# Student Loan Consolidation???

**URL:** <https://forums.speedlife.net/t/student-loan-consolidation/27467>\
**Category:** NYSpeed Off Topic\
**Created:** [April 11, 2007, 1:01pm UTC](https://forums.speedlife.net/t/student-loan-consolidation/27467 "2007-04-11T13:01:12Z")\
**Posts on this page:** 3\
**Page:** 1

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**Author:** ![Locutus](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/locutus/32/7574_2.png) [@Locutus](https://forums.speedlife.net/u/Locutus)\
**Post date:** [April 11, 2007, 1:01pm UTC](https://forums.speedlife.net/t/student-loan-consolidation/27467/1 "2007-04-11T13:01:12Z")

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why is there such a push right now? I’m getting calls DAILY from different companies to do this. SalleMay is emailing me daily.

what is the incentive of these companies to get my business? One of them offered me a 700.00 check and a 50% monthly reduction just to sign with them. can someone who has recently been through this process please explain it to me 🙂

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**Author:** ![jay\_g](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jay_g/32/111288_2.png) [@jay\_g](https://forums.speedlife.net/u/jay_g)\
**Post date:** [April 11, 2007, 1:04pm UTC](https://forums.speedlife.net/t/student-loan-consolidation/27467/2 "2007-04-11T13:04:26Z")

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You must be on a list. I get offers in the mail all the time for it.  
I consolidated mine with Citibank a few years ago, got locked @4.25%. I have one very manageable payment instead of many.

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**Author:** ![walter](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/walter/32/7202_2.png) [@walter](https://forums.speedlife.net/u/walter)\
**Post date:** [April 11, 2007, 4:14pm UTC](https://forums.speedlife.net/t/student-loan-consolidation/27467/3 "2007-04-11T16:14:45Z")

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I thought the dems were supposed to lower rates in their 90 day pledge or whatever it was.

Just use nelnet or fanniemay (sp)