# sr/rb/ca who do you use for insurance?

**URL:** <https://forums.speedlife.net/t/sr-rb-ca-who-do-you-use-for-insurance/149046>\
**Category:** Canada Nissan Automotive\
**Created:** [May 20, 2008, 8:20pm UTC](https://forums.speedlife.net/t/sr-rb-ca-who-do-you-use-for-insurance/149046 "2008-05-20T20:20:33Z")\
**Posts on this page:** 11\
**Page:** 1

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**Author:** ![ST240](https://avatars.discourse-cdn.com/v4/letter/s/f07891/32.png) [@ST240](https://forums.speedlife.net/u/ST240)\
**Post date:** [May 20, 2008, 8:20pm UTC](https://forums.speedlife.net/t/sr-rb-ca-who-do-you-use-for-insurance/149046/1 "2008-05-20T20:20:33Z")

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I called up my insurance (meloche monnex) and told them i was going to be doing an engine swap and they told me they wouldnt ensure any “high performance” or “highly modified” vehicles…

What a bunch of assclowns. Looks like i need a new insurance provider. For those of you with swapped engines, who do you use? How high are your premiums?

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**Author:** ![RS13](https://avatars.discourse-cdn.com/v4/letter/r/46a35a/32.png) [@RS13](https://forums.speedlife.net/u/RS13)\
**Post date:** [May 21, 2008, 4:35pm UTC](https://forums.speedlife.net/t/sr-rb-ca-who-do-you-use-for-insurance/149046/2 "2008-05-21T16:35:28Z")

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Meloche is my provider.

APEGGA discount too.

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**Author:** ![ST240](https://avatars.discourse-cdn.com/v4/letter/s/f07891/32.png) [@ST240](https://forums.speedlife.net/u/ST240)\
**Post date:** [May 21, 2008, 5:01pm UTC](https://forums.speedlife.net/t/sr-rb-ca-who-do-you-use-for-insurance/149046/3 "2008-05-21T17:01:30Z")

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> [@RS13](#):
>
> Meloche is my provider.
> 
> APEGGA discount too.

Eh? Me too. What do they think youre driving, a “Nissan 240sx” or a “Nissan 240sx with a turbo charged engine swap which includes 5k+ in high performance modifications”?

I also have the apegga discount, and the lady who i spoke to was quite fuzzy on the details, but i was told that if i wanted to ensure my 240sx with engine swap i wouldnt be eligable for the discount and my premiums would go thru the roof or they simply wouldnt ensure it at all.

How much do you pay for the 240?

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**Author:** ![silvertable58](https://avatars.discourse-cdn.com/v4/letter/s/e36b37/32.png) [@silvertable58](https://forums.speedlife.net/u/silvertable58)\
**Post date:** [May 21, 2008, 6:40pm UTC](https://forums.speedlife.net/t/sr-rb-ca-who-do-you-use-for-insurance/149046/4 "2008-05-21T18:40:47Z")

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i’m insured under statefarm but have not told them about my engine swap yet. probably not a good idea.

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**Author:** ![tercel\_drifter](https://avatars.discourse-cdn.com/v4/letter/t/a88e57/32.png) [@tercel\_drifter](https://forums.speedlife.net/u/tercel_drifter)\
**Post date:** [May 21, 2008, 7:26pm UTC](https://forums.speedlife.net/t/sr-rb-ca-who-do-you-use-for-insurance/149046/5 "2008-05-21T19:26:12Z")

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im with allstate and the guy is so cool. when i first insured my car it was already swapped with an sr and he asked me how much i payed, and he was really for a 89??? then he was like ‘it must have a bigger engine!’ ahahh

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**Author:** ![RS13](https://avatars.discourse-cdn.com/v4/letter/r/46a35a/32.png) [@RS13](https://forums.speedlife.net/u/RS13)\
**Post date:** [May 21, 2008, 8:43pm UTC](https://forums.speedlife.net/t/sr-rb-ca-who-do-you-use-for-insurance/149046/6 "2008-05-21T20:43:55Z")

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They know about the engine swap but since the SR is a smaller engine it didn’t cost me anything. I said i have done alot of work to it and it’s way over BBV so they just told me to keep my reciepts. This was about 3 or 4 years ago now so it might have changed.

