# Rent Vs. Buy Myths That Ruined the Housing Market

**URL:** <https://forums.speedlife.net/t/rent-vs-buy-myths-that-ruined-the-housing-market/45333>\
**Category:** NYSpeed Off Topic\
**Created:** [March 20, 2008, 8:44am UTC](https://forums.speedlife.net/t/rent-vs-buy-myths-that-ruined-the-housing-market/45333 "2008-03-20T08:44:25Z")\
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**Author:** ![Syclone11](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/syclone11/32/7300_2.png) [@Syclone11](https://forums.speedlife.net/u/Syclone11)\
**Post date:** [March 25, 2008, 9:05am UTC](https://forums.speedlife.net/t/rent-vs-buy-myths-that-ruined-the-housing-market/45333/59 "2008-03-25T09:05:33Z")

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> [@theblue](#):
>
> but the whole argument to putting little down (when you have money) is that you can make more money via investing vs. putting that into the house where you can borrow money cheaply.

Average 10 year return on investments (taken from tiaa-cref as of 2/29/08 [Performance of Mutual Funds and In-Plan Annuities | TIAA](http://www.tiaa-cref.org/performance/retirement/)):

World/Global Equities: 4.51%  
US Stocks: 4.80%  
Money Market: 3.62%  
Bond Market: 5.78%  
Real Estate: 9.73% (this includes the recent down-turn, last year, 10 year figures were at around 12.35%)

But, again, I do say diversify and use a balanced approach to investing. And all the ‘liquid’ cash is nice to have, but realistically, even in an interest bearing checking or savings account you aren’t getting more than a 2-3% return, you might as well put it under the mattress.

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