# Recommend me a bank.

**URL:** <https://forums.speedlife.net/t/recommend-me-a-bank/50474>\
**Category:** NYSpeed Off Topic\
**Created:** [June 23, 2008, 2:38pm UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474 "2008-06-23T14:38:10Z")\
**Posts on this page:** 20\
**Page:** 2

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**Author:** ![greenbull](https://avatars.discourse-cdn.com/v4/letter/g/bc8723/32.png) [@greenbull](https://forums.speedlife.net/u/greenbull)\
**Post date:** [June 23, 2008, 4:28pm UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/21 "2008-06-23T16:28:41Z")

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M & T Bank…wait WAT???

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**Author:** ![Freek](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/freek/32/7357_2.png) [@Freek](https://forums.speedlife.net/u/Freek)\
**Post date:** [June 23, 2008, 5:29pm UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/22 "2008-06-23T17:29:12Z")

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M&T sucks ass for numerous reasons they charged me over draf fees for no reason and would only pay half of what the over draft total was. i closed that account shortly after.

I’m with citizens right now for my local bank and love it. other wise try swiss or grand cayman 😉

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**Author:** ![Gus](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/gus/32/5112_2.png) [@Gus](https://forums.speedlife.net/u/Gus)\
**Post date:** [June 23, 2008, 5:34pm UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/23 "2008-06-23T17:34:09Z")

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Scotiabank

[http://www.scotiabank.com/cda/index/0,,LIDen\_SID19,00.html](http://www.scotiabank.com/cda/index/0,,LIDen_SID19,00.html)

CKY, you’re richer than you think.

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**Author:** ![Pass\_McGass](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/pass_mcgass/32/7616_2.png) [@Pass\_McGass](https://forums.speedlife.net/u/Pass_McGass)\
**Post date:** [June 23, 2008, 5:35pm UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/24 "2008-06-23T17:35:02Z")

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> [@JoesTypeS](#):
>
> I’ve used M&T for years have always been happy. Sorry you weren’t.

Word. Well, I haven’t _always_ been happy, but I’ve used First Niagara, HSBC and Key, and M&T sucks much less than all of them.

Being able to take out 46.13 in any walk-in ATM \> \*

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**Author:** ![cky89](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cky89/32/4945_2.png) [@cky89](https://forums.speedlife.net/u/cky89)\
**Post date:** [June 23, 2008, 5:47pm UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/25 "2008-06-23T17:47:09Z")

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> [@BuickGN](#):
>
> jesus, do u actually do any research or just post here wanting everyone else to make your decisions, you have got to be the laziest person i see on here.
> 
> anyways lazy, citizens is what i use, been with them over 5 years, never an issue.

Lol, I know a bunch of people on here work for banks, I just wanted an opinion on it. I’ve actually, surprisingly got alot of quality responces.

> [@nitroinsane](#):
>
> keybank I can get u set up if u want

How so? I may be interested…

> [@BuickGN](#):
>
> lol ohh, well i have my period today, so no offense cky

none taken 🙂

> [@Freek](#):
>
> M&T sucks ass for numerous reasons they charged me over draf fees for no reason and would only pay half of what the over draft total was. i closed that account shortly after.
> 
> I’m with citizens right now for my local bank and love it. other wise try swiss or grand cayman 😉

It’s the same way for me. I’m just gonna suck up, pay off the debt to them and go elsewhere

> [@Pass McGrass](#):
>
> Word. Well, I haven’t _always_ been happy, but I’ve used First Niagara, HSBC and Key, and M&T sucks much less than all of them.
> 
> Being able to take out 46.13 in any walk-in ATM \> \*

That’s all I’m gonna miss. Taking out random amounts of $$ kicked ass.

Pretty much between citizens and BOA at this time, possibly key depending on what nitroinsane tells me.

Thanks for the good responses guys :tup:

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**Author:** ![91MR2](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/91mr2/32/7217_2.png) [@91MR2](https://forums.speedlife.net/u/91MR2)\
**Post date:** [June 23, 2008, 6:33pm UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/26 "2008-06-23T18:33:29Z")

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I’m a fan of Citizens Bank.

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**Author:** ![airhead](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/airhead/32/7471_2.png) [@airhead](https://forums.speedlife.net/u/airhead)\
**Post date:** [June 23, 2008, 6:52pm UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/27 "2008-06-23T18:52:34Z")

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I’ve never had a problem with Citizens, plus the Tops locations are nice and convenient.

