# School loan for a laptop?

**URL:** <https://forums.speedlife.net/t/school-loan-for-a-laptop/65636>\
**Category:** NYSpeed Off Topic\
**Created:** [April 4, 2009, 3:45pm UTC](https://forums.speedlife.net/t/school-loan-for-a-laptop/65636 "2009-04-04T15:45:23Z")\
**Posts on this page:** 17\
**Page:** 1

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**Author:** ![S3Muscle](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/s3muscle/32/5208_2.png) [@S3Muscle](https://forums.speedlife.net/u/S3Muscle)\
**Post date:** [April 4, 2009, 3:45pm UTC](https://forums.speedlife.net/t/school-loan-for-a-laptop/65636/1 "2009-04-04T15:45:23Z")

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Well im gonna need a new laptop soon. Do any of you guys have experience with unsubsidized student loans? I took out one for 500 to pay off this semester, dont have to pay that money back till i graduate, but the financial aid guy that I spoke to said that I could take out a loan as big as 3000 bucks. I already finished the paperwork for this one though.

Is it possible to take out an unsubsidized stafford loan for a school-related need, even though your tuition is paid off?

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**Author:** ![deebo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/deebo/32/5218_2.png) [@deebo](https://forums.speedlife.net/u/deebo)\
**Post date:** [April 4, 2009, 4:02pm UTC](https://forums.speedlife.net/t/school-loan-for-a-laptop/65636/2 "2009-04-04T16:02:15Z")

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yeah pretty sure u can take them out until you graduate

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**Author:** ![ubengineering](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ubengineering/32/5171_2.png) [@ubengineering](https://forums.speedlife.net/u/ubengineering)\
**Post date:** [April 4, 2009, 4:06pm UTC](https://forums.speedlife.net/t/school-loan-for-a-laptop/65636/3 "2009-04-04T16:06:53Z")

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3000 bux? why do you need that much, bestbuy financed me for mine, i got 1000$ no interest for 18 months, my CS is 712, so if you can relate you should be able to do the same, my minimum payments are 10 a month (i pya more than that)

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**Author:** ![S3Muscle](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/s3muscle/32/5208_2.png) [@S3Muscle](https://forums.speedlife.net/u/S3Muscle)\
**Post date:** [April 4, 2009, 4:15pm UTC](https://forums.speedlife.net/t/school-loan-for-a-laptop/65636/4 "2009-04-04T16:15:17Z")

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Lol im not takin out the full amount, although that extra 2000 to put down on the trans am I want would really come in handy. 😃

Id just want to take out a loan for 800 for the laptop.

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**Author:** ![upstateclipse](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/upstateclipse/32/7348_2.png) [@upstateclipse](https://forums.speedlife.net/u/upstateclipse)\
**Post date:** [April 4, 2009, 6:51pm UTC](https://forums.speedlife.net/t/school-loan-for-a-laptop/65636/5 "2009-04-04T18:51:58Z")

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Yes you can still take the loan out even if tuition is already paid off.

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**Author:** ![ILC](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ilc/32/5337_2.png) [@ILC](https://forums.speedlife.net/u/ILC)\
**Post date:** [April 4, 2009, 6:58pm UTC](https://forums.speedlife.net/t/school-loan-for-a-laptop/65636/6 "2009-04-04T18:58:02Z")

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Sweet… I’m taking out 2100 so I can put it in the stock market 🙂

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**Author:** ![S3Muscle](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/s3muscle/32/5208_2.png) [@S3Muscle](https://forums.speedlife.net/u/S3Muscle)\
**Post date:** [April 4, 2009, 7:06pm UTC](https://forums.speedlife.net/t/school-loan-for-a-laptop/65636/7 "2009-04-04T19:06:12Z")

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I think ill go with the full 3000 then, 800 for the laptop, and the rest for the car.

0% interest car loan FTMFW! 😃

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**Author:** ![BillysRevenge](https://avatars.discourse-cdn.com/v4/letter/b/b9e5f3/32.png) [@BillysRevenge](https://forums.speedlife.net/u/BillysRevenge)\
**Post date:** [April 4, 2009, 8:41pm UTC](https://forums.speedlife.net/t/school-loan-for-a-laptop/65636/8 "2009-04-04T20:41:42Z")

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find somewhere that will let you make payments on it?

