# To Buy or to Lease, That is the Question... **URL:** \ **Category:** PittSpeed Off Topic\ **Created:** [December 19, 2005, 9:03am UTC](https://forums.speedlife.net/t/to-buy-or-to-lease-that-is-the-question/178937 "2005-12-19T09:03:28Z")\ **Posts on this page:** 20\ **Page:** 2
**Author:** ![whitey](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/whitey/32/5911_2.png) [@whitey](https://forums.speedlife.net/u/whitey)\ **Post date:** [December 20, 2005, 6:16am UTC](https://forums.speedlife.net/t/to-buy-or-to-lease-that-is-the-question/178937/21 "2005-12-20T06:16:35Z")
199.99 x 36 = 7199.64 = Brand New Subaru for 3 years or her other alternative to buy a used VW that might break and will end up being worth shit in the end. I think the lease is the much better option ---
**Author:** ![Shaggy](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/shaggy/32/5945_2.png) [@Shaggy](https://forums.speedlife.net/u/Shaggy)\ **Post date:** [December 20, 2005, 6:36am UTC](https://forums.speedlife.net/t/to-buy-or-to-lease-that-is-the-question/178937/22 "2005-12-20T06:36:37Z")
who honestly drives under 10k a year for a DD on here? ---
**Author:** ![DTMVENG24](https://avatars.discourse-cdn.com/v4/letter/d/da6949/32.png) [@DTMVENG24](https://forums.speedlife.net/u/DTMVENG24)\ **Post date:** [December 20, 2005, 6:38am UTC](https://forums.speedlife.net/t/to-buy-or-to-lease-that-is-the-question/178937/23 "2005-12-20T06:38:11Z")
> [@vw16vcabby](#): > > i wouldnt lease. you make payments and have nothing to show for it, buy a used vw, worse case motor goes-- 125 bucks, for motors and 250 labor, or tranny goes-- 750 for tranny, and 275 for labor (auto)… I think this is a good option for someone who has knowledge of fixing vw’s and can repair it if it breaks. For someone who just wants to get from point a to b without worry and the luxury of a warranty. A lease is a good option. 🙂 ---
**Author:** ![kilmer420](https://avatars.discourse-cdn.com/v4/letter/k/d6d6ee/32.png) [@kilmer420](https://forums.speedlife.net/u/kilmer420)\ **Post date:** [December 20, 2005, 4:02pm UTC](https://forums.speedlife.net/t/to-buy-or-to-lease-that-is-the-question/178937/24 "2005-12-20T16:02:26Z")
> [@Be\_Rad](#): > > I hear that, I bought my 99 with 55k on the clock and I haven’t been that easy on…autocrossing, drag racing, complete and utter parts molestation…2 years later 81k miles now and I’m still on the orignal clutch, brakes and only gone through 2 sets of tires, 1 cv boot split and the ignition control module…this car fucking rocks! I never expected to be this fortunate. > > **that’s because those ignition modules are garabage on b5’s plus you are lucky your ABS module hasn’t failed yet, huge issue with the audi’s, the AEB ones specifically up to 99, and it’s a 500 dollar part :ouch:** > > But its not. We already looked at it and are test driving tonight. Theres not many options aside from auto, moonroof and leather before your at the WRX plateau. Comes with 16" wheels (no mf’ing hub caps, yes!) black grey interior, power everything, secuirty, 4 wheel disc, agressive fenders and styling come standard on the sedan, not as agressive on the wagon. > > **don’t buy rims. My last GF fucked up my rims, and i will not help a future GF buy anything but steelies and hubcaps, for the most part they don’t care about cars enough to treat the well, and it’s easier to buy a new steelie 🙂** > > kiss my ass. reply to my AIM’s. And I don’t feel like working on her car ever, I have my hands full as it is, she just wants it to run and doesn’t want to bother me if it breaks…oddly enough I feel the same way. > > **If that’s the case i would honestly look into hondas. Parts are cheaper and they tend to break down less. Although I haven’t had any issues beside my coilpack failing and my window regulator failing (both covered under warranty as a second owner).** > > In my head I know thats true, I think we may find a fluke in the financial details of the lease that would detur us from going that route. We shall see. > > **A lease is only good if she is going to trade the car in within 3-4 years for another one, otherwise don’t do it IMHO** ---
