# School loan place question: **URL:** \ **Category:** NYSpeed Off Topic\ **Created:** [July 24, 2006, 7:26pm UTC](https://forums.speedlife.net/t/school-loan-place-question/14996 "2006-07-24T19:26:20Z")\ **Posts on this page:** 16\ **Page:** 1
**Author:** ![DJ\_X-StatiK](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dj_x-statik/32/7579_2.png) [@DJ\_X-StatiK](https://forums.speedlife.net/u/DJ_X-StatiK)\ **Post date:** [July 24, 2006, 7:26pm UTC](https://forums.speedlife.net/t/school-loan-place-question/14996/1 "2006-07-24T19:26:20Z")
Hey guys…quick question… im looking around for a new place to get my school loans from, im currently going through citibank but i want a lower interest rate…mine is 8% right now… anyone know of a quick approval, lower rate, well known place i could apply to get a school loan from? thanks a bunch! 🙂 ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [July 24, 2006, 7:27pm UTC](https://forums.speedlife.net/t/school-loan-place-question/14996/2 "2006-07-24T19:27:33Z")
where are you going to school? ---
**Author:** ![DJ\_X-StatiK](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dj_x-statik/32/7579_2.png) [@DJ\_X-StatiK](https://forums.speedlife.net/u/DJ_X-StatiK)\ **Post date:** [July 24, 2006, 7:29pm UTC](https://forums.speedlife.net/t/school-loan-place-question/14996/3 "2006-07-24T19:29:25Z")
Im leaving UB this fall and goin to BU out in Seattle, WA ---
**Author:** ![RedGoober4Life](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/redgoober4life/32/7610_2.png) [@RedGoober4Life](https://forums.speedlife.net/u/RedGoober4Life)\ **Post date:** [July 24, 2006, 7:40pm UTC](https://forums.speedlife.net/t/school-loan-place-question/14996/4 "2006-07-24T19:40:05Z")
IBNikuk. All student loans go through the same place, so it’s difficult to shop around for a better rate. ---
**Author:** ![StairSRT4](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/stairsrt4/32/7585_2.png) [@StairSRT4](https://forums.speedlife.net/u/StairSRT4)\ **Post date:** [July 25, 2006, 6:01am UTC](https://forums.speedlife.net/t/school-loan-place-question/14996/5 "2006-07-25T06:01:18Z")
what about Nelnet? that is where i had one of my loans through. ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [July 25, 2006, 6:19am UTC](https://forums.speedlife.net/t/school-loan-place-question/14996/6 "2006-07-25T06:19:15Z")
stay with the same bank because you wont be able to consolidate different banks loans later. my sister had this happen and now has to pay 2 different loans every month. ---
**Author:** ![catalyst](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/catalyst/32/7279_2.png) [@catalyst](https://forums.speedlife.net/u/catalyst)\ **Post date:** [July 25, 2006, 6:31am UTC](https://forums.speedlife.net/t/school-loan-place-question/14996/7 "2006-07-25T06:31:26Z")
Even the Direct loans from the government are greater than 6.5%. Good luck finding anything lower than that. ---
**Author:** ![RobHimself](https://avatars.discourse-cdn.com/v4/letter/r/e480ec/32.png) [@RobHimself](https://forums.speedlife.net/u/RobHimself)\ **Post date:** [July 25, 2006, 6:32am UTC](https://forums.speedlife.net/t/school-loan-place-question/14996/8 "2006-07-25T06:32:10Z")
[http://www.lendingtree.com/](http://www.lendingtree.com/) Greatest site in the world for auto insurance never used it for school loans though. If it works for you, I can be repaid in chocolate chip cookies. ---
**Author:** ![jay\_g](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jay_g/32/111288_2.png) [@jay\_g](https://forums.speedlife.net/u/jay_g)\ **Post date:** [July 25, 2006, 6:36am UTC](https://forums.speedlife.net/t/school-loan-place-question/14996/9 "2006-07-25T06:36:05Z")
Citibank has been good to me. I was able to consolidate 4 loans locked in @ 4.25% last year. Realy helped me out and lowerd my monthly payment alot. > [Current Interest Rates Listed on Citibank’s Website](http://javascript%3Cb%3E%3C/b%3E:InfoPopUpWindow%28%27/mbslcsite?op=lncurat%27%29;) > Stafford Loan … 6.80%\* > PLUS Loan … 8.50%\* > Loan Consolidation … 5.375%\* ---
**Author:** ![JustinH](https://avatars.discourse-cdn.com/v4/letter/j/9fc29f/32.png) [@JustinH](https://forums.speedlife.net/u/JustinH)\ **Post date:** [July 25, 2006, 7:26am UTC](https://forums.speedlife.net/t/school-loan-place-question/14996/10 "2006-07-25T07:26:49Z")
its still a high percentage guys. You would think that they would invest in the future generation of workers by offering a good rate, instead they are gouging us. I’m paying like 9 percent now, and in the process of refinancing. ---
**Author:** ![MaximaSE98](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/maximase98/32/7600_2.png) [@MaximaSE98](https://forums.speedlife.net/u/MaximaSE98)\ **Post date:** [July 25, 2006, 7:28am UTC](https://forums.speedlife.net/t/school-loan-place-question/14996/11 "2006-07-25T07:28:26Z")
i wish my interest rates were at 8%…2 of mine are like 18%…but then i also consolidated some at 3.375% ---
**Author:** ![DJ\_X-StatiK](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dj_x-statik/32/7579_2.png) [@DJ\_X-StatiK](https://forums.speedlife.net/u/DJ_X-StatiK)\ **Post date:** [July 25, 2006, 7:55am UTC](https://forums.speedlife.net/t/school-loan-place-question/14996/12 "2006-07-25T07:55:45Z")
thanks a bunch guys! 🙂 ---
**Author:** ![JoesTypeS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joestypes/32/7190_2.png) [@JoesTypeS](https://forums.speedlife.net/u/JoesTypeS)\ **Post date:** [July 25, 2006, 8:03am UTC](https://forums.speedlife.net/t/school-loan-place-question/14996/13 "2006-07-25T08:03:07Z")
you’re a girl…you don’t need student loans…stripping ftw ---
**Author:** ![RobHimself](https://avatars.discourse-cdn.com/v4/letter/r/e480ec/32.png) [@RobHimself](https://forums.speedlife.net/u/RobHimself)\ **Post date:** [July 25, 2006, 8:05am UTC](https://forums.speedlife.net/t/school-loan-place-question/14996/14 "2006-07-25T08:05:18Z")
> [@JoesTypeS](#): > > you’re a girl…you don’t need student loans…stripping ftw LOL or sleeping with the dean. ---
**Author:** ![JoesTypeS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joestypes/32/7190_2.png) [@JoesTypeS](https://forums.speedlife.net/u/JoesTypeS)\ **Post date:** [July 25, 2006, 8:09am UTC](https://forums.speedlife.net/t/school-loan-place-question/14996/15 "2006-07-25T08:09:13Z")
I’m serious…any girl (who isn’t fat and ugly) who doesn’t try being a stripper to pay for college is silly…massive tax free money \> \* ---
**Author:** ![Zong](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/zong/32/7580_2.png) [@Zong](https://forums.speedlife.net/u/Zong)\ **Post date:** [July 25, 2006, 8:19am UTC](https://forums.speedlife.net/t/school-loan-place-question/14996/16 "2006-07-25T08:19:52Z")
lol wow this thread just blew up.