# So - you sell a car with a lien on it **URL:** \ **Category:** NYSpeed Off Topic\ **Created:** [July 31, 2008, 11:04am UTC](https://forums.speedlife.net/t/so-you-sell-a-car-with-a-lien-on-it/52459 "2008-07-31T11:04:50Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![Daddie](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/daddie/32/7621_2.png) [@Daddie](https://forums.speedlife.net/u/Daddie)\ **Post date:** [July 31, 2008, 11:04am UTC](https://forums.speedlife.net/t/so-you-sell-a-car-with-a-lien-on-it/52459/1 "2008-07-31T11:04:50Z")
I still owe money on my s2000 - what do I need to do to release the lien. I mean I guess I can pay it off in cash, but i’d rather have the seller pay it off. How does that work? ---
**Author:** ![brent\_strong](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/brent_strong/32/7203_2.png) [@brent\_strong](https://forums.speedlife.net/u/brent_strong)\ **Post date:** [July 31, 2008, 11:05am UTC](https://forums.speedlife.net/t/so-you-sell-a-car-with-a-lien-on-it/52459/2 "2008-07-31T11:05:56Z")
2 ways. 1. Seller pays full price to lienholder, lienholder refunds additional $$ to you 2. Seller pays exact payoff amount to lienholder, pays additional to you Either way, once the lien is satisfied, you’ll get a lien release and can sign the title, give him the release and the car and be happy. ---
**Author:** ![Nikuk](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/nikuk/32/7254_2.png) [@Nikuk](https://forums.speedlife.net/u/Nikuk)\ **Post date:** [July 31, 2008, 11:10am UTC](https://forums.speedlife.net/t/so-you-sell-a-car-with-a-lien-on-it/52459/3 "2008-07-31T11:10:23Z")
YOU **CAN** TRANSFER A TITLE WHILE THE LIEN IS STILL ON IT. ---
**Author:** ![Nikuk](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/nikuk/32/7254_2.png) [@Nikuk](https://forums.speedlife.net/u/Nikuk)\ **Post date:** [July 31, 2008, 11:12am UTC](https://forums.speedlife.net/t/so-you-sell-a-car-with-a-lien-on-it/52459/4 "2008-07-31T11:12:19Z")
[http://nyspeed.com/forums/showthread.php?p=391739&highlight=lien+title#post391739](http://nyspeed.com/forums/showthread.php?p=391739&highlight=lien+title#post391739) ---
**Author:** ![walter](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/walter/32/7202_2.png) [@walter](https://forums.speedlife.net/u/walter)\ **Post date:** [July 31, 2008, 11:12am UTC](https://forums.speedlife.net/t/so-you-sell-a-car-with-a-lien-on-it/52459/5 "2008-07-31T11:12:30Z")
If I were the buyer, I wouldn’t buy the car w/out a free & clear title. Then again, people do stupid stuff all the time. It will be easiest to pay it off, get title and sell. ---
**Author:** ![newman](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/newman/32/7569_2.png) [@newman](https://forums.speedlife.net/u/newman)\ **Post date:** [July 31, 2008, 11:12am UTC](https://forums.speedlife.net/t/so-you-sell-a-car-with-a-lien-on-it/52459/6 "2008-07-31T11:12:47Z")
brent covered it. ---
**Author:** ![walter](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/walter/32/7202_2.png) [@walter](https://forums.speedlife.net/u/walter)\ **Post date:** [July 31, 2008, 11:13am UTC](https://forums.speedlife.net/t/so-you-sell-a-car-with-a-lien-on-it/52459/7 "2008-07-31T11:13:04Z")
> [@Nikuk](#): > > YOU **CAN** TRANSFER A TITLE WHILE THE LIEN IS STILL ON IT. You would be a fucking moron to buy a car like that. ---
**Author:** ![newman](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/newman/32/7569_2.png) [@newman](https://forums.speedlife.net/u/newman)\ **Post date:** [July 31, 2008, 11:13am UTC](https://forums.speedlife.net/t/so-you-sell-a-car-with-a-lien-on-it/52459/8 "2008-07-31T11:13:25Z")
lol, yeah. ---
**Author:** ![justa4door](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/justa4door/32/7259_2.png) [@justa4door](https://forums.speedlife.net/u/justa4door)\ **Post date:** [July 31, 2008, 11:24am UTC](https://forums.speedlife.net/t/so-you-sell-a-car-with-a-lien-on-it/52459/9 "2008-07-31T11:24:22Z")
so is this like a “We have a search” type topic? yea you can sell it but would someone buy it. I think walter’s answer works ---
**Author:** ![Nikuk](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/nikuk/32/7254_2.png) [@Nikuk](https://forums.speedlife.net/u/Nikuk)\ **Post date:** [July 31, 2008, 11:25am UTC](https://forums.speedlife.net/t/so-you-sell-a-car-with-a-lien-on-it/52459/10 "2008-07-31T11:25:28Z")
> [@walter](#): > > You would be a fucking moron to buy a car like that. Thank you captain obvious. Point still stands that the OP will be responsible for the LOAN. ---