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**Author:** ![ronstopable83](https://avatars.discourse-cdn.com/v4/letter/r/7feea3/32.png) [@ronstopable83](https://forums.speedlife.net/u/ronstopable83)\
**Post date:** [April 4, 2009, 8:58pm UTC](https://forums.speedlife.net/t/school-loan-for-a-laptop/65636/9 "2009-04-04T20:58:26Z")

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sell a kidney, im thinking about it to but a new car

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**Author:** ![S3Muscle](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/s3muscle/32/5208_2.png) [@S3Muscle](https://forums.speedlife.net/u/S3Muscle)\
**Post date:** [April 4, 2009, 9:04pm UTC](https://forums.speedlife.net/t/school-loan-for-a-laptop/65636/10 "2009-04-04T21:04:58Z")

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Eh, if i make payments on the school loan, theyll start chargin me interest. Id rather save up and when i graduate and have to pay it back, give em all the money up front and not be charged interest.

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**Author:** ![Violator](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/violator/32/7278_2.png) [@Violator](https://forums.speedlife.net/u/Violator)\
**Post date:** [April 4, 2009, 9:09pm UTC](https://forums.speedlife.net/t/school-loan-for-a-laptop/65636/11 "2009-04-04T21:09:17Z")

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Do try and not piss the money away. Use money to make money.

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**Author:** ![JustinH](https://avatars.discourse-cdn.com/v4/letter/j/9fc29f/32.png) [@JustinH](https://forums.speedlife.net/u/JustinH)\
**Post date:** [April 5, 2009, 6:27am UTC](https://forums.speedlife.net/t/school-loan-for-a-laptop/65636/12 "2009-04-05T06:27:58Z")

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Jesus, you realize you will have to pay that money back?

My advise is to buy a used dell or something for 300 bucks, and take out the smallest loan possible.

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**Author:** ![travisn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/travisn/32/5046_2.png) [@travisn](https://forums.speedlife.net/u/travisn)\
**Post date:** [April 5, 2009, 6:46am UTC](https://forums.speedlife.net/t/school-loan-for-a-laptop/65636/13 "2009-04-05T06:46:54Z")

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> [@JustinH](#):
>
> Jesus, you realize you will have to pay that money back?
> 
> My advise is to buy a used dell or something for 300 bucks, and take out the smallest loan possible.

You can buy a new dell for \<600.

Dont use student loans for cars. The car will be long gone before the loan is paid off. Dont ask how I know

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**Author:** ![S3Muscle](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/s3muscle/32/5208_2.png) [@S3Muscle](https://forums.speedlife.net/u/S3Muscle)\
**Post date:** [April 5, 2009, 8:23am UTC](https://forums.speedlife.net/t/school-loan-for-a-laptop/65636/14 "2009-04-05T08:23:48Z")

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> [@JustinH](#):
>
> Jesus, you realize you will have to pay that money back?
> 
> My advise is to buy a used dell or something for 300 bucks, and take out the smallest loan possible.

Um, yes i do realize ill have to pay the money back, which is why I stated a couple times that once the car is paid off, that ill save up that 3000 to pay it off right when i graduate.

I have a Dell now. Its the reason I’m getting a new laptop. Fuck that shit. Never getting a Dell again. Internal wireless card (or something related) is fried, no matter what I do it wont work, charger is being gay and only charges 50% of the time, screen is wobbly, and I get the BSOD occasionally with some “IRQL\_NOT\_LESS\_OR\_EQUAL” error. HP FTW.

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**Author:** ![AKasprzyk](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/akasprzyk/32/4967_2.png) [@AKasprzyk](https://forums.speedlife.net/u/AKasprzyk)\
**Post date:** [April 5, 2009, 4:02pm UTC](https://forums.speedlife.net/t/school-loan-for-a-laptop/65636/15 "2009-04-05T16:02:55Z")

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oh geroge…

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<div class="post-metadata">

**Author:** ![S3Muscle](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/s3muscle/32/5208_2.png) [@S3Muscle](https://forums.speedlife.net/u/S3Muscle)\
**Post date:** [April 5, 2009, 7:37pm UTC](https://forums.speedlife.net/t/school-loan-for-a-laptop/65636/16 "2009-04-05T19:37:15Z")

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Yes andy?

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**Author:** ![garbs](https://avatars.discourse-cdn.com/v4/letter/g/3d9bf3/32.png) [@garbs](https://forums.speedlife.net/u/garbs)\
**Post date:** [April 5, 2009, 8:08pm UTC](https://forums.speedlife.net/t/school-loan-for-a-laptop/65636/17 "2009-04-05T20:08:23Z")

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I hear it’s a good time to take out loans…
