# speeding ticket **URL:** \ **Category:** SON240sx Off Topic\ **Created:** [September 26, 2007, 7:03am UTC](https://forums.speedlife.net/t/speeding-ticket/134477 "2007-09-26T07:03:27Z")\ **Posts on this page:** 16\ **Page:** 1
**Author:** ![islandboy](https://avatars.discourse-cdn.com/v4/letter/i/e9a140/32.png) [@islandboy](https://forums.speedlife.net/u/islandboy)\ **Post date:** [September 26, 2007, 7:03am UTC](https://forums.speedlife.net/t/speeding-ticket/134477/1 "2007-09-26T07:03:27Z")
Hey guys, I’ve been driving for 4 years now, and just under a year ago I got my first speeding ticket. I chose to bring it to court, but of course, knowing me, I forgot out it, LOL. I was doing 79 in a 50 on Birchmount (In Scarborough). Do you guys know how many demerit points I lost? If so, how much will this affect my insurance premium? ---
**Author:** ![Genra](https://avatars.discourse-cdn.com/v4/letter/g/9de053/32.png) [@Genra](https://forums.speedlife.net/u/Genra)\ **Post date:** [September 26, 2007, 9:27am UTC](https://forums.speedlife.net/t/speeding-ticket/134477/2 "2007-09-26T09:27:24Z")
2 or 3 ---
**Author:** ![Cal-SoY](https://avatars.discourse-cdn.com/v4/letter/c/91b2a8/32.png) [@Cal-SoY](https://forums.speedlife.net/u/Cal-SoY)\ **Post date:** [September 26, 2007, 11:02am UTC](https://forums.speedlife.net/t/speeding-ticket/134477/3 "2007-09-26T11:02:03Z")
demerit points dont affect insurance premium. The tickets themselves represent a hike in your premium but the demerit points have no effect. ---
**Author:** ![gts-ter](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/gts-ter/32/5613_2.png) [@gts-ter](https://forums.speedlife.net/u/gts-ter)\ **Post date:** [September 26, 2007, 10:29pm UTC](https://forums.speedlife.net/t/speeding-ticket/134477/4 "2007-09-26T22:29:25Z")
so like my self i just got a over 10km speeding ticket no points just $40…will my insurence still go up, i’m still debating if i should fight it or not i was caught with a radar…any suggestions? ---
**Author:** ![dubv](https://avatars.discourse-cdn.com/v4/letter/d/c57346/32.png) [@dubv](https://forums.speedlife.net/u/dubv)\ **Post date:** [September 26, 2007, 10:41pm UTC](https://forums.speedlife.net/t/speeding-ticket/134477/5 "2007-09-26T22:41:07Z")
pay it…insurance won’t even know… ---
**Author:** ![imported\_refused](https://avatars.discourse-cdn.com/v4/letter/i/f14d63/32.png) [@imported\_refused](https://forums.speedlife.net/u/imported_refused)\ **Post date:** [September 27, 2007, 12:51am UTC](https://forums.speedlife.net/t/speeding-ticket/134477/6 "2007-09-27T00:51:45Z")
insurance will know… when you gotta reinstate it. been threw it and it sucks. but for the time beeing… enjoy for cheaper rates ---
**Author:** ![XuperXero](https://avatars.discourse-cdn.com/v4/letter/x/ea5d25/32.png) [@XuperXero](https://forums.speedlife.net/u/XuperXero)\ **Post date:** [September 27, 2007, 7:29am UTC](https://forums.speedlife.net/t/speeding-ticket/134477/7 "2007-09-27T07:29:43Z")
Insurance will know. The insurance is actually canceling their policy with me. due to the number of tickets i have… Even those that dont costs points ---
**Author:** ![gts-ter](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/gts-ter/32/5613_2.png) [@gts-ter](https://forums.speedlife.net/u/gts-ter)\ **Post date:** [September 27, 2007, 10:59pm UTC](https://forums.speedlife.net/t/speeding-ticket/134477/8 "2007-09-27T22:59:15Z")
oh crap so i’m pretty much done…best thing to do is guess save up for the increase. What do u mean by re-instate it? ---
**Author:** ![Cal-SoY](https://avatars.discourse-cdn.com/v4/letter/c/91b2a8/32.png) [@Cal-SoY](https://forums.speedlife.net/u/Cal-SoY)\ **Post date:** [September 28, 2007, 6:36am UTC](https://forums.speedlife.net/t/speeding-ticket/134477/9 "2007-09-28T06:36:19Z")
Probably whenever you renew your liscense or transfer ownership or open a new policy you “reinstate your car”. ---
**Author:** ![xtngshZ](https://avatars.discourse-cdn.com/v4/letter/x/c6cbf5/32.png) [@xtngshZ](https://forums.speedlife.net/u/xtngshZ)\ **Post date:** [September 28, 2007, 10:49am UTC](https://forums.speedlife.net/t/speeding-ticket/134477/10 "2007-09-28T10:49:08Z")
> [@Sick F%#@ killed his mother](https://forums.speedlife.net/t/sick-f-killed-his-mother/2262/21): > > Insurance will know. The insurance is actually canceling their policy with me. due to the number of tickets i have… Even those that dont costs points so what are you doing, in regards to getting insurance with another company then? my buddy had a similar experience to you, and right now he’s paying 10g’s on his rsx… ---
