# State Farm cancels insurance on "modified" Sunfire

**URL:** https://forums.speedlife.net/t/state-farm-cancels-insurance-on-modified-sunfire/137408
**Category:** Canada Nissan Off Topic
**Created:** [April 5, 2004, 9:48am UTC](https://forums.speedlife.net/t/state-farm-cancels-insurance-on-modified-sunfire/137408 "2004-04-05T09:48:41Z")
**Posts on this page:** 20
**Page:** 1

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### Author: ![reid](https://avatars.discourse-cdn.com/v4/letter/r/439d5e/32.png) [@reid](https://forums.speedlife.net/u/reid)
#### Post date: [April 5, 2004, 9:48am UTC](https://forums.speedlife.net/t/state-farm-cancels-insurance-on-modified-sunfire/137408/1 "2004-04-05T09:48:41Z")

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[http://www.autoweek.com/cat\_content.mv?port\_code=autoweek&cat\_code=carnews&loc\_code=index&content\_code=02910534](http://www.autoweek.com/cat_content.mv?port_code=autoweek&cat_code=carnews&loc_code=index&content_code=02910534)

Insurance is the biggest scam ever foisted on the public. Combined with record profits last years and rising rates the insurance companies are screwing us and nothing is done.

When will the raping stop?

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### Author: ![imported\_240sx1](https://avatars.discourse-cdn.com/v4/letter/i/df705f/32.png) [@imported\_240sx1](https://forums.speedlife.net/u/imported_240sx1)
#### Post date: [April 5, 2004, 10:13am UTC](https://forums.speedlife.net/t/state-farm-cancels-insurance-on-modified-sunfire/137408/2 "2004-04-05T10:13:38Z")

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thats absolutly insane.  
i hate people that can’t appreciate  
tuner cars and try so hard to make them  
extinct.  
i dont think the raping will stop tho.  
its just gonna get worse and more expensive  
damn tuner haters :evil:

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<div class="post-metadata">

### Author: ![Nis240](https://avatars.discourse-cdn.com/v4/letter/n/a9a28c/32.png) [@Nis240](https://forums.speedlife.net/u/Nis240)
#### Post date: [April 5, 2004, 2:51pm UTC](https://forums.speedlife.net/t/state-farm-cancels-insurance-on-modified-sunfire/137408/3 "2004-04-05T14:51:13Z")

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What the fuck is this country coming to, in Japan you can drive almost anything on the street as long as it has bumpers.

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### Author: ![Zazam](https://avatars.discourse-cdn.com/v4/letter/z/f9ae1b/32.png) [@Zazam](https://forums.speedlife.net/u/Zazam)
#### Post date: [April 5, 2004, 2:54pm UTC](https://forums.speedlife.net/t/state-farm-cancels-insurance-on-modified-sunfire/137408/4 "2004-04-05T14:54:19Z")

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Thats all wrong. :evil: Now what kind of 47 year old would dress up a Sunfire? j/j yeah insurance companies are definatly a rip off.

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<div class="post-metadata">

### Author: ![Initial\_B](https://avatars.discourse-cdn.com/v4/letter/i/e274bd/32.png) [@Initial\_B](https://forums.speedlife.net/u/Initial_B)
#### Post date: [April 5, 2004, 5:19pm UTC](https://forums.speedlife.net/t/state-farm-cancels-insurance-on-modified-sunfire/137408/5 "2004-04-05T17:19:12Z")

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I dont get why they will insure a stock Integra Type R, and not a sunfire with bolt ons, the Type R is much faster than the sunfire will ever be

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### Author: ![Inzane](https://avatars.discourse-cdn.com/v4/letter/i/b38774/32.png) [@Inzane](https://forums.speedlife.net/u/Inzane)
#### Post date: [April 7, 2004, 3:57pm UTC](https://forums.speedlife.net/t/state-farm-cancels-insurance-on-modified-sunfire/137408/6 "2004-04-07T15:57:59Z")

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That’s Ontario for you. Their Government and Insurance companies are F#%KED UP.

Ontario residents are combating nasty changes to their traffic safety act too, which under certain interpretations prohibits any and all modifications.

