# Say you have a check for $10k **URL:** \ **Category:** NYSpeed Off Topic\ **Created:** [January 5, 2012, 7:15am UTC](https://forums.speedlife.net/t/say-you-have-a-check-for-10k/219536 "2012-01-05T07:15:28Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![KuntryQuestTSi](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/kuntryquesttsi/32/5010_2.png) [@KuntryQuestTSi](https://forums.speedlife.net/u/KuntryQuestTSi)\ **Post date:** [January 5, 2012, 7:15am UTC](https://forums.speedlife.net/t/say-you-have-a-check-for-10k/219536/1 "2012-01-05T07:15:28Z")
You have a check for 10k. No problems with paying bills. No stupid car mods ( who mods cars anymore anyway?) What can one do with said money? IRA? Bond? InB4poorpeopleproblemsANDnewmancomment. ---
**Author:** ![scotts94\_z28](https://avatars.discourse-cdn.com/v4/letter/s/ce7236/32.png) [@scotts94\_z28](https://forums.speedlife.net/u/scotts94_z28)\ **Post date:** [January 5, 2012, 7:21am UTC](https://forums.speedlife.net/t/say-you-have-a-check-for-10k/219536/2 "2012-01-05T07:21:20Z")
Open Roth IRA at vanguard and max for 2011 and 2012. ---
**Author:** ![BOBBYGRV](https://avatars.discourse-cdn.com/v4/letter/b/ed8c4c/32.png) [@BOBBYGRV](https://forums.speedlife.net/u/BOBBYGRV)\ **Post date:** [January 5, 2012, 7:23am UTC](https://forums.speedlife.net/t/say-you-have-a-check-for-10k/219536/3 "2012-01-05T07:23:59Z")
Shit, I would buy some land. You won’t get a lot but it’s a start. ---
**Author:** ![FadetoBlack](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fadetoblack/32/6118_2.png) [@FadetoBlack](https://forums.speedlife.net/u/FadetoBlack)\ **Post date:** [January 5, 2012, 7:31am UTC](https://forums.speedlife.net/t/say-you-have-a-check-for-10k/219536/4 "2012-01-05T07:31:49Z")
. ---
**Author:** ![TradersBASE](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/tradersbase/32/5321_2.png) [@TradersBASE](https://forums.speedlife.net/u/TradersBASE)\ **Post date:** [January 5, 2012, 7:32am UTC](https://forums.speedlife.net/t/say-you-have-a-check-for-10k/219536/5 "2012-01-05T07:32:39Z")
Land = property taxes. You can’t own land, you rent it basically. They could if they saw fit, raise taxes to a point where you’d need to surrender your land. Buy guns, ammo, physical assets. If you don’t know how to trade/invest stay away from IRA or paper assets IMO. Do you have any debt? If so I would most likely get some of the monkey off my back before making any sizable investment. ---
**Author:** ![cteclipse](https://avatars.discourse-cdn.com/v4/letter/c/e79b87/32.png) [@cteclipse](https://forums.speedlife.net/u/cteclipse)\ **Post date:** [January 5, 2012, 7:35am UTC](https://forums.speedlife.net/t/say-you-have-a-check-for-10k/219536/6 "2012-01-05T07:35:24Z")
Gold and Silver? ---
**Author:** ![FadetoBlack](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fadetoblack/32/6118_2.png) [@FadetoBlack](https://forums.speedlife.net/u/FadetoBlack)\ **Post date:** [January 5, 2012, 7:36am UTC](https://forums.speedlife.net/t/say-you-have-a-check-for-10k/219536/7 "2012-01-05T07:36:25Z")
. ---
**Author:** ![Jam](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jam/32/7235_2.png) [@Jam](https://forums.speedlife.net/u/Jam)\ **Post date:** [January 5, 2012, 7:46am UTC](https://forums.speedlife.net/t/say-you-have-a-check-for-10k/219536/8 "2012-01-05T07:46:09Z")
Put it under your mattress ---
**Author:** ![91MR2](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/91mr2/32/7217_2.png) [@91MR2](https://forums.speedlife.net/u/91MR2)\ **Post date:** [January 5, 2012, 7:50am UTC](https://forums.speedlife.net/t/say-you-have-a-check-for-10k/219536/9 "2012-01-05T07:50:14Z")
Why don’t you bend over and I’ll show you. ---
**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\ **Post date:** [January 5, 2012, 7:53am UTC](https://forums.speedlife.net/t/say-you-have-a-check-for-10k/219536/10 "2012-01-05T07:53:08Z")
Took ten posts for coke and hookers? Nyspeed really has gone downhill. ---
**Author:** ![newman](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/newman/32/7569_2.png) [@newman](https://forums.speedlife.net/u/newman)\ **Post date:** [January 5, 2012, 7:56am UTC](https://forums.speedlife.net/t/say-you-have-a-check-for-10k/219536/11 "2012-01-05T07:56:00Z")
I’d make 400 skydives. ---
**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\ **Post date:** [January 5, 2012, 7:57am UTC](https://forums.speedlife.net/t/say-you-have-a-check-for-10k/219536/12 "2012-01-05T07:57:49Z")
Two weeks at a remote resort in Fiji for you and the lady. Two months in Thailand. ---
**Author:** ![KuntryQuestTSi](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/kuntryquesttsi/32/5010_2.png) [@KuntryQuestTSi](https://forums.speedlife.net/u/KuntryQuestTSi)\ **Post date:** [January 5, 2012, 8:08am UTC](https://forums.speedlife.net/t/say-you-have-a-check-for-10k/219536/13 "2012-01-05T08:08:50Z")
I have a small loan on my car, but paying of off would be in my better intrest for my credit score. I pay extra every month and its not much. I really have no idea on paper investments. IRA’s , stocks, ect. Maybe investing in some rare guns wouldn’t be a bad idea ---
