# salvage title question

**URL:** <https://forums.speedlife.net/t/salvage-title-question/62624>\
**Category:** NYSpeed Automotive\
**Created:** [February 6, 2009, 5:22pm UTC](https://forums.speedlife.net/t/salvage-title-question/62624 "2009-02-06T17:22:10Z")\
**Posts on this page:** 11\
**Page:** 1

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**Author:** ![NYstanger](https://avatars.discourse-cdn.com/v4/letter/n/6a8cbe/32.png) [@NYstanger](https://forums.speedlife.net/u/NYstanger)\
**Post date:** [February 6, 2009, 5:22pm UTC](https://forums.speedlife.net/t/salvage-title-question/62624/1 "2009-02-06T17:22:10Z")

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I’m looking into a wheeler that was wrecked and totaled. [Insurance](http://www.raptorforum.com/forums/showthread.php?t=49502#) paid it off and he bought it back. Claims it was a couple bent tabs on the frame, headlight, handlebars, and headlight mount. As far as registering it and insuring it, whats the deal? Will the registration say totaled?

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**Author:** ![K.A.T](https://avatars.discourse-cdn.com/v4/letter/k/ba8739/32.png) [@K.A.T](https://forums.speedlife.net/u/K.A.T)\
**Post date:** [February 6, 2009, 7:58pm UTC](https://forums.speedlife.net/t/salvage-title-question/62624/2 "2009-02-06T19:58:23Z")

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i dont know about a quad but i know with a bike you need to take it to a NY state inspector and pay $200 for the state to deem the vehicle “fit” for riding, which pretty much means they will issue you a “rebuilt” title.

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**Author:** ![deebo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/deebo/32/5218_2.png) [@deebo](https://forums.speedlife.net/u/deebo)\
**Post date:** [February 6, 2009, 8:00pm UTC](https://forums.speedlife.net/t/salvage-title-question/62624/3 "2009-02-06T20:00:21Z")

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i didnt even know atvs had insurance?

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**Author:** ![travisn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/travisn/32/5046_2.png) [@travisn](https://forums.speedlife.net/u/travisn)\
**Post date:** [February 6, 2009, 8:04pm UTC](https://forums.speedlife.net/t/salvage-title-question/62624/4 "2009-02-06T20:04:28Z")

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yea i was thinking the same thing, its just a registration. go to the dmv and ask?

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**Author:** ![99Ls1](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/99ls1/32/5344_2.png) [@99Ls1](https://forums.speedlife.net/u/99Ls1)\
**Post date:** [February 6, 2009, 8:13pm UTC](https://forums.speedlife.net/t/salvage-title-question/62624/5 "2009-02-06T20:13:58Z")

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you can insure an atv,dirtbike,sled, and jetski.

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**Author:** ![deebo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/deebo/32/5218_2.png) [@deebo](https://forums.speedlife.net/u/deebo)\
**Post date:** [February 6, 2009, 8:18pm UTC](https://forums.speedlife.net/t/salvage-title-question/62624/6 "2009-02-06T20:18:18Z")

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for what purpose?

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**Author:** ![travisn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/travisn/32/5046_2.png) [@travisn](https://forums.speedlife.net/u/travisn)\
**Post date:** [February 6, 2009, 8:49pm UTC](https://forums.speedlife.net/t/salvage-title-question/62624/7 "2009-02-06T20:49:10Z")

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so when you wreck it the ins co pays for it, just like a car. or if it gets stolen.

you can insure anything really. houses, cell phones, people, etc

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**Author:** ![99Ls1](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/99ls1/32/5344_2.png) [@99Ls1](https://forums.speedlife.net/u/99Ls1)\
**Post date:** [February 6, 2009, 8:50pm UTC](https://forums.speedlife.net/t/salvage-title-question/62624/8 "2009-02-06T20:50:24Z")

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its also incase you somehow hurt yourself or others while riding the recreational vehicle.

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**Author:** ![sobo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/sobo/32/5267_2.png) [@sobo](https://forums.speedlife.net/u/sobo)\
**Post date:** [February 6, 2009, 8:51pm UTC](https://forums.speedlife.net/t/salvage-title-question/62624/9 "2009-02-06T20:51:16Z")

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Buy it, fix it… ride it.

You really don’t need to register a four wheeler if your riding it… Just don’t drive on the road and the cops can’t do shit.

You ever see a crown vic off roading? They don’t do it so good.

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**Author:** ![Matt\_Danger](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/matt_danger/32/4981_2.png) [@Matt\_Danger](https://forums.speedlife.net/u/Matt_Danger)\
**Post date:** [February 6, 2009, 9:06pm UTC](https://forums.speedlife.net/t/salvage-title-question/62624/10 "2009-02-06T21:06:03Z")

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> [@sobo](#):
>
> Buy it, fix it… ride it.
> 
> You really don’t need to register a four wheeler if your riding it… Just don’t drive on the road and the cops can’t do shit.
> 
> You ever see a crown vic off roading? They don’t do it so good.

NY state requires that you insure it if you’re riding on land you don’t own. If you live on a big piece of property then it’s not an issue. My grandfather owns about 200 acres that I rode on when I was a kid so we never registered any of our ATVs or dirtbikes.

As far as cops: One time I was riding down a road near our property and a cop drove past me. He pulled a u-turn and tried to come after me, probably to yell at me to get off the road. I rode onto a trail and got away. He went to one of the nearby houses and asked the neighbor who I was and where I lived. He showed up and gave me a lecture about life and choosing between right and wrong. It was ridiculous, I was 14 and scared shitless.

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**Author:** ![travisn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/travisn/32/5046_2.png) [@travisn](https://forums.speedlife.net/u/travisn)\
**Post date:** [February 6, 2009, 9:09pm UTC](https://forums.speedlife.net/t/salvage-title-question/62624/11 "2009-02-06T21:09:11Z")

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> [@Matt Danger](#):
>
> NY state requires that you insure it if you’re riding on land you don’t own. If you live on a big piece of property then it’s not an issue. My grandfather owns about 200 acres that I rode on when I was a kid so we never registered any of our ATVs or dirtbikes.
> 
> As far as cops: One time I was riding down a road near our property and a cop drove past me. He pulled a u-turn and tried to come after me, probably to yell at me to get off the road. I rode onto a trail and got away. He went to one of the nearby houses and asked the neighbor who I was and where I lived. He showed up and gave me a lecture about life and choosing between right and wrong. It was ridiculous, I was 14 and scared shitless.

nys requires registration, not insurance. I never had ins on my raptor and it was registered with a plate. only sleds need insurance. idk why though