**Author:** ![kilmer420](https://avatars.discourse-cdn.com/v4/letter/k/d6d6ee/32.png) [@kilmer420](https://forums.speedlife.net/u/kilmer420)\ **Post date:** [December 20, 2005, 4:03pm UTC](https://forums.speedlife.net/t/to-buy-or-to-lease-that-is-the-question/178937/25 "2005-12-20T16:03:53Z")
> [@DTMVENG24](#): > > I think this is a good option for someone who has knowledge of fixing vw’s and can repair it if it breaks. For someone who just wants to get from point a to b without worry and the luxury of a warranty. A lease is a good option. 🙂 That’s why it pays off to know people on this board. I can say thanks to sailor for his help with my car 🙂 ---
**Author:** ![cleanquick306](https://avatars.discourse-cdn.com/v4/letter/c/48db29/32.png) [@cleanquick306](https://forums.speedlife.net/u/cleanquick306)\ **Post date:** [December 20, 2005, 4:08pm UTC](https://forums.speedlife.net/t/to-buy-or-to-lease-that-is-the-question/178937/26 "2005-12-20T16:08:27Z")
> [@mesteño](#): > > who honestly drives under 10k a year for a DD on here? i have never put 10k on a car in a year. i have no idea how because it seems like i used to drive alot… :dunno: ---
**Author:** ![mustang03gt](https://avatars.discourse-cdn.com/v4/letter/m/35a633/32.png) [@mustang03gt](https://forums.speedlife.net/u/mustang03gt)\ **Post date:** [December 21, 2005, 3:13am UTC](https://forums.speedlife.net/t/to-buy-or-to-lease-that-is-the-question/178937/27 "2005-12-21T03:13:41Z")
> [@cleanquick306](#): > > i have never put 10k on a car in a year. i have no idea how because it seems like i used to drive alot… :dunno: I owned my 2000 cavalier from 6/00 til 10/2002 and put 46k on it and had my eclipse from 10/2002-10/2004 and put 38k on it. then again i was driving 90 miles a day for work for a year. greensburg to mcknight road. this last year ive only done about 12k but it seems like alot more. good luck with the new car buying…or should i say leasing. take it from someone who got OWNED bigtime…make sure you read the fine print! ill never ever lease another thing in my life! ---
**Author:** ![BETRAYED93](https://avatars.discourse-cdn.com/v4/letter/b/ed8c4c/32.png) [@BETRAYED93](https://forums.speedlife.net/u/BETRAYED93)\ **Post date:** [December 21, 2005, 6:06am UTC](https://forums.speedlife.net/t/to-buy-or-to-lease-that-is-the-question/178937/28 "2005-12-21T06:06:03Z")
my gf’s mom as the awd new basic imprezza and its actaully pretty nice… 199 a month with no down payment isn t bad at all for a new car… then in 4 yrs she can turn it in and get another new car or buy one… im not positive but i think lease’s have higher insurance rates! ---
**Author:** ![berad](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/berad/32/5953_2.png) [@berad](https://forums.speedlife.net/u/berad)\ **Post date:** [December 21, 2005, 6:35am UTC](https://forums.speedlife.net/t/to-buy-or-to-lease-that-is-the-question/178937/29 "2005-12-21T06:35:02Z")
> [@BETRAYED93](#): > > my gf’s mom as the awd new basic imprezza and its actaully pretty nice… 199 a month with no down payment isn t bad at all for a new car… then in 4 yrs she can turn it in and get another new car or buy one… > > im not positive but i think lease’s have higher insurance rates! It is a very nice car. Hers was a little more for the a/t and $135 mudflaps!!! :doh: but oh well. The insurance was a little on the high side for someone with no accidents or tickets…but it will be dropping next year plus we can shop around, maybe go with a larger company than what she has now. ---