**Author:** ![livin4hockey](https://avatars.discourse-cdn.com/v4/letter/l/d2c977/32.png) [@livin4hockey](https://forums.speedlife.net/u/livin4hockey)\ **Post date:** [January 5, 2012, 8:12am UTC](https://forums.speedlife.net/t/say-you-have-a-check-for-10k/219536/14 "2012-01-05T08:12:45Z")
> [@FadetoBlack](#): > > It pretty much depends on when you need that $10,000. You need to invest it according to your timeframe. > > If you’re young and you want to save the money for retirement you wanna invest it aggressively (a higher percentage of it in stocks) or if you plan on using the money for something in a few years you want to allocate it conservatively (a higher allocation to bonds or a money market fund). This. ---
**Author:** ![jt76](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jt76/32/5100_2.png) [@jt76](https://forums.speedlife.net/u/jt76)\ **Post date:** [January 5, 2012, 8:16am UTC](https://forums.speedlife.net/t/say-you-have-a-check-for-10k/219536/15 "2012-01-05T08:16:38Z")
> [@cteclipse](#): > > Gold and Silver? ---
**Author:** ![ProgRocker](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/progrocker/32/5434_2.png) [@ProgRocker](https://forums.speedlife.net/u/ProgRocker)\ **Post date:** [January 5, 2012, 8:19am UTC](https://forums.speedlife.net/t/say-you-have-a-check-for-10k/219536/16 "2012-01-05T08:19:00Z")
I’ll send you my paypal address. ---
**Author:** ![TradersBASE](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/tradersbase/32/5321_2.png) [@TradersBASE](https://forums.speedlife.net/u/TradersBASE)\ **Post date:** [January 5, 2012, 8:20am UTC](https://forums.speedlife.net/t/say-you-have-a-check-for-10k/219536/17 "2012-01-05T08:20:48Z")
> [@KuntryQuestTSi](#): > > I have a small loan on my car, but paying of off would be in my better intrest for my credit score. I pay extra every month and its not much. > I really have no idea on paper investments. IRA’s , stocks, ect. > > Maybe investing in some rare guns wouldn’t be a bad idea Rare means valuable based on collect-ability. Collectibles are fickle and shift as the economy goes. If we have a deflationary period, so will the price of your collectibles deflate, generally speaking. The key when you’re not positive is to be diverse and take a multi pronged approach. If the collectibles make you happy, perhaps the dollar value is less important, so keep personal satisfaction in mind. Debt, while it is a small payment will pilfer via interest. Look at the bigger picture to determine if interest is a factor or not. Hope that all makes sense. ---
**Author:** ![KuntryQuestTSi](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/kuntryquesttsi/32/5010_2.png) [@KuntryQuestTSi](https://forums.speedlife.net/u/KuntryQuestTSi)\ **Post date:** [January 5, 2012, 8:37am UTC](https://forums.speedlife.net/t/say-you-have-a-check-for-10k/219536/18 "2012-01-05T08:37:59Z")
> [@TradersBASE](#): > > Rare means valuable based on collect-ability. Collectibles are fickle and shift as the economy goes. If we have a deflationary period, so will the price of your collectibles deflate, generally speaking. > The key when you’re not positive is to be diverse and take a multi pronged approach. > > If the collectibles make you happy, perhaps the dollar value is less important, so keep personal satisfaction in mind. > > Debt, while it is a small payment will pilfer via interest. Look at the bigger picture to determine if interest is a factor or not. > > Hope that all makes sense. I see what your saying. Won’t a “paper” invesment also shift with the market? I know reguardless any invesment is going to be a risk. I have plenty of time. I live a “simple” life. I’m not awesome like newman and jump off shit and blow money risking my life. Hell, maybe I’ll cash it and keep it in my B.O.B. ---
**Author:** ![LUKE\_L](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/luke_l/32/7462_2.png) [@LUKE\_L](https://forums.speedlife.net/u/LUKE_L)\ **Post date:** [January 5, 2012, 8:40am UTC](https://forums.speedlife.net/t/say-you-have-a-check-for-10k/219536/19 "2012-01-05T08:40:17Z")
I would defintely start a Roth IRA if you do not have one. If you do have a Roth then I would start a Mutual Fund. > [@91MR2](#): > > Why don’t you bend over and I’ll show you. That’s two… 🙂 ---
**Author:** ![TradersBASE](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/tradersbase/32/5321_2.png) [@TradersBASE](https://forums.speedlife.net/u/TradersBASE)\ **Post date:** [January 5, 2012, 8:41am UTC](https://forums.speedlife.net/t/say-you-have-a-check-for-10k/219536/20 "2012-01-05T08:41:24Z")
> [@KuntryQuestTSi](#): > > I see what your saying. Won’t a “paper” invesment also shift with the market? I know reguardless any invesment is going to be a risk. > I have plenty of time. I live a “simple” life. I’m not awesome like newman and jump off shit and blow money risking my life. > Hell, maybe I’ll cash it and keep it in my B.O.B. Paper “assets” are a funny thing. They hinge on perceived value so they could be considered worthless if there is no willing buyer. Everything shifts with the economy, that’s why if you don’t know what’s next you should be diverse. Cash is king as long as there is deflation and we use continue to use that currency. If there is inflation or they eliminate the USD and move to a different currency cash is not king. LOL [Next page](https://forums.speedlife.net/t/say-you-have-a-check-for-10k/219536.md?page=2)