# Saving money, cutting costs **URL:** \ **Category:** Shift518 Off Topic\ **Created:** [December 22, 2012, 8:54pm UTC](https://forums.speedlife.net/t/saving-money-cutting-costs/265835 "2012-12-22T20:54:40Z")\ **Posts on this page:** 20\ **Page:** 2
**Author:** ![PJB](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/pjb/32/6389_2.png) [@PJB](https://forums.speedlife.net/u/PJB)\ **Post date:** [December 23, 2012, 2:58pm UTC](https://forums.speedlife.net/t/saving-money-cutting-costs/265835/21 "2012-12-23T14:58:10Z")
Ive gotten so much better with bills since I got a new job and make over $4 an hour more than I used to. I already paid off one loan and now Ive got my credit card down low enough where Im probably going to have it paid off in a month or two at most. Im going to take the amount I was paying on my personal loan out of the bank and put it towards my credit card bill just to pay it off quicker. Ive also been putting any money I make doing side jobs towards the credit card bill. Once the credit card is paid off Im going to work on paying off my truck and once thats paid off Ill pay off my atv. The atv loan is my lowest priority because it has the lowest interest rate. ---
**Author:** ![SSmokinn\_SS](https://avatars.discourse-cdn.com/v4/letter/s/ec9cab/32.png) [@SSmokinn\_SS](https://forums.speedlife.net/u/SSmokinn_SS)\ **Post date:** [December 23, 2012, 4:52pm UTC](https://forums.speedlife.net/t/saving-money-cutting-costs/265835/22 "2012-12-23T16:52:35Z")
> [@Getting a little more than you asked for at the ATM..](https://forums.speedlife.net/t/getting-a-little-more-than-you-asked-for-at-the-atm/51325/18): > > Babies are expensive little fucks yeah but mountain dew and pullout method are the cheapest birth control. fuck at this point my damn puppy is more expensive then a kid…but the wife had to have one! ---
**Author:** ![capitalcrew](https://avatars.discourse-cdn.com/v4/letter/c/e79b87/32.png) [@capitalcrew](https://forums.speedlife.net/u/capitalcrew)\ **Post date:** [December 23, 2012, 5:05pm UTC](https://forums.speedlife.net/t/saving-money-cutting-costs/265835/23 "2012-12-23T17:05:17Z")
It works just as good if you nut in her then pour mountain dew in her box. Try it. ---
**Author:** ![d\_gage](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/d_gage/32/6321_2.png) [@d\_gage](https://forums.speedlife.net/u/d_gage)\ **Post date:** [December 23, 2012, 5:06pm UTC](https://forums.speedlife.net/t/saving-money-cutting-costs/265835/24 "2012-12-23T17:06:16Z")
> [@The "Oil Prices" thread.](https://forums.speedlife.net/t/the-oil-prices-thread/44739/727): > > fuck at this point my damn puppy is more expensive then a kid…but the wife had to have one! doubt it. ---
**Author:** ![sbardy](https://avatars.discourse-cdn.com/v4/letter/s/8edcca/32.png) [@sbardy](https://forums.speedlife.net/u/sbardy)\ **Post date:** [December 23, 2012, 8:21pm UTC](https://forums.speedlife.net/t/saving-money-cutting-costs/265835/25 "2012-12-23T20:21:15Z")
Saving money is for Jews. I’m never moving out of my parents house. ---
**Author:** ![6SPD\_S4](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/6spd_s4/32/6326_2.png) [@6SPD\_S4](https://forums.speedlife.net/u/6SPD_S4)\ **Post date:** [December 23, 2012, 8:44pm UTC](https://forums.speedlife.net/t/saving-money-cutting-costs/265835/26 "2012-12-23T20:44:10Z")
:skid ---
**Author:** ![SSmokinn\_SS](https://avatars.discourse-cdn.com/v4/letter/s/ec9cab/32.png) [@SSmokinn\_SS](https://forums.speedlife.net/u/SSmokinn_SS)\ **Post date:** [December 23, 2012, 10:01pm UTC](https://forums.speedlife.net/t/saving-money-cutting-costs/265835/27 "2012-12-23T22:01:42Z")
> [@WTB: summer toy.](https://forums.speedlife.net/t/wtb-summer-toy/51317/26): > > Saving money is for Jews. > > I’m never moving out of my parents house. speaking of that. I need to save up money to get a charger. can I move into your mothers house, and be your roomie? We can snuggle. ---