**Author:** ![Storamin](https://avatars.discourse-cdn.com/v4/letter/s/9fc348/32.png) [@Storamin](https://forums.speedlife.net/u/Storamin)\ **Post date:** [December 21, 2005, 8:14am UTC](https://forums.speedlife.net/t/to-buy-or-to-lease-that-is-the-question/178937/30 "2005-12-21T08:14:20Z")
the only problem is you have to make sure she can keep paying the payments for those 3 years & wants to keep the car for 3 years. getting out of a lease early is UGLY to say the least. ---
**Author:** ![berad](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/berad/32/5953_2.png) [@berad](https://forums.speedlife.net/u/berad)\ **Post date:** [December 21, 2005, 8:23am UTC](https://forums.speedlife.net/t/to-buy-or-to-lease-that-is-the-question/178937/31 "2005-12-21T08:23:49Z")
> [@Storamin](#): > > the only problem is you have to make sure she can keep paying the payments for those 3 years & wants to keep the car for 3 years. getting out of a lease early is UGLY to say the least. I keep her in line… 😉 ---
**Author:** ![vw16vcabby](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/vw16vcabby/32/5943_2.png) [@vw16vcabby](https://forums.speedlife.net/u/vw16vcabby)\ **Post date:** [December 21, 2005, 7:12pm UTC](https://forums.speedlife.net/t/to-buy-or-to-lease-that-is-the-question/178937/32 "2005-12-21T19:12:45Z")
i see ur point on leasing, and the prices i quoted on repairing the vw are for of the street people, obviously a shit ton cheaper if you do it yourself. either way, jap car will be more dependable than a german/british/domestic car, even if gm owns a share in them. i just dont agree w/ paying money on a lease, and not owning the car. only car i’d think of leasing is maybe a domestic, b/c they depreciate like champs. but then again, if i go domestic, it will be old domestic… ---
**Author:** ![berad](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/berad/32/5953_2.png) [@berad](https://forums.speedlife.net/u/berad)\ **Post date:** [December 21, 2005, 10:51pm UTC](https://forums.speedlife.net/t/to-buy-or-to-lease-that-is-the-question/178937/33 "2005-12-21T22:51:48Z")
Some Old Fuck Backed Into Her Car Today!!! Fuck Old People! Do Not Drive! You Suck At Life And Should Either Stay At Home Or Ride The Bus! If You Drive And You Suck At Life Then U Should Die!!! Or Have Some Fucking Respect For Other Peoples Property! Nobody Gives A Fuck About You Because Ur Old! 1 Day And Its Already Fucked Up!!! Fuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuck!!! ---
**Author:** ![BlkP42E](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blkp42e/32/5938_2.png) [@BlkP42E](https://forums.speedlife.net/u/BlkP42E)\ **Post date:** [December 22, 2005, 5:25am UTC](https://forums.speedlife.net/t/to-buy-or-to-lease-that-is-the-question/178937/34 "2005-12-22T05:25:53Z")
🤣🤣🤣 ---
**Author:** ![2toneishot](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/2toneishot/32/6010_2.png) [@2toneishot](https://forums.speedlife.net/u/2toneishot)\ **Post date:** [December 22, 2005, 6:15am UTC](https://forums.speedlife.net/t/to-buy-or-to-lease-that-is-the-question/178937/35 "2005-12-22T06:15:55Z")
> [@BlkP42E](#): > > 🤣🤣🤣 im sorry thats funny but it def sux and id be pissed ---
**Author:** ![fshowcars](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fshowcars/32/5937_2.png) [@fshowcars](https://forums.speedlife.net/u/fshowcars)\ **Post date:** [December 22, 2005, 6:25am UTC](https://forums.speedlife.net/t/to-buy-or-to-lease-that-is-the-question/178937/36 "2005-12-22T06:25:26Z")
damn that beats me… at least my car was 3 months old when some asshole fuck backed into it and dipped. ---
**Author:** ![Sight\_N\_Sound](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/sight_n_sound/32/5950_2.png) [@Sight\_N\_Sound](https://forums.speedlife.net/u/Sight_N_Sound)\ **Post date:** [December 22, 2005, 6:31am UTC](https://forums.speedlife.net/t/to-buy-or-to-lease-that-is-the-question/178937/37 "2005-12-22T06:31:16Z")
> [@BlkP42E](#): > > 🤣🤣🤣 x2… don’t you get penalized now because it was damaged… ---
