# Recommend me a bank. **URL:** \ **Category:** NYSpeed Off Topic\ **Created:** [June 23, 2008, 2:38pm UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474 "2008-06-23T14:38:10Z")\ **Posts on this page:** 20\ **Page:** 3
**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\ **Post date:** [June 24, 2008, 6:39am UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/41 "2008-06-24T06:39:20Z")
> [@Fry](#): > > Well lets see. With HSBC I have: > > -Free checking with no minimum balance > -Online savings with no minimum balance, 3.5% APY right now > -Banks all over the world (it sure was convenient being able to get cash on that little island off the coast of Mexico without paying a fee.) > -Free overdraft protection. Why anyone wouldn’t want free overdraft protection is mind boggling. > -Free online banking with a reliable website. > -Evening and Saturday morning hours for that one time every few years when you need to do something in person. :word: although I am biased, because I work from them, but branchwise around here, HSBC and M&T are head and shoulders above the competition. Since you already had problems with one of them, it makes sense to go HSBC. ---
**Author:** ![SkunkApe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/skunkape/32/7575_2.png) [@SkunkApe](https://forums.speedlife.net/u/SkunkApe)\ **Post date:** [June 24, 2008, 7:00am UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/42 "2008-06-24T07:00:22Z")
> [@JoesTypeS](#): > > I’ve used M&T for years have always been happy. Sorry you weren’t. qft ive been with them for a long time now… never had any issues ---
**Author:** ![boxxa](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/boxxa/32/5045_2.png) [@boxxa](https://forums.speedlife.net/u/boxxa)\ **Post date:** [June 24, 2008, 7:27am UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/43 "2008-06-24T07:27:33Z")
i use key. i wish it was a little more national since a travel so much and i think i might switch to HSBC or BoA since there isn’t a Chase around here. what about fees? i always hear people have to use their debt cards certain ways or they get charged fees to use it at a store? that is my big concern. i dont want to pay my bank money to buy something. ---
**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\ **Post date:** [June 24, 2008, 7:31am UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/44 "2008-06-24T07:31:15Z")
No fees at HSBC. Except for using my debit card to take out money at non-HSBC ATM’s, there are no fees. But there are HSBC ATM’s everywhere. No fees for purchases. None for cash-back with purchases. ---
**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\ **Post date:** [June 24, 2008, 7:37am UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/45 "2008-06-24T07:37:10Z")
> [@Fry](#): > > No fees at HSBC. Except for using my debit card to take out money at non-HSBC ATM’s, there are no fees. But there are HSBC ATM’s everywhere. > > No fees for purchases. None for cash-back with purchases. You’re pretty good…looking to change jobs again? Our bathroom walls in the center are surprisingly sound-deadening. ---
**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\ **Post date:** [June 24, 2008, 8:33am UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/46 "2008-06-24T08:33:58Z")
:lol: Where do I sign up? ---
**Author:** ![MaximaSE98](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/maximase98/32/7600_2.png) [@MaximaSE98](https://forums.speedlife.net/u/MaximaSE98)\ **Post date:** [June 24, 2008, 8:52am UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/47 "2008-06-24T08:52:22Z")
> [@SkunkApe](#): > > qft > > ive been with them for a long time now… never had any issues same here since i was 16 ---
**Author:** ![maverick27](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/maverick27/32/4946_2.png) [@maverick27](https://forums.speedlife.net/u/maverick27)\ **Post date:** [June 24, 2008, 8:59am UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/48 "2008-06-24T08:59:09Z")
> [@boardjnky4](#): > > hsbc never really gave me any issues. > > HSBC online security is good but a PITA to log in. thats why its so secure. Happy w/ HSBC here. ---
**Author:** ![cky89](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cky89/32/4945_2.png) [@cky89](https://forums.speedlife.net/u/cky89)\ **Post date:** [June 24, 2008, 9:07am UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/49 "2008-06-24T09:07:05Z")
I think theres only 1 HSBC here ☹ I’ll look online for their other branches and look into them. It’s kind of good to have these opinions… I don’t want the random M&T charges on my account to happen elsewhere lol ---
**Author:** ![JayS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jays/32/15375_2.png) [@JayS](https://forums.speedlife.net/u/JayS)\ **Post date:** [June 24, 2008, 9:07am UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/50 "2008-06-24T09:07:10Z")
Hard to beat HSBC in WNY. There is pretty much always a branch within a couple miles of you and they offer free everything. The only complaint I’ve had in the last 5 years is that my local branch has hired a couple women with heavy accents that are difficult to understand from the drive-thru. A pretty minor issue though. ---