I think i pay about 240/month for PLPD on my 240 and truck. I also have lots of tickets.

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**Author:** ![ST240](https://avatars.discourse-cdn.com/v4/letter/s/f07891/32.png) [@ST240](https://forums.speedlife.net/u/ST240)\
**Post date:** [May 21, 2008, 9:49pm UTC](https://forums.speedlife.net/t/sr-rb-ca-who-do-you-use-for-insurance/149046/7 "2008-05-21T21:49:00Z")

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> [@silvertable58](#):
>
> i’m insured under statefarm but have not told them about my engine swap yet. probably not a good idea.

I asked my friend who works for an insurance broker and she said doing something like this is easy grounds to refuse a claim if you’re at fault in a collision :shock: .

> [@RS13](#):
>
> They know about the engine swap but since the SR is a smaller engine it didn’t cost me anything. I said i have done alot of work to it and it’s way over BBV so they just told me to keep my reciepts. This was about 3 or 4 years ago now so it might have changed.
> 
> I think i pay about 240/month for PLPD on my 240 and truck. I also have lots of tickets.

Thats plpd only no collision/theft/fire for both?.. Right now i pay 600 a year on my dd ford taurus. She quoted me at an additional 600 per year for a stock 240 as a “pleasure car”. Im gonna phone back and see if i can talk to a non-rookie and get this shit straightened out.

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**Author:** ![dteam](https://avatars.discourse-cdn.com/v4/letter/d/59ef9b/32.png) [@dteam](https://forums.speedlife.net/u/dteam)\
**Post date:** [May 22, 2008, 1:51pm UTC](https://forums.speedlife.net/t/sr-rb-ca-who-do-you-use-for-insurance/149046/8 "2008-05-22T13:51:51Z")

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I tried to get the Apegga discound on my swapped car 3 years ago, and they had nothing to do with me at Monex. RS13, you are a lucky guy. I pay less for the 08 Altima Coupe than for the 240.

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**Author:** ![RS13](https://avatars.discourse-cdn.com/v4/letter/r/46a35a/32.png) [@RS13](https://forums.speedlife.net/u/RS13)\
**Post date:** [May 23, 2008, 4:56am UTC](https://forums.speedlife.net/t/sr-rb-ca-who-do-you-use-for-insurance/149046/9 "2008-05-23T04:56:17Z")

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Oh yea sorry. PLPD on both, Fire theft, vandalism the whole work on the 240 but collision. I also carry 2 Mil liability cuz you never know when it’s needed (was only 13 extra bucks a month). Full glass coverage is just a little more too.

My whole family is insured thru them so i think that helps too

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**Author:** ![the.k.w.c](https://avatars.discourse-cdn.com/v4/letter/t/e56c9b/32.png) [@the.k.w.c](https://forums.speedlife.net/u/the.k.w.c)\
**Post date:** [May 23, 2008, 12:20pm UTC](https://forums.speedlife.net/t/sr-rb-ca-who-do-you-use-for-insurance/149046/10 "2008-05-23T12:20:02Z")

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i never told my insurance company

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**Author:** ![silvertable58](https://avatars.discourse-cdn.com/v4/letter/s/e36b37/32.png) [@silvertable58](https://forums.speedlife.net/u/silvertable58)\
**Post date:** [May 23, 2008, 1:39pm UTC](https://forums.speedlife.net/t/sr-rb-ca-who-do-you-use-for-insurance/149046/11 "2008-05-23T13:39:39Z")

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then you better not getin into an accident foo