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**Author:** ![Pass\_McGass](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/pass_mcgass/32/7616_2.png) [@Pass\_McGass](https://forums.speedlife.net/u/Pass_McGass)\
**Post date:** [June 23, 2008, 6:54pm UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/28 "2008-06-23T18:54:49Z")

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> [@airhead](#):
>
> I’ve never had a problem with Citizens, plus the Tops locations are nice and convenient.

But that means you have to go into Tops.

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**Author:** ![Penfold](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/penfold/32/5007_2.png) [@Penfold](https://forums.speedlife.net/u/Penfold)\
**Post date:** [June 23, 2008, 6:54pm UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/29 "2008-06-23T18:54:52Z")

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citizens here s well.

Open until 8 at night a tops is a huge plus.

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**Author:** ![cky89](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cky89/32/4945_2.png) [@cky89](https://forums.speedlife.net/u/cky89)\
**Post date:** [June 23, 2008, 7:01pm UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/30 "2008-06-23T19:01:37Z")

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Sounds like citizens is a WinnAr.

I’ll head there later this week when I get my check.

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**Author:** ![psphinx81](https://avatars.discourse-cdn.com/v4/letter/p/e9a140/32.png) [@psphinx81](https://forums.speedlife.net/u/psphinx81)\
**Post date:** [June 23, 2008, 7:02pm UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/31 "2008-06-23T19:02:14Z")

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ill be your bank, i need a motor

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**Author:** ![cky89](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cky89/32/4945_2.png) [@cky89](https://forums.speedlife.net/u/cky89)\
**Post date:** [June 23, 2008, 7:03pm UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/32 "2008-06-23T19:03:38Z")

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lol no.

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**Author:** ![Studderin](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/studderin/32/7197_2.png) [@Studderin](https://forums.speedlife.net/u/Studderin)\
**Post date:** [June 23, 2008, 7:05pm UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/33 "2008-06-23T19:05:59Z")

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M&T sucks closed my account with them.

still using BoA since I was 16, no problems

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**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\
**Post date:** [June 24, 2008, 5:57am UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/34 "2008-06-24T05:57:27Z")

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Well lets see. With HSBC I have:

-Free checking with no minimum balance  
-Online savings with no minimum balance, 3.5% APY right now  
-Banks all over the world (it sure was convenient being able to get cash on that little island off the coast of Mexico without paying a fee.)  
-Free overdraft protection. Why anyone wouldn’t want free overdraft protection is mind boggling.  
-Free online banking with a reliable website.  
-Evening and Saturday morning hours for that one time every few years when you need to do something in person.

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**Author:** ![Bacon](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bacon/32/7230_2.png) [@Bacon](https://forums.speedlife.net/u/Bacon)\
**Post date:** [June 24, 2008, 6:01am UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/35 "2008-06-24T06:01:14Z")

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MikeRi24 v2.0?

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**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\
**Post date:** [June 24, 2008, 6:05am UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/36 "2008-06-24T06:05:02Z")

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> [@FuzzyFish](#):
>
> MikeRi24 v2.0?

What the hell happened to him? So many people have left.

What a good idea!

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**Author:** ![Bacon](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bacon/32/7230_2.png) [@Bacon](https://forums.speedlife.net/u/Bacon)\
**Post date:** [June 24, 2008, 6:20am UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/37 "2008-06-24T06:20:09Z")

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Dunno, I rather liked Mike too.

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**Author:** ![walter](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/walter/32/7202_2.png) [@walter](https://forums.speedlife.net/u/walter)\
**Post date:** [June 24, 2008, 6:21am UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/38 "2008-06-24T06:21:25Z")

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Why would you want no overdraft protection?

BOA gets a :tup: from me but I don’t know what their WNY coverage is like.

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**Author:** ![Nikuk](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/nikuk/32/7254_2.png) [@Nikuk](https://forums.speedlife.net/u/Nikuk)\
**Post date:** [June 24, 2008, 6:25am UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/39 "2008-06-24T06:25:38Z")

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> [@walter](#):
>
> Why would you want no overdraft protection?
> 
> BOA gets a :tup: from me but I don’t know what their WNY coverage is like.

not extensive, but growing. Tough market to crack.

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**Author:** ![Nikuk](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/nikuk/32/7254_2.png) [@Nikuk](https://forums.speedlife.net/u/Nikuk)\
**Post date:** [June 24, 2008, 6:26am UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/40 "2008-06-24T06:26:01Z")

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> [@Fry](#):
>
> What the hell happened to him? So many people have left.
> 
> What a good idea!

he’s still around.

:snky:

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