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### Author: ![Stinky](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/stinky/32/3299_2.png) [@Stinky](https://forums.speedlife.net/u/Stinky)
#### Post date: [April 8, 2004, 12:04pm UTC](https://forums.speedlife.net/t/state-farm-cancels-insurance-on-modified-sunfire/137408/7 "2004-04-08T12:04:18Z")

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I guess I am just going to have to move back to Japan then. I liked it there better anyway. Plus I can drive a skyline without paying $90,000 US for a 2 year old model!

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<div class="post-metadata">

### Author: ![redbaron303](https://avatars.discourse-cdn.com/v4/letter/r/45deac/32.png) [@redbaron303](https://forums.speedlife.net/u/redbaron303)
#### Post date: [April 14, 2004, 7:07pm UTC](https://forums.speedlife.net/t/state-farm-cancels-insurance-on-modified-sunfire/137408/8 "2004-04-14T19:07:55Z")

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State farm has a policy that states “modification of suspension components and/or gain of 15%+ over stock power = rights to void your insurance.”

The bonus of writing of a car like mine that is modded, they can’t tell unless they dyno it and they’ll never know if the car looks like my last Z31 b/c you couldn’t put that on a dyno.

I think the policy is absurd, but this is an excellent reason to check into your insurance company and their policies before yo udo anything to your car.

Unfortunatly the situation sux for him and many of us alike… too bad there isn’t a simple solution to the problem we’re all facing: “being rapped by insurance.”

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<div class="post-metadata">

### Author: ![GeoffDonk](https://avatars.discourse-cdn.com/v4/letter/g/cdc98d/32.png) [@GeoffDonk](https://forums.speedlife.net/u/GeoffDonk)
#### Post date: [April 14, 2004, 10:37pm UTC](https://forums.speedlife.net/t/state-farm-cancels-insurance-on-modified-sunfire/137408/9 "2004-04-14T22:37:53Z")

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juice out the hp all you want, just make sure if you get in an accident to redline and blow your engine so they cant check 😉

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<div class="post-metadata">

### Author: ![SRBURG13](https://avatars.discourse-cdn.com/v4/letter/s/9fc29f/32.png) [@SRBURG13](https://forums.speedlife.net/u/SRBURG13)
#### Post date: [April 18, 2004, 2:48pm UTC](https://forums.speedlife.net/t/state-farm-cancels-insurance-on-modified-sunfire/137408/10 "2004-04-18T14:48:16Z")

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Hmm, after my swap, my insurance only went up by like $40. Weird. Morgex is where its at 😉

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<div class="post-metadata">

### Author: ![redbaron303](https://avatars.discourse-cdn.com/v4/letter/r/45deac/32.png) [@redbaron303](https://forums.speedlife.net/u/redbaron303)
#### Post date: [April 18, 2004, 7:03pm UTC](https://forums.speedlife.net/t/state-farm-cancels-insurance-on-modified-sunfire/137408/11 "2004-04-18T19:03:02Z")

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Morgex is also one of the few companies that allows dealer plates and the proper dealer insurance… ☹

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<div class="post-metadata">

### Author: ![GeoffDonk](https://avatars.discourse-cdn.com/v4/letter/g/cdc98d/32.png) [@GeoffDonk](https://forums.speedlife.net/u/GeoffDonk)
#### Post date: [April 24, 2004, 4:34pm UTC](https://forums.speedlife.net/t/state-farm-cancels-insurance-on-modified-sunfire/137408/12 "2004-04-24T16:34:58Z")

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if this 1800 cap for new driveers seriously comes around im saying bye bye to state farm.

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<div class="post-metadata">

### Author: ![reid](https://avatars.discourse-cdn.com/v4/letter/r/439d5e/32.png) [@reid](https://forums.speedlife.net/u/reid)
#### Post date: [April 5, 2004, 9:48am UTC](https://forums.speedlife.net/t/state-farm-cancels-insurance-on-modified-sunfire/137408/13 "2004-04-05T09:48:41Z")

</div>

[http://www.autoweek.com/cat\_content.mv?port\_code=autoweek&cat\_code=carnews&loc\_code=index&content\_code=02910534](http://www.autoweek.com/cat_content.mv?port_code=autoweek&cat_code=carnews&loc_code=index&content_code=02910534)

Insurance is the biggest scam ever foisted on the public. Combined with record profits last years and rising rates the insurance companies are screwing us and nothing is done.

When will the raping stop?