**Author:** ![boxxa](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/boxxa/32/5045_2.png) [@boxxa](https://forums.speedlife.net/u/boxxa)\ **Post date:** [June 24, 2008, 9:13am UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/51 "2008-06-24T09:13:56Z")
> [@Fry](#): > > No fees at HSBC. Except for using my debit card to take out money at non-HSBC ATM’s, there are no fees. But there are HSBC ATM’s everywhere. > > No fees for purchases. None for cash-back with purchases. What account do you have? So no fees if you run your card as credit or debt? No ATM fees other than the specific ATM fee it might charge you to use? ---
**Author:** ![95Z28](https://avatars.discourse-cdn.com/v4/letter/9/85e7bf/32.png) [@95Z28](https://forums.speedlife.net/u/95Z28)\ **Post date:** [June 24, 2008, 1:05pm UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/52 "2008-06-24T13:05:22Z")
Citizen’s. Open late and 7 days, awesome customer service, several branches around WS. I got $50 when I first opened my checking account with them. I now have my savings, checking w/ debit card, and credit card all with them. ---
**Author:** ![dawn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dawn/32/7209_2.png) [@dawn](https://forums.speedlife.net/u/dawn)\ **Post date:** [June 24, 2008, 1:10pm UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/53 "2008-06-24T13:10:56Z")
Steve what do you mean there’s only 1 HSBC there? There’s like, 5 HSBC’s in less than a mile. They’re everywhere. I love HSBC. Except I don’t love that they approved me for a 2k credit card/overdraft protection and now I’m in debt. But, I’m stupid. ---
**Author:** ![dawn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dawn/32/7209_2.png) [@dawn](https://forums.speedlife.net/u/dawn)\ **Post date:** [June 24, 2008, 1:14pm UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/54 "2008-06-24T13:14:44Z")
[http://www.us.hsbc.com/1/2/!ut/p/kcxml/04\_Sj9SPykssy0xPLMnMz0vM0Y\_QjzKLN4p3CnEHSZnFm8Qbm-pHoggZxDsiRIL0vfV9PfJzU\_UD9AtyQyPKHR0VAd9aUNI!/delta/base64xml/L0lDU0lKQ1RPN29na21DU1Evb0tvUUFBSVFnakZJQUFRaENFSVFqR0VKemdBIS80SkZpQ28wZWgxaWNvblFWR2hkLXNJZDJFQSEhLzdfMl8xNkxILzIvc2Eu#7\_2\_16LH](http://www.us.hsbc.com/1/2/!ut/p/kcxml/04_Sj9SPykssy0xPLMnMz0vM0Y_QjzKLN4p3CnEHSZnFm8Qbm-pHoggZxDsiRIL0vfV9PfJzU_UD9AtyQyPKHR0VAd9aUNI!/delta/base64xml/L0lDU0lKQ1RPN29na21DU1Evb0tvUUFBSVFnakZJQUFRaENFSVFqR0VKemdBIS80SkZpQ28wZWgxaWNvblFWR2hkLXNJZDJFQSEhLzdfMl8xNkxILzIvc2Eu#7_2_16LH) I did a search with Blasdell’s zip because I don’t know yours. ---
**Author:** ![cky89](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cky89/32/4945_2.png) [@cky89](https://forums.speedlife.net/u/cky89)\ **Post date:** [June 24, 2008, 1:17pm UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/55 "2008-06-24T13:17:04Z")
yeahh theres like 4 around here. not too bad. I’m looking into 3 now and trying to get it down to 1 by friday lol ---
**Author:** ![boardjnky4](https://avatars.discourse-cdn.com/v4/letter/b/96bed5/32.png) [@boardjnky4](https://forums.speedlife.net/u/boardjnky4)\ **Post date:** [June 24, 2008, 1:19pm UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/56 "2008-06-24T13:19:50Z")
> [@maverick27](#): > > thats why its so secure. Happy w/ HSBC here. that doesn’t change the fact that it’s really annoying lol I would have kept hsbc around if there were any branches where I live. ---
**Author:** ![JayS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jays/32/15375_2.png) [@JayS](https://forums.speedlife.net/u/JayS)\ **Post date:** [June 24, 2008, 1:39pm UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/57 "2008-06-24T13:39:14Z")
> [@dawn](#): > > I love HSBC. Except I don’t love that they approved me for a 2k credit card/overdraft protection and now I’m in debt. But, I’m stupid. :picard: ---
**Author:** ![JustinH](https://avatars.discourse-cdn.com/v4/letter/j/9fc29f/32.png) [@JustinH](https://forums.speedlife.net/u/JustinH)\ **Post date:** [June 24, 2008, 3:29pm UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/58 "2008-06-24T15:29:13Z")
boa has a $50 promotion going right now to open a checking [http://www.bankofamerica.com/promos/jump/uspsmovers/](http://www.bankofamerica.com/promos/jump/uspsmovers/) It used to be $100 when I signed up with them a year ago, but my gf just opened an account and she got 50. They have been great with me, no problems. Plus when I go on a trip, I can always find a boa branch to take out cash, make a deposit, etc. ---
**Author:** ![dawn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dawn/32/7209_2.png) [@dawn](https://forums.speedlife.net/u/dawn)\ **Post date:** [June 24, 2008, 3:37pm UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/59 "2008-06-24T15:37:22Z")
> [@JayS](#): > > :picard: you can say that again. about 15 million times. at first i thought it would be great, because if i was ever in an emergency i’d be covered. but then everything turned into an emergency. DOH. ---
**Author:** ![ericvw7989](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ericvw7989/32/5070_2.png) [@ericvw7989](https://forums.speedlife.net/u/ericvw7989)\ **Post date:** [June 25, 2008, 9:46am UTC](https://forums.speedlife.net/t/recommend-me-a-bank/50474/60 "2008-06-25T09:46:45Z")
cky go to financial trust credit union right on seneca thats where i go they are awesomeee i havent had any problems they are the best to help you with loans and what not also ! [Previous page](https://forums.speedlife.net/t/recommend-me-a-bank/50474.md?page=2)