# : Sigh : Why can't the Travis insanity ever end? NASIOC scammer thread... **URL:** \ **Category:** Shift518 Off Topic\ **Created:** [March 20, 2009, 6:43am UTC](https://forums.speedlife.net/t/sigh-why-cant-the-travis-insanity-ever-end-nasioc-scammer-thread/242943 "2009-03-20T06:43:12Z")\ **Posts on this page:** 20\ **Page:** 39
**Author:** ![SSmokinn\_SS](https://avatars.discourse-cdn.com/v4/letter/s/ec9cab/32.png) [@SSmokinn\_SS](https://forums.speedlife.net/u/SSmokinn_SS)\ **Post date:** [January 18, 2011, 7:37pm UTC](https://forums.speedlife.net/t/sigh-why-cant-the-travis-insanity-ever-end-nasioc-scammer-thread/242943/761 "2011-01-18T19:37:59Z")
on my camaro its also 12.8%… problem was, the credit was there, but the bank support wasn’t. It was very very hard to find a bank to finance 20k for a 01 car. The only way I got it, was a very large down payment and a high interest rate. ---
**Author:** ![PJB](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/pjb/32/6389_2.png) [@PJB](https://forums.speedlife.net/u/PJB)\ **Post date:** [January 18, 2011, 7:46pm UTC](https://forums.speedlife.net/t/sigh-why-cant-the-travis-insanity-ever-end-nasioc-scammer-thread/242943/762 "2011-01-18T19:46:06Z")
How old was your car when you bought it? I got my loan right around when everybody was failvising on their mortgages and shit so maybe thats got something to do with it. ---
**Author:** ![Cliff](https://avatars.discourse-cdn.com/v4/letter/c/b38774/32.png) [@Cliff](https://forums.speedlife.net/u/Cliff)\ **Post date:** [January 18, 2011, 9:53pm UTC](https://forums.speedlife.net/t/sigh-why-cant-the-travis-insanity-ever-end-nasioc-scammer-thread/242943/763 "2011-01-18T21:53:38Z")
Yeah I had the same issues with my s2k smokin. I found an 01 and no one wanted to touch it… they offered me a new Ford instead. So I found an 03… and they would only do it at 4 years cause of the age. Had it at 12.x%… kept that and paid extra each month for about 8 months and then refinanced at 6%. All set now. ---
**Author:** ![Boost\_Creep](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/boost_creep/32/6366_2.png) [@Boost\_Creep](https://forums.speedlife.net/u/Boost_Creep)\ **Post date:** [January 19, 2011, 5:38am UTC](https://forums.speedlife.net/t/sigh-why-cant-the-travis-insanity-ever-end-nasioc-scammer-thread/242943/764 "2011-01-19T05:38:11Z")
> [@Remnants of war....](https://forums.speedlife.net/t/remnants-of-war/38844/13): > > on my camaro its also 12.8%… > > problem was, the credit was there, but the bank support wasn’t. It was very very hard to find a bank to finance 20k for a 01 car. The only way I got it, was a very large down payment and a high interest rate. That’s the problem with Supras as well. Noone will finance 40-50k on a 14+ year old car. Holy shit PJB, get that refinanced. That rate is insane for a used vehicle. ---
**Author:** ![JClark](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jclark/32/6309_2.png) [@JClark](https://forums.speedlife.net/u/JClark)\ **Post date:** [January 19, 2011, 6:29am UTC](https://forums.speedlife.net/t/sigh-why-cant-the-travis-insanity-ever-end-nasioc-scammer-thread/242943/765 "2011-01-19T06:29:44Z")
> [@Cold Remedies](https://forums.speedlife.net/t/cold-remedies/38857/12): > > That’s the problem with Supras as well. Noone will finance 40-50k on a 14+ year old car. Yeah the banks are the problem with that equation… :rofl ---
**Author:** ![Boost\_Creep](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/boost_creep/32/6366_2.png) [@Boost\_Creep](https://forums.speedlife.net/u/Boost_Creep)\ **Post date:** [January 19, 2011, 6:30am UTC](https://forums.speedlife.net/t/sigh-why-cant-the-travis-insanity-ever-end-nasioc-scammer-thread/242943/766 "2011-01-19T06:30:18Z")
> [@$67 Million Pants](https://forums.speedlife.net/t/67-million-pants/28715/34): > > Yeah the banks are the problem with that equation… :rofl i know i know i know :wow ---
