# t-up to hsbc **URL:** \ **Category:** NYSpeed Off Topic\ **Created:** [May 1, 2008, 4:32pm UTC](https://forums.speedlife.net/t/t-up-to-hsbc/47763 "2008-05-01T16:32:31Z")\ **Posts on this page:** 7\ **Page:** 2
**Author:** ![Jim1234664](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jim1234664/32/7438_2.png) [@Jim1234664](https://forums.speedlife.net/u/Jim1234664)\ **Post date:** [May 1, 2008, 10:07pm UTC](https://forums.speedlife.net/t/t-up-to-hsbc/47763/21 "2008-05-01T22:07:23Z")
> [@AfXtc777](#): > > the one I have through ING is 7.8% so it is possible FYI… prove it :hang: mine thru them is at ~3% apy. even the electric orange isnt much higher and that requires six figures. ---
**Author:** ![cky89](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cky89/32/4945_2.png) [@cky89](https://forums.speedlife.net/u/cky89)\ **Post date:** [May 1, 2008, 10:11pm UTC](https://forums.speedlife.net/t/t-up-to-hsbc/47763/22 "2008-05-01T22:11:14Z")
> [@Paulo](#): > > I’ll be hitting up HSBC saturday morning to switch my accounts most likely since I have exams tomorrow. > > down with MandT!! FUCK M&T!!! ---
**Author:** ![Daddie](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/daddie/32/7621_2.png) [@Daddie](https://forums.speedlife.net/u/Daddie)\ **Post date:** [May 2, 2008, 5:20am UTC](https://forums.speedlife.net/t/t-up-to-hsbc/47763/23 "2008-05-02T05:20:28Z")
lol @ people thinking they are making 7.x % + on their savings, unless you have like a couple mill, and it’s in a fucking 5 year CD lol I had this kid come up to me and tell me he’s making 25% on his checking account, I was like wtf? lol, dumbass - he was making .25% ---
**Author:** ![Eazy716](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/eazy716/32/7443_2.png) [@Eazy716](https://forums.speedlife.net/u/Eazy716)\ **Post date:** [May 2, 2008, 5:27am UTC](https://forums.speedlife.net/t/t-up-to-hsbc/47763/24 "2008-05-02T05:27:13Z")
> [@MrSmith](#): > > HSBC is great until you have a problem and you have to talk to “John Wayne” or “Greta Garbo” in India. > Then again I hear if you have over 100k in your account you get a super special top secret customer service # to a well trained and _gasp_ english speaking call center downtown. welcome to pretty much all big financial institutes. And the high profile accounts you’re refering to are the “Premier” accounts. People with good credit, lots of cash, and alot of accounts. ---
**Author:** ![chino](https://avatars.discourse-cdn.com/v4/letter/c/bcef8e/32.png) [@chino](https://forums.speedlife.net/u/chino)\ **Post date:** [May 2, 2008, 5:36am UTC](https://forums.speedlife.net/t/t-up-to-hsbc/47763/25 "2008-05-02T05:36:20Z")
> [@ubengineering](#): > > 7.5 when i signed up 2 years ago, its down to 6.0% and i cant acess any of my hsbc accounts till next monday, theyre sending me new cards and new account information, so right now i have 8$ until monday =) dude I have that savings account - it is at 3.05% HOWEVER, HSBC’s fraud department is awesome and they have caught everything before I have and I review my accounts daily. Their customer service is perfectly fine IMO, I’ve called many times always get someone that speaks decent english and helps me out. They’ve removed every single overdraft, late fee or anything I’ve ever had too. > [@Daddie](#): > > lol @ people thinking they are making 7.x % + on their savings, unless you have like a couple mill, and it’s in a fucking 5 year CD lol > > I had this kid come up to me and tell me he’s making 25% on his checking account, I was like wtf? > > lol, dumbass - he was making .25% bahaha 25% checking, i need to get me one of those! ---
**Author:** ![Nikuk](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/nikuk/32/7254_2.png) [@Nikuk](https://forums.speedlife.net/u/Nikuk)\ **Post date:** [May 2, 2008, 8:01am UTC](https://forums.speedlife.net/t/t-up-to-hsbc/47763/26 "2008-05-02T08:01:38Z")
One of the few nice things about M&T is that all of their consumer call centers are american based. Cheektowaga, and Delaware (state). 🤣 @ 25% deposit accounts. ---
**Author:** ![Nikuk](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/nikuk/32/7254_2.png) [@Nikuk](https://forums.speedlife.net/u/Nikuk)\ **Post date:** [May 2, 2008, 8:02am UTC](https://forums.speedlife.net/t/t-up-to-hsbc/47763/27 "2008-05-02T08:02:19Z")
> [@Joe](#): > > why would they take your deposits at 7.5% to make loans at less than that? YOU STOP IT WITH YOUR NET INTEREST MARGIN LOGIC!!! [Previous page](https://forums.speedlife.net/t/t-up-to-hsbc/47763.md?page=1)