# Rent Vs. Buy Myths That Ruined the Housing Market

**URL:** <https://forums.speedlife.net/t/rent-vs-buy-myths-that-ruined-the-housing-market/45333>\
**Category:** NYSpeed Off Topic\
**Created:** [March 20, 2008, 8:44am UTC](https://forums.speedlife.net/t/rent-vs-buy-myths-that-ruined-the-housing-market/45333 "2008-03-20T08:44:25Z")\
**Posts on this page:** 1\
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**Author:** ![Jack](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jack/32/7613_2.png) [@Jack](https://forums.speedlife.net/u/Jack)\
**Post date:** [March 21, 2008, 2:27pm UTC](https://forums.speedlife.net/t/rent-vs-buy-myths-that-ruined-the-housing-market/45333/36 "2008-03-21T14:27:00Z")

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So… big down payment or no down payment?

Say you have $20k in the bank… and you’ve been saving it for a house… but now interest rates are 5% (ish) … are you better off investing that money elsewhere or putting it down on a $150k house?

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