**Author:** ![SSmokinn\_SS](https://avatars.discourse-cdn.com/v4/letter/s/ec9cab/32.png) [@SSmokinn\_SS](https://forums.speedlife.net/u/SSmokinn_SS)\ **Post date:** [January 19, 2011, 2:02pm UTC](https://forums.speedlife.net/t/sigh-why-cant-the-travis-insanity-ever-end-nasioc-scammer-thread/242943/767 "2011-01-19T14:02:49Z")
> [@Stole vehicle from dealership!!!!!](https://forums.speedlife.net/t/stole-vehicle-from-dealership/38855/20): > > How old was your car when you bought it? > > I got my loan right around when everybody was failvising on their mortgages and shit so maybe thats got something to do with it. Its a 01 and I bought it on 4/22/08…so it was 7 years old. and I just looked at my papers…Its 11.99%, not 12.8 ---
**Author:** ![SSmokinn\_SS](https://avatars.discourse-cdn.com/v4/letter/s/ec9cab/32.png) [@SSmokinn\_SS](https://forums.speedlife.net/u/SSmokinn_SS)\ **Post date:** [January 19, 2011, 2:03pm UTC](https://forums.speedlife.net/t/sigh-why-cant-the-travis-insanity-ever-end-nasioc-scammer-thread/242943/768 "2011-01-19T14:03:56Z")
> [@Cold Remedies](https://forums.speedlife.net/t/cold-remedies/38857/4): > > Yeah I had the same issues with my s2k smokin. I found an 01 and no one wanted to touch it… they offered me a new Ford instead. So I found an 03… and they would only do it at 4 years cause of the age. Had it at 12.x%… kept that and paid extra each month for about 8 months and then refinanced at 6%. All set now. who did you re-finance through? I also have a 4 year. ---
**Author:** ![SSmokinn\_SS](https://avatars.discourse-cdn.com/v4/letter/s/ec9cab/32.png) [@SSmokinn\_SS](https://forums.speedlife.net/u/SSmokinn_SS)\ **Post date:** [January 19, 2011, 2:04pm UTC](https://forums.speedlife.net/t/sigh-why-cant-the-travis-insanity-ever-end-nasioc-scammer-thread/242943/769 "2011-01-19T14:04:53Z")
> [@Cold Remedies](https://forums.speedlife.net/t/cold-remedies/38857/12): > > That’s the problem with Supras as well. Noone will finance 40-50k on a 14+ year old car. > > Holy shit PJB, get that refinanced. That rate is insane for a used vehicle. exactly… I looked at supra’s, but I didnt even bother trying to get a loan for one because they are insanely priced. ---
**Author:** ![Cliff](https://avatars.discourse-cdn.com/v4/letter/c/b38774/32.png) [@Cliff](https://forums.speedlife.net/u/Cliff)\ **Post date:** [January 19, 2011, 2:18pm UTC](https://forums.speedlife.net/t/sigh-why-cant-the-travis-insanity-ever-end-nasioc-scammer-thread/242943/770 "2011-01-19T14:18:53Z")
First Niagara ---
**Author:** ![PJB](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/pjb/32/6389_2.png) [@PJB](https://forums.speedlife.net/u/PJB)\ **Post date:** [January 19, 2011, 7:33pm UTC](https://forums.speedlife.net/t/sigh-why-cant-the-travis-insanity-ever-end-nasioc-scammer-thread/242943/771 "2011-01-19T19:33:30Z")
> [@FS: sims sedition bindings and dc boots](https://forums.speedlife.net/t/fs-sims-sedition-bindings-and-dc-boots/38564/13): > > Its a 01 and I bought it on 4/22/08…so it was 7 years old. > > and I just looked at my papers…Its 11.99%, not 12.8 I thought you had it longer than that > [@Cold Remedies](https://forums.speedlife.net/t/cold-remedies/38857/12): > > Holy shit PJB, get that refinanced. That rate is insane for a used vehicle. Yeah, one of these days Im gonna go to SEFCU and see about doing that. I was paying 8.29% on my Elantra that I bought new. ---
**Author:** ![SSmokinn\_SS](https://avatars.discourse-cdn.com/v4/letter/s/ec9cab/32.png) [@SSmokinn\_SS](https://forums.speedlife.net/u/SSmokinn_SS)\ **Post date:** [January 19, 2011, 7:34pm UTC](https://forums.speedlife.net/t/sigh-why-cant-the-travis-insanity-ever-end-nasioc-scammer-thread/242943/772 "2011-01-19T19:34:55Z")
nope. I havent owned it long at all… ---
**Author:** ![99FRC](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/99frc/32/6335_2.png) [@99FRC](https://forums.speedlife.net/u/99FRC)\ **Post date:** [January 19, 2011, 7:41pm UTC](https://forums.speedlife.net/t/sigh-why-cant-the-travis-insanity-ever-end-nasioc-scammer-thread/242943/773 "2011-01-19T19:41:00Z")
I got 9% on the vette when I bought it, about 6 months before the recession. NBT ---