**Author:** ![BlkP42E](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blkp42e/32/5938_2.png) [@BlkP42E](https://forums.speedlife.net/u/BlkP42E)\ **Post date:** [December 22, 2005, 7:38am UTC](https://forums.speedlife.net/t/to-buy-or-to-lease-that-is-the-question/178937/38 "2005-12-22T07:38:55Z")
shoulda broke his hip ---
**Author:** ![tjZ28](https://avatars.discourse-cdn.com/v4/letter/t/9de0a6/32.png) [@tjZ28](https://forums.speedlife.net/u/tjZ28)\ **Post date:** [December 22, 2005, 10:31am UTC](https://forums.speedlife.net/t/to-buy-or-to-lease-that-is-the-question/178937/39 "2005-12-22T10:31:20Z")
> [@whitey](#): > > 199.99 x 36 = 7199.64 = Brand New Subaru for 3 years > > or her other alternative to buy a used VW that might break and will end up being worth shit in the end. I think the lease is the much better option See, that’s what I’m talking about… somebody doing the Math. My GF is in the same situation (some of you might remember me posting about car ideas for her MONTHS ago… we’ll she’s still driving the same POS that she was then). She really can’t go much above $200/mo. for payments. So where does that put her in the used car market? Just under $10k financed (and she doesn’t have much to put down… so we’re talkin’ a $12k car here MAX if I help a bit) figuring a 5 year loan. So she gets a car for around $12k total, puts $2k down and pays $200/mo for the next 5 years while putting about 12k mi/yr on it. In 5 years what does she have to show for it? Sure she owns a car but it’s value will be NEXT TO NOTHING. It will have 60k more miles on it (and it probably started pretty high since it was only a 12k car). With depreciation etc. the car will be worthless. And she spent 5 years driving a not so great car that SHE had to pay for all repairs on. Now if she leases she probably has to put money down up front, let’s figure the same $2k. She pays $200/mo for the next 3 years to drive a brand new, fully warrantied car. At the end of the 3 years she can trade up to another new car lease (unless financial situations are different then and she can buy new) and be in a '09 model year car. So with the purchase route in 5 years she owns a late 90s early 2000s car but it’ll be 2011. Sure, she owns it and it may be worth a few grand. But I’d bet the barn over the 5 years she had it she would have paid more than the few grand it’s worth in repairs. Going the lease route she won’t own a damn thing but be driving a '09 or '10 model year car in '11 that she hasn’t paid a dime to repair. -TJ ---
**Author:** ![DTMVENG24](https://avatars.discourse-cdn.com/v4/letter/d/da6949/32.png) [@DTMVENG24](https://forums.speedlife.net/u/DTMVENG24)\ **Post date:** [December 22, 2005, 11:46am UTC](https://forums.speedlife.net/t/to-buy-or-to-lease-that-is-the-question/178937/40 "2005-12-22T11:46:06Z")
> [@Be\_Rad](#): > > Some Old Fuck Backed Into Her Car Today!!! Fuck Old People! Do Not Drive! You Suck At Life And Should Either Stay At Home Or Ride The Bus! If You Drive And You Suck At Life Then U Should Die!!! Or Have Some Fucking Respect For Other Peoples Property! Nobody Gives A Fuck About You Because Ur Old! 1 Day And Its Already Fucked Up!!! Fuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuck!!! I feel your pain. Some old lady at giant eagle in monroeville ran into my moms ride. The funny thing about it was when she saw she couldnt make the bend she took her hands off of the steering wheel and covered her eyes.no bull.lol. I couldnt beleive it when i saw this lady do this. Then when i went up to her to check and see if she was alright, she acted like she was having a heart attack. I couldnt imagine though just having a car for 1 day and someone hitting it. Any damage? :spank: [Previous page](https://forums.speedlife.net/t/to-buy-or-to-lease-that-is-the-question/178937.md?page=1)