**Author:** ![XuperXero](https://avatars.discourse-cdn.com/v4/letter/x/ea5d25/32.png) [@XuperXero](https://forums.speedlife.net/u/XuperXero)\ **Post date:** [September 30, 2007, 12:59am UTC](https://forums.speedlife.net/t/speeding-ticket/134477/11 "2007-09-30T00:59:11Z")
Your buddy’s probably under facility insurance… pretty expensive… I’m currently contacting my state farm agent (my current insurance) and see what he can do about it… ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [October 12, 2007, 7:07am UTC](https://forums.speedlife.net/t/speeding-ticket/134477/12 "2007-10-12T07:07:22Z")
Right now i’m on facility, my primary is 8000 a year, so I can’t afford to drive until next year, IF i don’t get a ticket. Then it drops to 6000, still pretty rough, I hate insurance sometimes. ---
**Author:** ![kazzxtrismus](https://avatars.discourse-cdn.com/v4/letter/k/3bc359/32.png) [@kazzxtrismus](https://forums.speedlife.net/u/kazzxtrismus)\ **Post date:** [October 17, 2007, 7:58pm UTC](https://forums.speedlife.net/t/speeding-ticket/134477/13 "2007-10-17T19:58:57Z")
your insurance will only know about a ticket if they check your license. BUT thye try to do that for everyone very year BUT they cant so they check the risky-er guys (by rating history) first. POINTS are what kill your insurance as they are the major defining factor as to how bad the offence was…you can get a judge to drop the fine but almost never the points. POINTS ARE KEY…I’d pay double the fine if a judge was willing to turn dangerous driving into a 10 over…why?? do the math…my insurance was about $100/month on a new 2.5 altima 10 kms over ticket…woth like 50 bucks with all the gubment add-ons no points insuarance upped to $125/month so for 3+ years my insurance is +$25?? 25x36=$900…now wouldn’t you pay $100 to have it changed to a tint too dark or something??? moving violations give your ins company the right to jack you…PERIOD… non moving…not allowed tint too dark, parking ticket etc this is a finalised fact why people alllways get this wrong is beyond me… why would your insurance company or the judge care what you pay the other? they dont…but a judge is more likely to do you a favor cuse his paycheqe dont depend on it. if your insurance and car payment is more than $800/month just rent a car…they do monthly deals…for cheaper…your in a new car all the time. you have insurance…and save money and dont need to care about the car… if you can get a sales job its a better write off than an equivalent lease etc as the expence works at a higher percentage (80%+) on your taxes!! ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [October 27, 2007, 9:46pm UTC](https://forums.speedlife.net/t/speeding-ticket/134477/14 "2007-10-27T21:46:06Z")
wow man thats brutal! i got the same quotes here for my insurance so i said \*\*\*\* it. and i got Us insurance… its a ripp off. canada seriously sucks when it comes to insurance. its a huge scam you pay out your ass and when you do crash they \*\*\*\* you twice over and dont pay out. i gave up its stupid. when i had my civic. id get pulled over every day no joke even twice a day. and i never did anything wrong. your cars to low this and that all bullshit tickets. nothing legit. i got scamed when i came from the states i had my US licence and had just gotten my G1 they suspended it cause i wasent allowed to drive! im like buddie ive been driving for over 5 years i got my full florida licence hes like so? what a prick. i got nailed in a year with over 3600 in tickets and my licence has been suspended over 7 times. can you belive that and i only have 1 speeding ticket going 10 over!! and nothing else all because of mods… this country is gay. and no insurance company would take me so i whent back to the Us got my car insured legally etc and now they dont bother me. i renew it every 6 months. ---
**Author:** ![dubv](https://avatars.discourse-cdn.com/v4/letter/d/c57346/32.png) [@dubv](https://forums.speedlife.net/u/dubv)\ **Post date:** [October 27, 2007, 10:49pm UTC](https://forums.speedlife.net/t/speeding-ticket/134477/15 "2007-10-27T22:49:14Z")
hahahah I got 2 tickets day ago from PC MOI on my way 2 blades house…:S ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [October 28, 2007, 7:50pm UTC](https://forums.speedlife.net/t/speeding-ticket/134477/16 "2007-10-28T19:50:17Z")
on my way to work 2 weeks ago i was getting on the highway from the 404 to 401 and on the turn around there was 2 OPP officers i saw them and thought \*\*\*\* im going to jail! i pass them and one yells stop!!! i was like \*\*\*\* sakes!!! he walked up to me and says u dident have ur belt on i said uh yah its on now. hes like holly ur on the wrong site… :S asked for my licence he let me go we chatted for abit then i left \*\*\*\*. i hate that!