**Author:** ![sbardy](https://avatars.discourse-cdn.com/v4/letter/s/8edcca/32.png) [@sbardy](https://forums.speedlife.net/u/sbardy)\ **Post date:** [December 24, 2012, 6:29am UTC](https://forums.speedlife.net/t/saving-money-cutting-costs/265835/28 "2012-12-24T06:29:02Z")
> [@Getting a little more than you asked for at the ATM..](https://forums.speedlife.net/t/getting-a-little-more-than-you-asked-for-at-the-atm/51325/20): > > speaking of that. I need to save up money to get a charger. > > can I move into your mothers house, and be your roomie? We can snuggle. my mom makes amazing panty cakes. ---
**Author:** ![PJB](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/pjb/32/6389_2.png) [@PJB](https://forums.speedlife.net/u/PJB)\ **Post date:** [December 24, 2012, 6:33am UTC](https://forums.speedlife.net/t/saving-money-cutting-costs/265835/29 "2012-12-24T06:33:43Z")
![http://www.jewishjournal.com/images/articles/htj-dreidel.jpg](http://www.jewishjournal.com/images/articles/htj-dreidel.jpg) ---
**Author:** ![Boost\_Creep](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/boost_creep/32/6366_2.png) [@Boost\_Creep](https://forums.speedlife.net/u/Boost_Creep)\ **Post date:** [December 24, 2012, 7:47am UTC](https://forums.speedlife.net/t/saving-money-cutting-costs/265835/30 "2012-12-24T07:47:36Z")
Great thread Trace. ---
**Author:** ![GermanPSI](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/germanpsi/32/6353_2.png) [@GermanPSI](https://forums.speedlife.net/u/GermanPSI)\ **Post date:** [December 24, 2012, 8:33am UTC](https://forums.speedlife.net/t/saving-money-cutting-costs/265835/31 "2012-12-24T08:33:14Z")
Good stuff in here ---
**Author:** ![KrazyKid](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/krazykid/32/6371_2.png) [@KrazyKid](https://forums.speedlife.net/u/KrazyKid)\ **Post date:** [December 24, 2012, 10:38am UTC](https://forums.speedlife.net/t/saving-money-cutting-costs/265835/32 "2012-12-24T10:38:28Z")
> [@Gun Crowd, lets go shooting](https://forums.speedlife.net/t/gun-crowd-lets-go-shooting/50616/48): > > Open a high yield savings account. I have one that I’m getting .9% interest. I use American Express, but there are others and the rates vary. Let me take my $100,000 I have kicking around in shoe boxes, and put it into a HIGH yield savings account (.9% APY). So, that made me $900 a year! WAHOOOO! Or, you could pay Wayne to find you a WW2 air compressor, then sell it for a $1200 profit, and give him a $300 payment for cunsulting fees… then make that money in a weekend. High yield accounts work great for bill gates. Not so much for the ave joe penny pincher. ---
**Author:** ![KrazyKid](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/krazykid/32/6371_2.png) [@KrazyKid](https://forums.speedlife.net/u/KrazyKid)\ **Post date:** [December 24, 2012, 10:45am UTC](https://forums.speedlife.net/t/saving-money-cutting-costs/265835/33 "2012-12-24T10:45:38Z")
I spend money like an idiot. Never seem to save money. The last 2 months I fought to pay attention to every thing I buy, and if I dont need it, i dont get it. Keep it that simple. Get into a daily flow, and those money wasters everyday are forgotten and my checking account shows it. PAY OFF YOUR DEBT! First and foremost. You could take your high yeild savings account and multiply it by 20, and your ave credit card intrest rate will CRUSH the money your savings account made you. If ya sell something, and make a few g’s on it, PAY THAT SHIT OFF! Dont fool yourself into not doing it. When all goes as planed for me (notice I didnt say IF) and I stick to the plan I put infront of me, I will be debt free this time next year (minus my house). Instead of that C6 vette in my driveway, I will have 3 bills to pay instead of 11. STUPID money saved each month, and more importantly a piss ton of stress off my shoulders. ---
