# Screw you Bally's Total Fitness

**URL:** https://forums.speedlife.net/t/screw-you-ballys-total-fitness/20720
**Category:** NYSpeed Off Topic
**Created:** [November 27, 2006, 9:57am UTC](https://forums.speedlife.net/t/screw-you-ballys-total-fitness/20720 "2006-11-27T09:57:22Z")
**Posts on this page:** 1
**Showing post:** 24

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### Author: ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)
#### Post date: [November 28, 2006, 6:09am UTC](https://forums.speedlife.net/t/screw-you-ballys-total-fitness/20720/24 "2006-11-28T06:09:44Z")

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> [@Johnnylude](#):
>
> I had a friend who owed like 2k on a school loan (federal loan) and he didnt pay it and they threatened to take his tax refund. If he pays will he still have a bad mark on his credit report?

Lets think this one through:

Not paying money that you owe = bad  
Paying money that you owe = good

It won’t go away immediately but it’ll just keep getting worse if he continues to blow off a creditor that he rightfully owes money.

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