# Screw you Bally's Total Fitness

**URL:** <https://forums.speedlife.net/t/screw-you-ballys-total-fitness/20720>\
**Category:** NYSpeed Off Topic\
**Created:** [November 27, 2006, 9:57am UTC](https://forums.speedlife.net/t/screw-you-ballys-total-fitness/20720 "2006-11-27T09:57:22Z")\
**Posts on this page:** 1\
**Showing post:** 25

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**Author:** ![Mr.Twinkie](https://avatars.discourse-cdn.com/v4/letter/m/d07c76/32.png) [@Mr.Twinkie](https://forums.speedlife.net/u/Mr.Twinkie)\
**Post date:** [November 28, 2006, 7:10am UTC](https://forums.speedlife.net/t/screw-you-ballys-total-fitness/20720/25 "2006-11-28T07:10:00Z")

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> [@Johnnylude](#):
>
> is it tru that collections agency can garnish your wages or take away your tax returns? I had a friend who owed like 2k on a school loan (federal loan) and he didnt pay it and they threatened to take his tax refund. If he pays will he still have a bad mark on his credit report?

VERY TRUE ESPECIALLY IF THEY ARE SCHOOL LOANS!

The more you put it off the worst, because each collection agency is different meaning some are more willing to work with you then others.

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