---

<div class="post-metadata">

### Author: ![imported\_240sx1](https://avatars.discourse-cdn.com/v4/letter/i/df705f/32.png) [@imported\_240sx1](https://forums.speedlife.net/u/imported_240sx1)
#### Post date: [April 5, 2004, 10:13am UTC](https://forums.speedlife.net/t/state-farm-cancels-insurance-on-modified-sunfire/137408/14 "2004-04-05T10:13:38Z")

</div>

thats absolutly insane.  
i hate people that can’t appreciate  
tuner cars and try so hard to make them  
extinct.  
i dont think the raping will stop tho.  
its just gonna get worse and more expensive  
damn tuner haters :evil:

---

<div class="post-metadata">

### Author: ![Nis240](https://avatars.discourse-cdn.com/v4/letter/n/a9a28c/32.png) [@Nis240](https://forums.speedlife.net/u/Nis240)
#### Post date: [April 5, 2004, 2:51pm UTC](https://forums.speedlife.net/t/state-farm-cancels-insurance-on-modified-sunfire/137408/15 "2004-04-05T14:51:13Z")

</div>

What the fuck is this country coming to, in Japan you can drive almost anything on the street as long as it has bumpers.

---

<div class="post-metadata">

### Author: ![Zazam](https://avatars.discourse-cdn.com/v4/letter/z/f9ae1b/32.png) [@Zazam](https://forums.speedlife.net/u/Zazam)
#### Post date: [April 5, 2004, 2:54pm UTC](https://forums.speedlife.net/t/state-farm-cancels-insurance-on-modified-sunfire/137408/16 "2004-04-05T14:54:19Z")

</div>

Thats all wrong. :evil: Now what kind of 47 year old would dress up a Sunfire? j/j yeah insurance companies are definatly a rip off.

---

<div class="post-metadata">

### Author: ![Initial\_B](https://avatars.discourse-cdn.com/v4/letter/i/e274bd/32.png) [@Initial\_B](https://forums.speedlife.net/u/Initial_B)
#### Post date: [April 5, 2004, 5:19pm UTC](https://forums.speedlife.net/t/state-farm-cancels-insurance-on-modified-sunfire/137408/17 "2004-04-05T17:19:12Z")

</div>

I dont get why they will insure a stock Integra Type R, and not a sunfire with bolt ons, the Type R is much faster than the sunfire will ever be

---

<div class="post-metadata">

### Author: ![Inzane](https://avatars.discourse-cdn.com/v4/letter/i/b38774/32.png) [@Inzane](https://forums.speedlife.net/u/Inzane)
#### Post date: [April 7, 2004, 3:57pm UTC](https://forums.speedlife.net/t/state-farm-cancels-insurance-on-modified-sunfire/137408/18 "2004-04-07T15:57:59Z")

</div>

That’s Ontario for you. Their Government and Insurance companies are F#%KED UP.

Ontario residents are combating nasty changes to their traffic safety act too, which under certain interpretations prohibits any and all modifications.

---

<div class="post-metadata">

### Author: ![Stinky](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/stinky/32/3299_2.png) [@Stinky](https://forums.speedlife.net/u/Stinky)
#### Post date: [April 8, 2004, 12:04pm UTC](https://forums.speedlife.net/t/state-farm-cancels-insurance-on-modified-sunfire/137408/19 "2004-04-08T12:04:18Z")

</div>

I guess I am just going to have to move back to Japan then. I liked it there better anyway. Plus I can drive a skyline without paying $90,000 US for a 2 year old model!

---

<div class="post-metadata">

### Author: ![redbaron303](https://avatars.discourse-cdn.com/v4/letter/r/45deac/32.png) [@redbaron303](https://forums.speedlife.net/u/redbaron303)
#### Post date: [April 14, 2004, 7:07pm UTC](https://forums.speedlife.net/t/state-farm-cancels-insurance-on-modified-sunfire/137408/20 "2004-04-14T19:07:55Z")

</div>

State farm has a policy that states “modification of suspension components and/or gain of 15%+ over stock power = rights to void your insurance.”

The bonus of writing of a car like mine that is modded, they can’t tell unless they dyno it and they’ll never know if the car looks like my last Z31 b/c you couldn’t put that on a dyno.

I think the policy is absurd, but this is an excellent reason to check into your insurance company and their policies before yo udo anything to your car.

Unfortunatly the situation sux for him and many of us alike… too bad there isn’t a simple solution to the problem we’re all facing: “being rapped by insurance.”

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