_Mcclleland)\ **Post date:** [October 31, 2006, 12:31am UTC](https://forums.speedlife.net/t/really-complex-question/144918/6 "2006-10-31T00:31:41Z")
haha yeah i made it back. and i did change my mind about drving the silvia in winter! bought a SWEET hardbody ! but i was just wondering about the insurance shit. im going to find out about it tomorow anyways. ---
**Author:** ![TyPhOOn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/typhoon/32/5800_2.png) [@TyPhOOn](https://forums.speedlife.net/u/TyPhOOn)\ **Post date:** [October 31, 2006, 6:55am UTC](https://forums.speedlife.net/t/really-complex-question/144918/7 "2006-10-31T06:55:03Z")
good to hear dude …alot of people are having their tires kick the grap out of their cars this week …glad you got lucky ---
**Author:** ![imported\_Godzilla](https://avatars.discourse-cdn.com/v4/letter/i/f04885/32.png) [@imported\_Godzilla](https://forums.speedlife.net/u/imported_Godzilla)\ **Post date:** [October 31, 2006, 8:11pm UTC](https://forums.speedlife.net/t/really-complex-question/144918/8 "2006-10-31T20:11:17Z")
with me as long as i keep the comprehensive insurance on my car year round it dosn’t need reappraisal, i just switch pl/pd for the seasons ---
**Author:** ![baker\_jeff](https://avatars.discourse-cdn.com/v4/letter/b/0ea827/32.png) [@baker\_jeff](https://forums.speedlife.net/u/baker_jeff)\ **Post date:** [October 31, 2006, 8:32pm UTC](https://forums.speedlife.net/t/really-complex-question/144918/9 "2006-10-31T20:32:41Z")
As long as you keep fire/theft on it (which is the smart thing to do), you won’t need to get it re-appraised in the spring. ---
**Author:** ![beatshack](https://avatars.discourse-cdn.com/v4/letter/b/f0a364/32.png) [@beatshack](https://forums.speedlife.net/u/beatshack)\ **Post date:** [November 1, 2006, 12:01am UTC](https://forums.speedlife.net/t/really-complex-question/144918/10 "2006-11-01T00:01:10Z")
i have comprehensive coverage, but no appraisal… is this strange? ---
**Author:** ![Evan\_Mcclleland](https://avatars.discourse-cdn.com/v4/letter/e/41988e/32.png) [@Evan\_Mcclleland](https://forums.speedlife.net/u/Evan_Mcclleland)\ **Post date:** [November 1, 2006, 3:10pm UTC](https://forums.speedlife.net/t/really-complex-question/144918/11 "2006-11-01T15:10:48Z")
talked to insurance company, and coverage is going to be 282 dollars for both vehicles. that seems like alot