# Saving money, cutting costs

**URL:** <https://forums.speedlife.net/t/saving-money-cutting-costs/265835>\
**Category:** Shift518 Off Topic\
**Created:** [December 22, 2012, 8:54pm UTC](https://forums.speedlife.net/t/saving-money-cutting-costs/265835 "2012-12-22T20:54:40Z")\
**Posts on this page:** 1\
**Showing post:** 118

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**Author:** ![JSEnclosures](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jsenclosures/32/6678_2.png) [@JSEnclosures](https://forums.speedlife.net/u/JSEnclosures)\
**Post date:** [January 11, 2013, 10:22am UTC](https://forums.speedlife.net/t/saving-money-cutting-costs/265835/118 "2013-01-11T10:22:19Z")

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> [@I sold my soul to the devil](https://forums.speedlife.net/t/i-sold-my-soul-to-the-devil/51471/7):
>
> They just allow you to skip a payment without penalty (other than interest). They still report the account as paid and not late.

they don’t mark it as paid, they just ad an extra month to the end of your loan term

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