# Recommendation for a consolidation loan?
**URL:** https://forums.speedlife.net/t/recommendation-for-a-consolidation-loan/34722
**Category:** NYSpeed Off Topic
**Created:** [September 1, 2007, 1:17pm UTC](https://forums.speedlife.net/t/recommendation-for-a-consolidation-loan/34722 "2007-09-01T13:17:41Z")
**Posts on this page:** 7
**Page:** 1
### Author:  [@JDMR2](https://forums.speedlife.net/u/JDMR2)
#### Post date: [September 1, 2007, 1:17pm UTC](https://forums.speedlife.net/t/recommendation-for-a-consolidation-loan/34722/1 "2007-09-01T13:17:41Z")
Come to realize I have my debt spread out over way too many places and it would be much easier to lump it all into one larger payment, at a hopefully noticeably lower interest rate
Anyone recommend a good place to start looking? I checked my local HSBC but they had a rediculously higher rate than most all of my loans and bills. Maybe a good credit union?
Help appreciated…
---
### Author:  [@Violator](https://forums.speedlife.net/u/Violator)
#### Post date: [September 1, 2007, 1:42pm UTC](https://forums.speedlife.net/t/recommendation-for-a-consolidation-loan/34722/2 "2007-09-01T13:42:43Z")
Credit Union would be the absolute best place.
Capital One had some generous policies.
---
### Author:  [@JDMR2](https://forums.speedlife.net/u/JDMR2)
#### Post date: [September 1, 2007, 3:54pm UTC](https://forums.speedlife.net/t/recommendation-for-a-consolidation-loan/34722/3 "2007-09-01T15:54:04Z")
Anyone recommend a good local credit union?
---
### Author:  [@dreid](https://forums.speedlife.net/u/dreid)
#### Post date: [September 1, 2007, 10:26pm UTC](https://forums.speedlife.net/t/recommendation-for-a-consolidation-loan/34722/4 "2007-09-01T22:26:05Z")
The thing I hate(might get flamed for this) is that you need good credit for a debt consolidation loan. it seems kinda ironic to me.
1 more CC and I am out of debt. CC debt that is, parental loan is next on my list to pay off.
my dad has been very pleased with Crossroads on williams and woodlawn auto workers credit union.
---
### Author:  [@JDMR2](https://forums.speedlife.net/u/JDMR2)
#### Post date: [September 3, 2007, 1:53pm UTC](https://forums.speedlife.net/t/recommendation-for-a-consolidation-loan/34722/5 "2007-09-03T13:53:26Z")
good suggestions there
others?
---
### Author:  [@walter](https://forums.speedlife.net/u/walter)
#### Post date: [September 3, 2007, 1:58pm UTC](https://forums.speedlife.net/t/recommendation-for-a-consolidation-loan/34722/6 "2007-09-03T13:58:50Z")
0% interest rate CC
> **[Credit Cards - Compare Credit Card Offers at CreditCards.com](https://www.creditcards.com/)**
>
> Compare Credit Cards & Credit Card Offers at CreditCards.com. Search credit cards and reviews about the best low interest, 0% balance transfer, reward, cash back, prepaid, student, airline, business and instant approval credit cards. Apply for Credit...
---
### Author:  [@JDMR2](https://forums.speedlife.net/u/JDMR2)
#### Post date: [September 3, 2007, 3:03pm UTC](https://forums.speedlife.net/t/recommendation-for-a-consolidation-loan/34722/7 "2007-09-03T15:03:52Z")
i agree, but the amount of debt i want to consolidate i don’t think would fit under a credit card…