**Author:** ![Dread](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dread/32/6544_2.png) [@Dread](https://forums.speedlife.net/u/Dread)\ **Post date:** [January 20, 2011, 9:13am UTC](https://forums.speedlife.net/t/sigh-why-cant-the-travis-insanity-ever-end-nasioc-scammer-thread/242943/774 "2011-01-20T09:13:15Z")
Adirondack Trust has some pretty good rates on auto loans if you have good credit > **[Adirondack Trust Company | Above and Beyond](https://www.adirondacktrust.com/?section=116)** > > We’re the Adirondack Trust Company, and we go above and beyond to create solutions for people, businesses and our community. ---
**Author:** ![Jammer](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jammer/32/6349_2.png) [@Jammer](https://forums.speedlife.net/u/Jammer)\ **Post date:** [January 20, 2011, 9:48am UTC](https://forums.speedlife.net/t/sigh-why-cant-the-travis-insanity-ever-end-nasioc-scammer-thread/242943/775 "2011-01-20T09:48:08Z")
I can not believe the loan rates you guys pay. Living check to check and paying high finance rates is the core of American lower middle class. Equation is simple, a few years of working and investing in your future make for a lifetime of better positioning. The smart move is to live without before you interest your profits away. ---
**Author:** ![imported\_hybrdthry91](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/imported_hybrdthry91/32/6315_2.png) [@imported\_hybrdthry91](https://forums.speedlife.net/u/imported_hybrdthry91)\ **Post date:** [January 20, 2011, 9:59am UTC](https://forums.speedlife.net/t/sigh-why-cant-the-travis-insanity-ever-end-nasioc-scammer-thread/242943/776 "2011-01-20T09:59:36Z")
> [@Cold Remedies](https://forums.speedlife.net/t/cold-remedies/38857/12): > > That’s the problem with Supras as well. Noone will finance 40-50k on a 14+ year old car. > > Holy shit PJB, get that refinanced. That rate is insane for a used vehicle. As long as the NADA value is there, there are many credit unions that will finance an older car. 40-50k isnt quite what they value at though. I could have financed up to 27k for my 1992 NSX through my bank. looks like 33k for a 1998 might be possible for a supra. ---
**Author:** ![Boost\_Creep](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/boost_creep/32/6366_2.png) [@Boost\_Creep](https://forums.speedlife.net/u/Boost_Creep)\ **Post date:** [January 20, 2011, 10:00am UTC](https://forums.speedlife.net/t/sigh-why-cant-the-travis-insanity-ever-end-nasioc-scammer-thread/242943/777 "2011-01-20T10:00:33Z")
Supraforums has a long thread on the complications with financing now. It’s a case by case basis. NADA value is like 20K on a TT Supra lol. Most are getting turned down though. ---
**Author:** ![psi2high](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/psi2high/32/6320_2.png) [@psi2high](https://forums.speedlife.net/u/psi2high)\ **Post date:** [January 20, 2011, 10:24am UTC](https://forums.speedlife.net/t/sigh-why-cant-the-travis-insanity-ever-end-nasioc-scammer-thread/242943/778 "2011-01-20T10:24:55Z")
If you are going to buy a car like a supra and cant pay at least half of the asking price out of pocket you probably should not buy one ---
**Author:** ![Boost\_Creep](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/boost_creep/32/6366_2.png) [@Boost\_Creep](https://forums.speedlife.net/u/Boost_Creep)\ **Post date:** [January 20, 2011, 10:29am UTC](https://forums.speedlife.net/t/sigh-why-cant-the-travis-insanity-ever-end-nasioc-scammer-thread/242943/779 "2011-01-20T10:29:09Z")
> [@I'm pregnant.](https://forums.speedlife.net/t/im-pregnant/38892/6): > > If you are going to buy a car like a supra and cant pay at least half of the asking price out of pocket you probably should not buy one Agree 100% :thumbup I do not like car loans. ---
**Author:** ![bennyfizzle](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bennyfizzle/32/6291_2.png) [@bennyfizzle](https://forums.speedlife.net/u/bennyfizzle)\ **Post date:** [January 20, 2011, 10:45am UTC](https://forums.speedlife.net/t/sigh-why-cant-the-travis-insanity-ever-end-nasioc-scammer-thread/242943/780 "2011-01-20T10:45:00Z")
holy fuck you guys are dumb for paying that much for a damn car. [Previous page](https://forums.speedlife.net/t/sigh-why-cant-the-travis-insanity-ever-end-nasioc-scammer-thread/242943.md?page=38) [Next page](https://forums.speedlife.net/t/sigh-why-cant-the-travis-insanity-ever-end-nasioc-scammer-thread/242943.md?page=40)