**Author:** ![Johnnylude](https://avatars.discourse-cdn.com/v4/letter/j/2acd7d/32.png) [@Johnnylude](https://forums.speedlife.net/u/Johnnylude)\ **Post date:** [July 31, 2008, 11:25am UTC](https://forums.speedlife.net/t/so-you-sell-a-car-with-a-lien-on-it/52459/11 "2008-07-31T11:25:53Z")
:banghead: > [@Nikuk](#): > > YOU **CAN** TRANSFER A TITLE WHILE THE LIEN IS STILL ON IT. ---
**Author:** ![Daddie](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/daddie/32/7621_2.png) [@Daddie](https://forums.speedlife.net/u/Daddie)\ **Post date:** [July 31, 2008, 3:04pm UTC](https://forums.speedlife.net/t/so-you-sell-a-car-with-a-lien-on-it/52459/12 "2008-07-31T15:04:55Z")
So, I don’t need a lien free title, I just need my current title with a lein release? ---
**Author:** ![Jim1234664](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jim1234664/32/7438_2.png) [@Jim1234664](https://forums.speedlife.net/u/Jim1234664)\ **Post date:** [July 31, 2008, 3:15pm UTC](https://forums.speedlife.net/t/so-you-sell-a-car-with-a-lien-on-it/52459/13 "2008-07-31T15:15:51Z")
> [@Daddie](#): > > So, I don’t need a lien free title, I just need my current title with a lein release? yep ---
**Author:** ![Maksim2000](https://avatars.discourse-cdn.com/v4/letter/m/dec6dc/32.png) [@Maksim2000](https://forums.speedlife.net/u/Maksim2000)\ **Post date:** [July 31, 2008, 3:27pm UTC](https://forums.speedlife.net/t/so-you-sell-a-car-with-a-lien-on-it/52459/14 "2008-07-31T15:27:38Z")
> [@Daddie](#): > > So, I don’t need a lien free title, I just need my current title with a lein release? Yes, unless your buyer wants to wait a few weeks for a clean title to show up from the DMV. ---
**Author:** ![TORQDSS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/torqdss/32/5125_2.png) [@TORQDSS](https://forums.speedlife.net/u/TORQDSS)\ **Post date:** [July 31, 2008, 3:41pm UTC](https://forums.speedlife.net/t/so-you-sell-a-car-with-a-lien-on-it/52459/15 "2008-07-31T15:41:39Z")
> [@Daddie](#): > > So, I don’t need a lien free title, I just need my current title with a lein release? x3, just go to the bank together, it’s the easiest way and they will print a lein release right then and there and you will be off on your merry way ---
**Author:** ![Avatar](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/avatar/32/5076_2.png) [@Avatar](https://forums.speedlife.net/u/Avatar)\ **Post date:** [August 1, 2008, 6:10am UTC](https://forums.speedlife.net/t/so-you-sell-a-car-with-a-lien-on-it/52459/16 "2008-08-01T06:10:34Z")
Anybody want to buy my loan… ahem, I mean car, for $1? ---
**Author:** ![ineedacar](https://avatars.discourse-cdn.com/v4/letter/i/48db29/32.png) [@ineedacar](https://forums.speedlife.net/u/ineedacar)\ **Post date:** [August 1, 2008, 6:19am UTC](https://forums.speedlife.net/t/so-you-sell-a-car-with-a-lien-on-it/52459/17 "2008-08-01T06:19:36Z")
Sure you can sell the car if it still has a lien, but the new buyer CAN’T register the car without a letter from the lien holder saying its OK, which they won’t give him unless they get all their $. Plain and simple. ---
**Author:** ![Avatar](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/avatar/32/5076_2.png) [@Avatar](https://forums.speedlife.net/u/Avatar)\ **Post date:** [August 1, 2008, 6:22am UTC](https://forums.speedlife.net/t/so-you-sell-a-car-with-a-lien-on-it/52459/18 "2008-08-01T06:22:11Z")
Yes, but you can go to the bank and transfer the lien. ---
**Author:** ![ineedacar](https://avatars.discourse-cdn.com/v4/letter/i/48db29/32.png) [@ineedacar](https://forums.speedlife.net/u/ineedacar)\ **Post date:** [August 1, 2008, 6:24am UTC](https://forums.speedlife.net/t/so-you-sell-a-car-with-a-lien-on-it/52459/19 "2008-08-01T06:24:29Z")
but I don’t assume a buyer would want to apply for a loan they just paid off to the seller lol ---
**Author:** ![Avatar](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/avatar/32/5076_2.png) [@Avatar](https://forums.speedlife.net/u/Avatar)\ **Post date:** [August 1, 2008, 6:28am UTC](https://forums.speedlife.net/t/so-you-sell-a-car-with-a-lien-on-it/52459/20 "2008-08-01T06:28:01Z")
The loan wouldn’t be paid off. The point is that the lien still exists because the loan wasnt satisfied. The two party’s would go to the bank transfer the lien and then the buyer would have to satisfy the rest of the loan according to the terms. [Next page](https://forums.speedlife.net/t/so-you-sell-a-car-with-a-lien-on-it/52459.md?page=2)