**Author:** ![sbardy](https://avatars.discourse-cdn.com/v4/letter/s/8edcca/32.png) [@sbardy](https://forums.speedlife.net/u/sbardy)\ **Post date:** [December 24, 2012, 11:05am UTC](https://forums.speedlife.net/t/saving-money-cutting-costs/265835/34 "2012-12-24T11:05:37Z")
> [@anyone down for some runs? southtowns](https://forums.speedlife.net/t/anyone-down-for-some-runs-southtowns/51311/4): > > Let me take my $100,000 I have kicking around in shoe boxes, and put it into a HIGH yield savings account (.9% APY). > > So, that made me $900 a year! WAHOOOO! > > Or, you could pay Wayne to find you a WW2 air compressor, then sell it for a $1200 profit, and give him a $300 payment for cunsulting fees… then make that money in a weekend. > > High yield accounts work great for bill gates. Not so much for the ave joe penny pincher. This… Who the fuck puts money into a savings account these days to actually make money… If your not even making 1%, it costs you more in gas to drive to the bank to make a deposit. Put your money into a Roth and real estate. And be set when your 50 when your buddy’s are still putting money in their savings account making 200 a year. ---
**Author:** ![Wayne64SS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/wayne64ss/32/6365_2.png) [@Wayne64SS](https://forums.speedlife.net/u/Wayne64SS)\ **Post date:** [December 24, 2012, 1:07pm UTC](https://forums.speedlife.net/t/saving-money-cutting-costs/265835/35 "2012-12-24T13:07:39Z")
Put your money into CL. ---
**Author:** ![jdaniels](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jdaniels/32/6399_2.png) [@jdaniels](https://forums.speedlife.net/u/jdaniels)\ **Post date:** [December 24, 2012, 1:20pm UTC](https://forums.speedlife.net/t/saving-money-cutting-costs/265835/36 "2012-12-24T13:20:57Z")
Fuck saving money, make it rain on dem hoez. ---
**Author:** ![SRS\_BZNS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/srs_bzns/32/6375_2.png) [@SRS\_BZNS](https://forums.speedlife.net/u/SRS_BZNS)\ **Post date:** [December 24, 2012, 4:07pm UTC](https://forums.speedlife.net/t/saving-money-cutting-costs/265835/37 "2012-12-24T16:07:02Z")
I don’t donate money to any charity ever. ---
**Author:** ![sbardy](https://avatars.discourse-cdn.com/v4/letter/s/8edcca/32.png) [@sbardy](https://forums.speedlife.net/u/sbardy)\ **Post date:** [December 24, 2012, 4:52pm UTC](https://forums.speedlife.net/t/saving-money-cutting-costs/265835/38 "2012-12-24T16:52:52Z")
Buy some illegal gtr’s, hear they are solid investments. ---
**Author:** ![6SPD\_S4](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/6spd_s4/32/6326_2.png) [@6SPD\_S4](https://forums.speedlife.net/u/6SPD_S4)\ **Post date:** [December 25, 2012, 12:03pm UTC](https://forums.speedlife.net/t/saving-money-cutting-costs/265835/39 "2012-12-25T12:03:17Z")
I hear Bands will make them dance. I’m going with this. ---
**Author:** ![97cavy](https://avatars.discourse-cdn.com/v4/letter/9/c5a1d2/32.png) [@97cavy](https://forums.speedlife.net/u/97cavy)\ **Post date:** [December 25, 2012, 12:09pm UTC](https://forums.speedlife.net/t/saving-money-cutting-costs/265835/40 "2012-12-25T12:09:24Z")
> [@FS: 1994 Audi S4](https://forums.speedlife.net/t/fs-1994-audi-s4/51133/5): > > This… Who the fuck puts money into a savings account these days to actually make money… > > If your not even making 1%, it costs you more in gas to drive to the bank to make a deposit. > > Put your money into a Roth and real estate. And be set when your 50 when your buddy’s are still putting money in their savings account making 200 a year. This. Im on track to be able to retire at around 45 at the moment. Was going to buy a new place, and let the rentals pay for it, but decided that where I am is fine for now, let the money add up and work for me, rather than having to work my life away for it. [Previous page](https://forums.speedlife.net/t/saving-money-cutting-costs/265835.md?page=1) [Next page](https://forums.speedlife.net/t/saving-money-cutting-costs/265835.md?page=3)